PCI ISA Fundamentals Exam Questions
and Answers 100% PASS
Methods identified as being used to remove stolen data from the environments:—
ANSWER--- Use of stolen credentials to access the POS environment
- Outdated patches or poor system patching processes
- The use of default or static vendor credentials / brute force
- POS skimming malware being installed on POS controllers
- POI physical skimming devices
95% of breaches feature—ANSWER--The use of stolen credentials leveraging vendor
remote access to hack into customers POS environments.
Skimming—ANSWER--Copying payment card numbers either by tampering with:
- POS Devices
- ATMs
- Kiosks
Or by copying the card's magnetic stripe manually using handheld skimmers.
,Phishing—ANSWER--Reconnaissance
- Information gathering from various online sources and social networking sites
- Business applications and software
Social Engineering
- Phishing emails or messages coming from a target's social network
- Phone call from an assumed known entity
Break-In
- Delivery through email
- Software vulnerabilities
Common methods for monetizing stolen card data:—ANSWER--- Skimmed full track
data and transaction information used to replicate a physical payment card, which can
© 2026 Copyright. All Rights Reserved. This document is
protected by copyright law, Copyrighted By Brittie Donald
, then be used for fraudulent transactions in face-to-face environments, or ATM
transactions
- Captured cardholder data is used where card-not-present transactions are accepted,
such as e-commerce or mail-order / telephone order (MO/TO) transactions
- Stolen cardholder data and sensitive authentication data are sold in bulk to other
criminals who perform their own fraud using the stolen data
Commonly targeted industries—ANSWER--- Retail - 45% of breaches
- Food and Beverage - 24% of breaches
- Hospitality - 9% of breaches
- Financial Services - 7% of breaches
- Nonprofit - 3%
PCI SSC founding payment brands include:—ANSWER--- American Express
- Discover Financial
- JCB International
- MasterCard
- Visa, Inc.
PCI DSS:—ANSWER--Covers security of the environments that store, process, or
transmit account data
and Answers 100% PASS
Methods identified as being used to remove stolen data from the environments:—
ANSWER--- Use of stolen credentials to access the POS environment
- Outdated patches or poor system patching processes
- The use of default or static vendor credentials / brute force
- POS skimming malware being installed on POS controllers
- POI physical skimming devices
95% of breaches feature—ANSWER--The use of stolen credentials leveraging vendor
remote access to hack into customers POS environments.
Skimming—ANSWER--Copying payment card numbers either by tampering with:
- POS Devices
- ATMs
- Kiosks
Or by copying the card's magnetic stripe manually using handheld skimmers.
,Phishing—ANSWER--Reconnaissance
- Information gathering from various online sources and social networking sites
- Business applications and software
Social Engineering
- Phishing emails or messages coming from a target's social network
- Phone call from an assumed known entity
Break-In
- Delivery through email
- Software vulnerabilities
Common methods for monetizing stolen card data:—ANSWER--- Skimmed full track
data and transaction information used to replicate a physical payment card, which can
© 2026 Copyright. All Rights Reserved. This document is
protected by copyright law, Copyrighted By Brittie Donald
, then be used for fraudulent transactions in face-to-face environments, or ATM
transactions
- Captured cardholder data is used where card-not-present transactions are accepted,
such as e-commerce or mail-order / telephone order (MO/TO) transactions
- Stolen cardholder data and sensitive authentication data are sold in bulk to other
criminals who perform their own fraud using the stolen data
Commonly targeted industries—ANSWER--- Retail - 45% of breaches
- Food and Beverage - 24% of breaches
- Hospitality - 9% of breaches
- Financial Services - 7% of breaches
- Nonprofit - 3%
PCI SSC founding payment brands include:—ANSWER--- American Express
- Discover Financial
- JCB International
- MasterCard
- Visa, Inc.
PCI DSS:—ANSWER--Covers security of the environments that store, process, or
transmit account data
