TEXAS LTC TEST ASSESSMENT TEST 2026
TESTED QUESTIONS WITH FULL SOLUTION
GRADED A+
◉ What is a primary goal of long-term care? Answer: to maintain
functionality
◉ On what basis are benefits payable under a long-term care
insurance policy typically triggered? Answer: c. the inability to
perform defined ADLs
That's correct! Benefits payable under a long-term care policy are
typically based on (or "triggered" by) the inability to perform a
certain number of activities of daily living (ADLs) as specified in the
policy. Another common benefit trigger is cognitive impairment.
◉ Long-term care occurs only in nursing facilities. Answer: b. False
That's correct! Long-term care can occur in a variety of places,
including in an individual's home, at community sites and centers,
and in care facilities.
◉ Which of the following is not an example of home or community-
based long-term care? Answer: b. CCRCs
, That's correct! Continuing care retirement communities, or CCRCs,
are large, campus-like facilities that house residents and provide a
complete range of long-term care.
◉ Which level of care has as its chief characteristic assistance with
ADLs? Answer: a. custodial
That's correct! Custodial care, the primary characteristic of which is
to provide assistance with the activities of daily living, helps meet
personal rather than medical needs.
◉ All of the following are examples of formal caregiving EXCEPT:
Answer: d. daily transportation to a senior center provided by a
neighbor
That's correct! Formal caregiving is paid or volunteer care provided
through a service system. Informal care is delivered by family or
friends.
◉ A long-term care ombudsman represents people in a given
geographical area who live in assisted living residences or skilled
nursing facilities. Answer: a. True
That's correct! A long-term care ombudsman, as a local
representative for those in assisted living facilities or SNFs, can be a
valuable source of information about various local facilities for those
seeking housing for the elderly.
TESTED QUESTIONS WITH FULL SOLUTION
GRADED A+
◉ What is a primary goal of long-term care? Answer: to maintain
functionality
◉ On what basis are benefits payable under a long-term care
insurance policy typically triggered? Answer: c. the inability to
perform defined ADLs
That's correct! Benefits payable under a long-term care policy are
typically based on (or "triggered" by) the inability to perform a
certain number of activities of daily living (ADLs) as specified in the
policy. Another common benefit trigger is cognitive impairment.
◉ Long-term care occurs only in nursing facilities. Answer: b. False
That's correct! Long-term care can occur in a variety of places,
including in an individual's home, at community sites and centers,
and in care facilities.
◉ Which of the following is not an example of home or community-
based long-term care? Answer: b. CCRCs
, That's correct! Continuing care retirement communities, or CCRCs,
are large, campus-like facilities that house residents and provide a
complete range of long-term care.
◉ Which level of care has as its chief characteristic assistance with
ADLs? Answer: a. custodial
That's correct! Custodial care, the primary characteristic of which is
to provide assistance with the activities of daily living, helps meet
personal rather than medical needs.
◉ All of the following are examples of formal caregiving EXCEPT:
Answer: d. daily transportation to a senior center provided by a
neighbor
That's correct! Formal caregiving is paid or volunteer care provided
through a service system. Informal care is delivered by family or
friends.
◉ A long-term care ombudsman represents people in a given
geographical area who live in assisted living residences or skilled
nursing facilities. Answer: a. True
That's correct! A long-term care ombudsman, as a local
representative for those in assisted living facilities or SNFs, can be a
valuable source of information about various local facilities for those
seeking housing for the elderly.
