VIRGINIA HOME IMPROVEMENT
CONTRACTING COMPREHENSIVE REVIEW
2026 QUESTIONS WITH ANSWERS
GRADED A+
◉If the Commission pays a claim from the Fund based on the actions
or omissions of a contractor, the Commission may suspend the
contractor's license until full reimbursement of the Fund plus at
least 10% interest. Answer: True
◉A home improvement contract in compliance with the home
improvement laws would include all of the following except:
Answer: Names and license numbers of subcontractors
◉A salesperson may not represent 2 contractors at the same time
for the same project. Answer: True
◉Can a salesperson legally accept money for themselves from the
customer? Answer: No
,◉It is against the law for building and permits departments to issue
a permit to a contractor without the contractor's license number.
Answer: True
◉If a contractor fails to correct a violation of the building code
within a reasonable time period, the county or municipality
inspecting the project shall notify the Commission. Answer: True
◉What is the maximum fine for contracting without a license -
second offense? Answer: $5,000 and/or 2 years in jail or both
◉Contractor, Jack Smith, is not getting along with Hector Jones, his
customer. If he decides not to complete the contract, has Jack broken
any law? Answer: Yes
◉Can a contractor decide to use a material other than specified in
the contract documents without getting permission from the owner?
Answer: No
◉Contractors may not: Answer: -misrepresent their service or
product
-make false promises
-lie on their license application
,◉Contractor, Jack Brown, makes a deal with customer, Ameal
Cougar, to provide an estimate of $40,000 on a project where the
actual costs are $30,000, allowing Ameal to pocket $10,000 after
securing a mortgage at $40,000 and paying off Jack. This is: Answer:
-fraud
-an illegal act
-a misdemeanor
◉If a contractor's salesperson stops selling or working with the
contractor for any reason, the contractor has a responsibility to the
State to inform the Commission. Answer: True
◉All advertising has to provide the identifier "Maryland Home
Improvement Commission License No ______________" or
"MHIC#__________". Answer: True
◉What is the maximum penalty the Commission may impose upon a
contractor, licensed or unlicensed, per violation of these laws:
Answer: $5,000
◉Advertising must be done in a way as to avoid misrepresenting the
product, service or terms of sale so as not to deceive the customer.
Answer: True
, ◉An applicant must provide to the Commission, a credit report with
their application. Answer: True
◉How many days does a contractor have to respond to a receipt of a
claim from the commission?
Close Answer: 10 days
Close
◉If a contract was agreed to and signed by both parties for the
purchase of replacement windows at a trade show, would this sale
be subject to the laws of the Door-to-Door Sales Act? Answer: Yes
◉If a consumer, by phone, contacted a roofing company and asked
for a bid for their home, and the contract is signed at the home of the
consumer without ever going to the office of the roofing company, is
this sale subject to the laws of the Door-to-Door Sales Act? Answer:
Yes
◉Can a buyer waive his right to cancel a contract that falls into the
category of "emergency situations?" Answer: Yes
◉When a buyer initiates the contact and requests a contractor to
visit the home to make a repair or perform maintenance, is this sale
to repair or maintain this home subject to the Door-to-Door Sales
Act? Answer: No
CONTRACTING COMPREHENSIVE REVIEW
2026 QUESTIONS WITH ANSWERS
GRADED A+
◉If the Commission pays a claim from the Fund based on the actions
or omissions of a contractor, the Commission may suspend the
contractor's license until full reimbursement of the Fund plus at
least 10% interest. Answer: True
◉A home improvement contract in compliance with the home
improvement laws would include all of the following except:
Answer: Names and license numbers of subcontractors
◉A salesperson may not represent 2 contractors at the same time
for the same project. Answer: True
◉Can a salesperson legally accept money for themselves from the
customer? Answer: No
,◉It is against the law for building and permits departments to issue
a permit to a contractor without the contractor's license number.
Answer: True
◉If a contractor fails to correct a violation of the building code
within a reasonable time period, the county or municipality
inspecting the project shall notify the Commission. Answer: True
◉What is the maximum fine for contracting without a license -
second offense? Answer: $5,000 and/or 2 years in jail or both
◉Contractor, Jack Smith, is not getting along with Hector Jones, his
customer. If he decides not to complete the contract, has Jack broken
any law? Answer: Yes
◉Can a contractor decide to use a material other than specified in
the contract documents without getting permission from the owner?
Answer: No
◉Contractors may not: Answer: -misrepresent their service or
product
-make false promises
-lie on their license application
,◉Contractor, Jack Brown, makes a deal with customer, Ameal
Cougar, to provide an estimate of $40,000 on a project where the
actual costs are $30,000, allowing Ameal to pocket $10,000 after
securing a mortgage at $40,000 and paying off Jack. This is: Answer:
-fraud
-an illegal act
-a misdemeanor
◉If a contractor's salesperson stops selling or working with the
contractor for any reason, the contractor has a responsibility to the
State to inform the Commission. Answer: True
◉All advertising has to provide the identifier "Maryland Home
Improvement Commission License No ______________" or
"MHIC#__________". Answer: True
◉What is the maximum penalty the Commission may impose upon a
contractor, licensed or unlicensed, per violation of these laws:
Answer: $5,000
◉Advertising must be done in a way as to avoid misrepresenting the
product, service or terms of sale so as not to deceive the customer.
Answer: True
, ◉An applicant must provide to the Commission, a credit report with
their application. Answer: True
◉How many days does a contractor have to respond to a receipt of a
claim from the commission?
Close Answer: 10 days
Close
◉If a contract was agreed to and signed by both parties for the
purchase of replacement windows at a trade show, would this sale
be subject to the laws of the Door-to-Door Sales Act? Answer: Yes
◉If a consumer, by phone, contacted a roofing company and asked
for a bid for their home, and the contract is signed at the home of the
consumer without ever going to the office of the roofing company, is
this sale subject to the laws of the Door-to-Door Sales Act? Answer:
Yes
◉Can a buyer waive his right to cancel a contract that falls into the
category of "emergency situations?" Answer: Yes
◉When a buyer initiates the contact and requests a contractor to
visit the home to make a repair or perform maintenance, is this sale
to repair or maintain this home subject to the Door-to-Door Sales
Act? Answer: No
