PROPERTY & CASUALTY QUESTIONS GA EXAM
COMPREHENSIVE QUESTIONS WITH MULTIPLE
CHOICES |VERIFIED & REVISED ANSWERS
(NEW) 2026
Save
Terms in this set (109)
The arbitration clause in a personal B. The insured and an injured 3rd party cannot
auto policy would be used in which reach an agreement regarding the settlement of
of the following circumstances? a claim.
A. The ins company and a
pedestrian struck by the insured's
auto cannot reach an agreement
regarding the settlement of a claim.
B. The insured and an injured 3rd
party cannot reach an agreement
regarding the settlement of a claim.
C. The court have ruled against an
injured 3th party.
Which of the following bonds B.Fidelity
protects an employer fro the
actions of dishonest employees?
A. Surety
B. Fidelity
,A dwelling has been vacant for A. Vandalism
more than 60 consecutive days.
Which of the following would most
likely NOT be covered?
A. Vandalism
B. Smoke
C. Fire
D. Falling Objects
While in her backyard, Susan A. Operations exposure
injuries her foot on a rake left by
her landscapers. What part of the
CGL policy will protect the owner
of the landscaping company?
A. Operations exposure
B. Products Liability
C. Completed operations liability
D. Premises exposure
Premium computation is found in B. Part 5
which section of the workers'
compensation policy?
A. Part 3
B. Part 5
C. Part 1
D. Part 2
,Once an injured employee has D. executive remedy
received benefits provided under
workers' compensation, that
employee may not file a suit against
her employer to gain additional
benefits. This is the def. of
A. Contributory negligence
B. the fellow servant rule
C. Assumption of risk
D. Exclusive remedy
The purpose of the basic extended D. Coverage for events that have happened after
reporting period in a commercial the retroactive date, but which were not within
general liability (CGL) " claims- 60days of policy expiration
made" policy is to provide
A. additional time for the insured to
make monthly reports of
information for rating purposes
B. coverage for events that have
happened before the policy
became effective
C. coverage for events that
happened up to 5yrs after a claims-
made policy has expired
D Coverage for events that have
happened after the retroactive
date, but which were not within
60days of policy expiration
, What is the purpose of the B. Pay for benefits that are normally required by
employer's liability section of a state workers' comp laws
workers' comp plicy ( part 2) ?
A. pay for lawsuits filed by an
employer
B. Pay for benefits that are normally
required by state workers' comp
laws
C. Pa for 3rd-party claims filed
against a negligent employer
Truckers who transport hazardous A. Form MCS-90
materials are required to have an
endorsement called
A. Form MCS-90
B. Form W-2
C. Form MCS-70
D. Form 1099
Which of the following is NOT a use B. To determine which rating territory applies to
of auto symbols in the commercial the covered autos
auto policy?
A. To determine how coverage will
apply to vehicles acquired after the
policy effective date
B. To determine which rating
territory applies to the covered
autos
C. To custom the policy to the
insured's needs by selective the
appropriate coverage
COMPREHENSIVE QUESTIONS WITH MULTIPLE
CHOICES |VERIFIED & REVISED ANSWERS
(NEW) 2026
Save
Terms in this set (109)
The arbitration clause in a personal B. The insured and an injured 3rd party cannot
auto policy would be used in which reach an agreement regarding the settlement of
of the following circumstances? a claim.
A. The ins company and a
pedestrian struck by the insured's
auto cannot reach an agreement
regarding the settlement of a claim.
B. The insured and an injured 3rd
party cannot reach an agreement
regarding the settlement of a claim.
C. The court have ruled against an
injured 3th party.
Which of the following bonds B.Fidelity
protects an employer fro the
actions of dishonest employees?
A. Surety
B. Fidelity
,A dwelling has been vacant for A. Vandalism
more than 60 consecutive days.
Which of the following would most
likely NOT be covered?
A. Vandalism
B. Smoke
C. Fire
D. Falling Objects
While in her backyard, Susan A. Operations exposure
injuries her foot on a rake left by
her landscapers. What part of the
CGL policy will protect the owner
of the landscaping company?
A. Operations exposure
B. Products Liability
C. Completed operations liability
D. Premises exposure
Premium computation is found in B. Part 5
which section of the workers'
compensation policy?
A. Part 3
B. Part 5
C. Part 1
D. Part 2
,Once an injured employee has D. executive remedy
received benefits provided under
workers' compensation, that
employee may not file a suit against
her employer to gain additional
benefits. This is the def. of
A. Contributory negligence
B. the fellow servant rule
C. Assumption of risk
D. Exclusive remedy
The purpose of the basic extended D. Coverage for events that have happened after
reporting period in a commercial the retroactive date, but which were not within
general liability (CGL) " claims- 60days of policy expiration
made" policy is to provide
A. additional time for the insured to
make monthly reports of
information for rating purposes
B. coverage for events that have
happened before the policy
became effective
C. coverage for events that
happened up to 5yrs after a claims-
made policy has expired
D Coverage for events that have
happened after the retroactive
date, but which were not within
60days of policy expiration
, What is the purpose of the B. Pay for benefits that are normally required by
employer's liability section of a state workers' comp laws
workers' comp plicy ( part 2) ?
A. pay for lawsuits filed by an
employer
B. Pay for benefits that are normally
required by state workers' comp
laws
C. Pa for 3rd-party claims filed
against a negligent employer
Truckers who transport hazardous A. Form MCS-90
materials are required to have an
endorsement called
A. Form MCS-90
B. Form W-2
C. Form MCS-70
D. Form 1099
Which of the following is NOT a use B. To determine which rating territory applies to
of auto symbols in the commercial the covered autos
auto policy?
A. To determine how coverage will
apply to vehicles acquired after the
policy effective date
B. To determine which rating
territory applies to the covered
autos
C. To custom the policy to the
insured's needs by selective the
appropriate coverage
