New York Indep. Motor Vehicle No-Fault and Workers Compensation Health Services Adjuster exam with answers

New York Indep. Motor Vehicle No-Fault
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and Workers Compensation Health
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Services Adjuster exam with answers |\ |\ |\ |\




An "uninsured motor vehicle" under a personal auto
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policy does not include: - CORRECT ANSWERS ✔✔An
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abandoned car used as a residence. . |\ |\ |\ |\ |\ |\




Which of the following are exempt from certain sections
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of the New York cybersecurity regulation? - CORRECT
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ANSWERS ✔✔All responses listed are correct.. |\ |\ |\ |\ |\




Danny owns an auto body shop and he has received a
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request from a client to restore his 1964 Ford Mustang.
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The client has requested a custom mustang horse be
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painted on the hood of the car. Danny always selects the
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type of paint most suited for the job, so which of the
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following paint types will Danny most likely select to paint
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the horse? - CORRECT ANSWERS ✔✔Lacquer
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The root word "glyc" refers to: - CORRECT ANSWERS
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✔✔Sugar.

,If any person engages in activities in violation of the
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Federal Insurance Fraud and False Statements regulation,
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he or she may be subject to which of the following? -
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CORRECT ANSWERS ✔✔A civil penalty of not more than |\ |\ |\ |\ |\ |\ |\ |\ |\



$50,000..


What commercial auto form is used to cover taxis and bus
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companies - CORRECT ANSWERS ✔✔Motor carrier form.
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Tom has lost 30% of his hearing in both ears. His doctor
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has advised him that his hearing loss has been caused by
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exposure to noise at his workplace for the past 25 years.
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Tom's hearing loss can be catoragized as a: - CORRECT
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ANSWERS ✔✔Cumulative Trauma Disorder. |\ |\ |\




Tearing of a muscle results in an injury known as a: -
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CORRECT ANSWERS ✔✔strain |\ |\




In commercial auto physical damage coverage, what
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"triggers" the coverage that applies to the vehicles? -
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CORRECT ANSWERS ✔✔Symbols |\ |\




How would an insured's PAP coverage apply when renting
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a private passenger auto while on vacation when they
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have purchased insurance coverage from the rental
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company? - CORRECT ANSWERS ✔✔The insured's PAP |\ |\ |\ |\ |\ |\ |\

,provides excess liability coverage when the insured drives
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non-owned autos. .
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Which of the following statements is true regarding the
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business auto policy - CORRECT ANSWERS ✔✔One or
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more of ten symbols triggers coverage.
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Under the New York cybersecurity regulation, each
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covered entity must maintain documentation supporting
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certification of compliance with the regulation for: - |\ |\ |\ |\ |\ |\ |\ |\



CORRECT ANSWERS ✔✔5 years |\ |\ |\




The root word "stomat" refers to - CORRECT ANSWERS
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✔✔Mouth


What is the purpose of "other states insurance" under a
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Workers Compensation policy? - CORRECT ANSWERS
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✔✔To provide coverage for exposures which develop in
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other states during the policy period .
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After receiving a blow to the head, Alex is released from
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the hospital after a few hours and told to rest and resume
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normal activity in 3-4 days. Alex has suffered a brain
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injury known as: - CORRECT ANSWERS ✔✔Concussion
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, When an insurer intends to non-renew a homeowners
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policy in New York, at least _____ advance notice of non-
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renewal must be sent to the insured - CORRECT
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ANSWERS ✔✔45 days |\ |\




The type of auto body frame that is most often used in
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today's automobile and is a single molded unit, is known
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as: - CORRECT ANSWERS ✔✔A unibody frame..
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Jim Johnson has an automobile policy with a combined
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single limit of $50,000. He has an at-fault accident and
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incurs the following expenses: $30,000 bodily injury
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judgment; $30,000 property damage judgment; $5,000 |\ |\ |\ |\ |\ |\



damage to traffic light; $6,000 attorney's fees for his
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defense; $300 in premiums for appeal bond; and $75 in
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bail bond premiums for related traffic violations. What is
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the maximum amount his insurance company will pay? -
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CORRECT ANSWERS ✔✔$56,375. The policy cannot pay |\ |\ |\ |\ |\ |\ |\



more than its limit of liability. Under supplemental
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coverages in the policy, the policy will pay the defense |\ |\ |\ |\ |\ |\ |\ |\ |\ |\



costs plus the cost of the premiums on appeal bonds and
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bail bonds.
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Before revoking or suspending a license, the
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Superintendent must first send _____ notice and give the |\ |\ |\ |\ |\ |\ |\ |\ |\



accused an opportunity for a hearing. - CORRECT
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ANSWERS ✔✔10 days. |\ |\