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Md Title Insurance Producer License Practice Examination 2026 Questions With Answers Graded A+

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MD TITLE INSURANCE PRODUCER LICENSE PRACTICE EXAMINATION 2026 QUESTIONS WITH ANSWERS GRADED A+

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MD TITLE INSURANCE PRODUCER LICENSE
CERTIFICATION SCRIPT 2026 QUESTIONS WITH
SOLUTIONS GRADED A+


● Wire Instructions Verification. Answer: Confirming payee before wire

● Bank Reconciliation. Answer: Comparing escrow ledger to bank

● Three-Way Reconciliation. Answer: Ledger bank outstanding check balance

● Trust Accounting. Answer: Fiduciary funds management rules

● Commingling. Answer: Illegal mixing personal and client funds

● Conversion. Answer: Unauthorized use of client funds

● Escrow Disbursement. Answer: Releasing funds at closing

● Payoff. Answer: Paying existing mortgage at closing

● Prorations. Answer: Dividing costs between buyer and seller

● Tax Proration. Answer: Dividing property tax at closing

● HOA Dues Proration. Answer: Dividing association dues at closing

● Recording Fees. Answer: County charges for recording documents

● Transfer Tax. Answer: Maryland property conveyance tax

● Recordation Tax. Answer: Maryland recording tax

● State Transfer Tax. Answer: 0.5% Maryland rate

● County Transfer Tax. Answer: Varies by Maryland county

● Seller Transfer Tax. Answer: Seller typically pays in Maryland

● First-Time Homebuyer Exemption. Answer: Maryland transfer tax relief

● Agricultural Transfer Tax. Answer: Farmland conversion tax

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