AZ Life insurance exam BEST STUDY
GUIDE RATED A+ 2026
Long Term Care policies in Arizona may offer coverage in which
1) Benefits are based on an individuals ability to perform adl
2) benefits are based on the insureds current health condition
3)pre-existing conditions may be excluded up to 5 years
4)senile dementia is excluded from future claims - correct answer
based on an individuals ability to perform activities of daily living
✅
Benefits are
An insurer markets its products by soliciting customers by mass media advertising
and mail WITHOUT using the services of a producer. Which of these marketing
systems does the insurer utilize?
1) Focus based
2) Primary
✅
3) Vertical
4) Direct Response - correct answer Direct Response
Replacement regulations exist in order to
1) generate revenues for the state
2)Protect policy owners from misrepresentations and loss of benefits
, AZ Life insurance exam BEST STUDY
GUIDE RATED A+ 2026
✅
3)ensure that the original producer is paid renewal commissions
4)ensure that all insurers equal exposure - correct answer Protect policy
owners from misrepresentations and loss of benefits
What is the actuarial size of a bronze health plan
1) 60
2) 70
✅
3) 80
4) 90 - correct answer 60
What is considered interstate travel under the federal fraud and false statements
act
1) Canada
2)Jamaica
✅
3)Mexico
4)Puerto Rico - correct answer Puerto Rico
Which of the following is not a valid reason for an insurer to refuse renewal of an
individual accident and health ins. policy
1) Insured is currently in poor health
2)Nonpayment of premium
GUIDE RATED A+ 2026
Long Term Care policies in Arizona may offer coverage in which
1) Benefits are based on an individuals ability to perform adl
2) benefits are based on the insureds current health condition
3)pre-existing conditions may be excluded up to 5 years
4)senile dementia is excluded from future claims - correct answer
based on an individuals ability to perform activities of daily living
✅
Benefits are
An insurer markets its products by soliciting customers by mass media advertising
and mail WITHOUT using the services of a producer. Which of these marketing
systems does the insurer utilize?
1) Focus based
2) Primary
✅
3) Vertical
4) Direct Response - correct answer Direct Response
Replacement regulations exist in order to
1) generate revenues for the state
2)Protect policy owners from misrepresentations and loss of benefits
, AZ Life insurance exam BEST STUDY
GUIDE RATED A+ 2026
✅
3)ensure that the original producer is paid renewal commissions
4)ensure that all insurers equal exposure - correct answer Protect policy
owners from misrepresentations and loss of benefits
What is the actuarial size of a bronze health plan
1) 60
2) 70
✅
3) 80
4) 90 - correct answer 60
What is considered interstate travel under the federal fraud and false statements
act
1) Canada
2)Jamaica
✅
3)Mexico
4)Puerto Rico - correct answer Puerto Rico
Which of the following is not a valid reason for an insurer to refuse renewal of an
individual accident and health ins. policy
1) Insured is currently in poor health
2)Nonpayment of premium
