Florida Real Estate 45 Hour Post License Practice
Exam Questions with Verified Answers 2026/2027
New Update
Brokerages must maintain business records for _____ years and _____ in an electronic format. -
answer -1) [CORRECT ANSWER] 5; can be electronic
2) 5; cannot be
3) 7; can be
4) 7; cannot be
Which of the following is the correct formula for HER (housing expense ratio)? - answer -1)
[CORRECT ANSWER] PITI+MIP divide by monthly gross income=HER
2) PITI+TOR divide by monthly gross income=HER
3) TOR+MIP divide by monthly gross income=HER
4) None of the above.
Someone could be heard crying for help from an apartment. Which statement is true? - answer
-1) The owner cannot enter without the tenant's permission no matter what.
2) [CORRECT ANSWER] Because it is an emergency, the owner may enter.
3) The owner may never enter without the tenant present.
4) The owner must give 14 hours' notice.
1|Page
,Lenders who fail to follow the Equal Credit Opportunity Act can face civil liability for actual and
punitive damages of up to how much? - answer -1) $5,000
2) [CORRECT ANSWER] $10,000
3) $15,000
4) $20,000
Which statement would you advise agent Jerome not use in his listing advertisement due to Fair
Housing Laws? - answer -1) Seller will assist with closing costs.
2) Apply for a home loan today.
3) [CORRECT ANSWER] Within walking distance of the Gulf of Mexico.
4) Showings are easy to schedule.
You are working a deal and you feel like something is off and you become suspicious that some
type of mortgage fraud is going on in the deal. Which of the following can happen if you do
nothing and move forward with closing the deal? - answer -1) It could result in you being found
culpable in the mortgage fraud scheme.
2) Be charged with a second-degree felony if the loan exceeds $100,000.
3) Lose your real estate license.
4) [CORRECT ANSWER] All of the above.
When a property manager interviews three landscape companies to pick the best provider at
the best value, this describes what type of property management task? - answer -1) [CORRECT
ANSWER] Maximizing profits.
2) Acting as a rental agent.
3) Analyzing market conditions.
2|Page
,4) Handling escrow deposits.
To list a farm with 100 acres, which is correct? - answer -1) An agency disclosure form must be
provided to work as a single agent.
2) [CORRECT ANSWER] Disclosures would not need to be provided.
3) A no agency capacity is the only option for farms.
4) Working as a transaction broker is the only option for farms.
For properties located within close driving distance from each other, schedule the first showing
for a full hour. Then _______the next showing by scheduling the remaining showings
every______. - answer -1) Start; fifteen minutes.
2) Follow-up; hour
3) [CORRECT ANSWER] Stagger; half an hour
4) Plan; day
You are doing a buyer presentation for Connie. You tell her that, "I work for one of the largest
brokerages in town. This means that I have undergone the best training possible to make sure
that I am looking out for your best interests!" This is which step in the buyer presentation and is
also considered? - answer -1) Step 1; establishes rapport
2) Step 7; closing the deal
3) Step 4; Find out what the buyer wants
4) [CORRECT ANSWER] Step 3; Buyer Feature Benefits
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, Agent Jasmine took a different job outside of real estate for a while because of lack of sales. She
wants to eventually return to her real estate job. Which of the following should she NOT do? -
answer -1) [CORRECT ANSWER] Stop renewing her license.
2) Keep up with her continuing education.
3) Put her license in current inactive status.
4) Keep paying her license renewal fees.
Once the seller and buyer have negotiated repairs, you should do what? - answer -1) Insist on
using someone you know to do all repairs.
2) Always make the other party choose the repair person/company.
3) [CORRECT ANSWER] Require the seller or their agent provide you and your seller with paid
receipts for all the repairs to ensure that there is no risk of unpaid work becoming attached to
the property as a mechanic's lien.
4) Do the re-inspection for your buyers to be able to vouch for the repairs being done.
To clearly create standards of behavior within a company, which of the following would be a
good idea? - answer -1) [CORRECT ANSWER] Create company manuals.
2) Provide mandatory ethics training.
3) Set up anonymous reporting system of other employee's bad behavior.
4) All of the above.
A condo management company can put a lien against property and force foreclosure when an
owner does/does not do what? - answer -1) Doesn't pay their property taxes on time
2) [CORRECT ANSWER] Doesn't pay the condo fees
3) Breaks the lease policy by not getting tenants approved before renting.
4|Page
Exam Questions with Verified Answers 2026/2027
New Update
Brokerages must maintain business records for _____ years and _____ in an electronic format. -
answer -1) [CORRECT ANSWER] 5; can be electronic
2) 5; cannot be
3) 7; can be
4) 7; cannot be
Which of the following is the correct formula for HER (housing expense ratio)? - answer -1)
[CORRECT ANSWER] PITI+MIP divide by monthly gross income=HER
2) PITI+TOR divide by monthly gross income=HER
3) TOR+MIP divide by monthly gross income=HER
4) None of the above.
Someone could be heard crying for help from an apartment. Which statement is true? - answer
-1) The owner cannot enter without the tenant's permission no matter what.
2) [CORRECT ANSWER] Because it is an emergency, the owner may enter.
3) The owner may never enter without the tenant present.
4) The owner must give 14 hours' notice.
1|Page
,Lenders who fail to follow the Equal Credit Opportunity Act can face civil liability for actual and
punitive damages of up to how much? - answer -1) $5,000
2) [CORRECT ANSWER] $10,000
3) $15,000
4) $20,000
Which statement would you advise agent Jerome not use in his listing advertisement due to Fair
Housing Laws? - answer -1) Seller will assist with closing costs.
2) Apply for a home loan today.
3) [CORRECT ANSWER] Within walking distance of the Gulf of Mexico.
4) Showings are easy to schedule.
You are working a deal and you feel like something is off and you become suspicious that some
type of mortgage fraud is going on in the deal. Which of the following can happen if you do
nothing and move forward with closing the deal? - answer -1) It could result in you being found
culpable in the mortgage fraud scheme.
2) Be charged with a second-degree felony if the loan exceeds $100,000.
3) Lose your real estate license.
4) [CORRECT ANSWER] All of the above.
When a property manager interviews three landscape companies to pick the best provider at
the best value, this describes what type of property management task? - answer -1) [CORRECT
ANSWER] Maximizing profits.
2) Acting as a rental agent.
3) Analyzing market conditions.
2|Page
,4) Handling escrow deposits.
To list a farm with 100 acres, which is correct? - answer -1) An agency disclosure form must be
provided to work as a single agent.
2) [CORRECT ANSWER] Disclosures would not need to be provided.
3) A no agency capacity is the only option for farms.
4) Working as a transaction broker is the only option for farms.
For properties located within close driving distance from each other, schedule the first showing
for a full hour. Then _______the next showing by scheduling the remaining showings
every______. - answer -1) Start; fifteen minutes.
2) Follow-up; hour
3) [CORRECT ANSWER] Stagger; half an hour
4) Plan; day
You are doing a buyer presentation for Connie. You tell her that, "I work for one of the largest
brokerages in town. This means that I have undergone the best training possible to make sure
that I am looking out for your best interests!" This is which step in the buyer presentation and is
also considered? - answer -1) Step 1; establishes rapport
2) Step 7; closing the deal
3) Step 4; Find out what the buyer wants
4) [CORRECT ANSWER] Step 3; Buyer Feature Benefits
3|Page
, Agent Jasmine took a different job outside of real estate for a while because of lack of sales. She
wants to eventually return to her real estate job. Which of the following should she NOT do? -
answer -1) [CORRECT ANSWER] Stop renewing her license.
2) Keep up with her continuing education.
3) Put her license in current inactive status.
4) Keep paying her license renewal fees.
Once the seller and buyer have negotiated repairs, you should do what? - answer -1) Insist on
using someone you know to do all repairs.
2) Always make the other party choose the repair person/company.
3) [CORRECT ANSWER] Require the seller or their agent provide you and your seller with paid
receipts for all the repairs to ensure that there is no risk of unpaid work becoming attached to
the property as a mechanic's lien.
4) Do the re-inspection for your buyers to be able to vouch for the repairs being done.
To clearly create standards of behavior within a company, which of the following would be a
good idea? - answer -1) [CORRECT ANSWER] Create company manuals.
2) Provide mandatory ethics training.
3) Set up anonymous reporting system of other employee's bad behavior.
4) All of the above.
A condo management company can put a lien against property and force foreclosure when an
owner does/does not do what? - answer -1) Doesn't pay their property taxes on time
2) [CORRECT ANSWER] Doesn't pay the condo fees
3) Breaks the lease policy by not getting tenants approved before renting.
4|Page
