TX ADJUSTER PRACTICE PACK 2026
SOLVED QUESTION SET PREMIUM
RESOURCE
◉Pam's home has been burglarized. The total value of the stolen
contents is $7,000. You advise her that she needs to file a police
report. Which of the following statements is correct?. Answer: A
police report is needed per section 1 conditions
◉What are the types of adjuster licenses approved for issuance in
Texas?. Answer: All Lines, Property, Property and Casualty, Surety,
Workers Compensation
◉What is any intentional lying or misrepresentation by
policyholders in order to inflate a claims payment or receive a claims
payment that would otherwise not be paid. Answer: Fraud
◉Steve's Worker's compensation claim has been rejected. Steve
reported his claim 43 days after the incident occurred. What is a
possible reason why?. Answer: He did not report his injury to his
employer within 30 days
, ◉Larry is an Insurance Agent with Texas Capital insurance company.
One of his customers called his office and requested a change in
coverage on his policy. Larry advised the customer he would make
the change on the policy, but failed to change it in the system. His
customer's claim is denied 6 months later for not having the proper
coverage. The claim department paid the customers claim and filed
what type of claim on Larry's commercial property.. Answer: Errors
and Omissions
◉The transfer of Pure risk from one party to another for a price
through a legal contract that spells out the terms, perils covered, and
property/perils excluded.. Answer: Insurance
◉Marcia sustained a loss to her property as a result of vandalism. All
of her damages will be settled at replacement cost except. Answer:
damage to the fence
◉he insured's pets dog "Lucky" caused damage to the front screen
door. How much are you going to pay on this claim? The damage to
the door is $1,000. Coverage: Covg. A $80,000; CovgB $40,000 (Ded
1%). Answer: zero
◉Increase cost of compliance (ICC) provides coverage up to?.
Answer: $30,000
◉This insurance term means a legal wrong. Answer: tort
SOLVED QUESTION SET PREMIUM
RESOURCE
◉Pam's home has been burglarized. The total value of the stolen
contents is $7,000. You advise her that she needs to file a police
report. Which of the following statements is correct?. Answer: A
police report is needed per section 1 conditions
◉What are the types of adjuster licenses approved for issuance in
Texas?. Answer: All Lines, Property, Property and Casualty, Surety,
Workers Compensation
◉What is any intentional lying or misrepresentation by
policyholders in order to inflate a claims payment or receive a claims
payment that would otherwise not be paid. Answer: Fraud
◉Steve's Worker's compensation claim has been rejected. Steve
reported his claim 43 days after the incident occurred. What is a
possible reason why?. Answer: He did not report his injury to his
employer within 30 days
, ◉Larry is an Insurance Agent with Texas Capital insurance company.
One of his customers called his office and requested a change in
coverage on his policy. Larry advised the customer he would make
the change on the policy, but failed to change it in the system. His
customer's claim is denied 6 months later for not having the proper
coverage. The claim department paid the customers claim and filed
what type of claim on Larry's commercial property.. Answer: Errors
and Omissions
◉The transfer of Pure risk from one party to another for a price
through a legal contract that spells out the terms, perils covered, and
property/perils excluded.. Answer: Insurance
◉Marcia sustained a loss to her property as a result of vandalism. All
of her damages will be settled at replacement cost except. Answer:
damage to the fence
◉he insured's pets dog "Lucky" caused damage to the front screen
door. How much are you going to pay on this claim? The damage to
the door is $1,000. Coverage: Covg. A $80,000; CovgB $40,000 (Ded
1%). Answer: zero
◉Increase cost of compliance (ICC) provides coverage up to?.
Answer: $30,000
◉This insurance term means a legal wrong. Answer: tort
