CONNECTICUT ALL LINES EXCEPT
WORKERS COMP ADJUSTER LICENSING
COURSE ACTUAL PAPER 2026 COMPLETE
QUESTIONS AND ANSWERS GRADED A+
⩥ Every individual life insurance policy delivered or issued for delivery
to any person in the state of Connecticut must have printed or attached a
notice stating that the policy may be returned by the applicant for
cancellation by delivering or mailing the policy to the insurer at any time
within how many days after receipt of the policy? Answer: 10 days
⩥ An insurer or producer may not pay any commission, service fee,
brokerage or other valuable consideration to any person for selling,
soliciting, or negotiating insurance in the state of Connecticut unless the
person holds what? Answer: A license to act as an insurance producer
⩥ A person may not accept a commission, service fee, brokerage or
other valuable consideration for transacting insurance in the state of
Connecticut unless they are what? Answer: Licensed to act as an
insurance producer
⩥ A person acting in the capacity of a certified insurance consultant for
the compensation to be paid by the person being served may not receive
any part of any commission or compensation paid by any insurer or
producer in connection with the sale of insurance. Violations are subject
,to a fine of not less than $250 and not more than $2500 and
imprisonment of what? Answer: 30 days - 3 months
⩥ Charging different rates to insureds of the same actuarial class or
hazard category defines which of the following unfair trade practices?
A. Twisting
B. Unfair discrimination
C. Rebating
D. Defamation Answer: B. Unfair discrimination
⩥ If a bank will not grant a loan unless the borrower buys insurance
from a specific company, the bank and insurer are guilty of which of the
following unfair trade practices?
A. Twisting
B. Unfair discrimination
C. Rebating
D. Boycott, coercion, and intimidation Answer: D. Boycott, coercion,
and intimidation
⩥ What unfair and prohibited practice involves the offer of a special
premium or favor as an incentive to purchase insurance?
A. Twisting
B. Unfair discrimination
C. Rebating
, D. Boycott, coercion, and intimidation Answer: C. Rebating
⩥ A producer tells an applicant for insurance that a competitor insurer is
in dire financial straits and may not be able to honor its claims
obligations. Which unfair trade practice has the producer committed?
A. Defamation
B. Unfair discrimination
C. Rebating
D. Boycott, coercion, and intimidation Answer: A. Defamation
⩥ To avoid a controlled business violation, premiums for policies
written for the public must exceed at least how many times the
premiums paid by controlled sources?
A. 5
B. 9
C. 10
D. 15 Answer: B. 9
⩥ All of the following are grounds for suspension of a producer's license
in Connecticut except:
A. Being convicted of a misdemeanor
B. Committing an unfair trade practice
C. Forgery
WORKERS COMP ADJUSTER LICENSING
COURSE ACTUAL PAPER 2026 COMPLETE
QUESTIONS AND ANSWERS GRADED A+
⩥ Every individual life insurance policy delivered or issued for delivery
to any person in the state of Connecticut must have printed or attached a
notice stating that the policy may be returned by the applicant for
cancellation by delivering or mailing the policy to the insurer at any time
within how many days after receipt of the policy? Answer: 10 days
⩥ An insurer or producer may not pay any commission, service fee,
brokerage or other valuable consideration to any person for selling,
soliciting, or negotiating insurance in the state of Connecticut unless the
person holds what? Answer: A license to act as an insurance producer
⩥ A person may not accept a commission, service fee, brokerage or
other valuable consideration for transacting insurance in the state of
Connecticut unless they are what? Answer: Licensed to act as an
insurance producer
⩥ A person acting in the capacity of a certified insurance consultant for
the compensation to be paid by the person being served may not receive
any part of any commission or compensation paid by any insurer or
producer in connection with the sale of insurance. Violations are subject
,to a fine of not less than $250 and not more than $2500 and
imprisonment of what? Answer: 30 days - 3 months
⩥ Charging different rates to insureds of the same actuarial class or
hazard category defines which of the following unfair trade practices?
A. Twisting
B. Unfair discrimination
C. Rebating
D. Defamation Answer: B. Unfair discrimination
⩥ If a bank will not grant a loan unless the borrower buys insurance
from a specific company, the bank and insurer are guilty of which of the
following unfair trade practices?
A. Twisting
B. Unfair discrimination
C. Rebating
D. Boycott, coercion, and intimidation Answer: D. Boycott, coercion,
and intimidation
⩥ What unfair and prohibited practice involves the offer of a special
premium or favor as an incentive to purchase insurance?
A. Twisting
B. Unfair discrimination
C. Rebating
, D. Boycott, coercion, and intimidation Answer: C. Rebating
⩥ A producer tells an applicant for insurance that a competitor insurer is
in dire financial straits and may not be able to honor its claims
obligations. Which unfair trade practice has the producer committed?
A. Defamation
B. Unfair discrimination
C. Rebating
D. Boycott, coercion, and intimidation Answer: A. Defamation
⩥ To avoid a controlled business violation, premiums for policies
written for the public must exceed at least how many times the
premiums paid by controlled sources?
A. 5
B. 9
C. 10
D. 15 Answer: B. 9
⩥ All of the following are grounds for suspension of a producer's license
in Connecticut except:
A. Being convicted of a misdemeanor
B. Committing an unfair trade practice
C. Forgery
