HUD Housing Counselor Exam Module
3 Fair Housing Questions and
Answers8
What act are limited english proficiency persons protected under? - ANSWERS-title VI of the civil
rights act of 1964
Which act was passed in 1866? - ANSWERS-the civil rights act of 1866
What did the civil rights act of 1866 bill declare? - ANSWERS-"all persons born in the United
States (except American Indians) were herby declared to be citizens of the United States"
What supreme court case took place in 1986? - ANSWERS-Plessy v. Ferguson
What happened in the Plessy v. Ferguson supreme court case? - ANSWERS-"separate but equal"
practices were declared legal. This decision justified all levels of government in providing
segregated programs, services, and facilities, including segregated public accommodations and
housing.
What corporation did congress create in 1933? - ANSWERS-Home Owners' Loan Corporation
(HOLC)
Why did congress create the Home Owners' Loan Corporation in 1933? - ANSWERS-as an effort
to avoid mass foreclosure during the great depression.
What is redlining? - ANSWERS-the illegal practice of refusing to make residential loans or
imposing more onerous terms on any loans made because of the predominant race, color,
, national origin, religion, sex, disability, or familial status of the residents of the neighborhood in
which the property is located.
What were deed restrictions? - ANSWERS-Legally enforceable terms that govern the use of
property. These terms are transferred with the property deed. Discriminatory deeds are illegal
and unenforceable.
What supreme court case happened in 1948? - ANSWERS-shelly v. kraemer
What happened in the Shelly v. Kraemer court case? - ANSWERS-discriminatory deed
restrictions and covenants were deemed illegal and unenforceable
What supreme court case took place in 1954? - ANSWERS-brown v. board of education
What did the brown v. board of education court case overturn? - ANSWERS-the "separate but
equal" policy established by the Plessy v. Ferguson decision. The government could no longer
legally support segregated programs, services, or facilities.
When did John F. Kennedy sign executive order 11063? - ANSWERS-1962
What act was passed in 1964? - ANSWERS-civil rights act of 1964
What did the civil rights act of 1964 prohibit? - ANSWERS-discrimination on the basis of race,
color, or national origin in programs and activities that receive federal funding.
What happened on April 4, 1968? - ANSWERS-Martin Luther King, Jr. was assassinated
What act was passed April 11, 1968? - ANSWERS-the civil rights act of 1968
3 Fair Housing Questions and
Answers8
What act are limited english proficiency persons protected under? - ANSWERS-title VI of the civil
rights act of 1964
Which act was passed in 1866? - ANSWERS-the civil rights act of 1866
What did the civil rights act of 1866 bill declare? - ANSWERS-"all persons born in the United
States (except American Indians) were herby declared to be citizens of the United States"
What supreme court case took place in 1986? - ANSWERS-Plessy v. Ferguson
What happened in the Plessy v. Ferguson supreme court case? - ANSWERS-"separate but equal"
practices were declared legal. This decision justified all levels of government in providing
segregated programs, services, and facilities, including segregated public accommodations and
housing.
What corporation did congress create in 1933? - ANSWERS-Home Owners' Loan Corporation
(HOLC)
Why did congress create the Home Owners' Loan Corporation in 1933? - ANSWERS-as an effort
to avoid mass foreclosure during the great depression.
What is redlining? - ANSWERS-the illegal practice of refusing to make residential loans or
imposing more onerous terms on any loans made because of the predominant race, color,
, national origin, religion, sex, disability, or familial status of the residents of the neighborhood in
which the property is located.
What were deed restrictions? - ANSWERS-Legally enforceable terms that govern the use of
property. These terms are transferred with the property deed. Discriminatory deeds are illegal
and unenforceable.
What supreme court case happened in 1948? - ANSWERS-shelly v. kraemer
What happened in the Shelly v. Kraemer court case? - ANSWERS-discriminatory deed
restrictions and covenants were deemed illegal and unenforceable
What supreme court case took place in 1954? - ANSWERS-brown v. board of education
What did the brown v. board of education court case overturn? - ANSWERS-the "separate but
equal" policy established by the Plessy v. Ferguson decision. The government could no longer
legally support segregated programs, services, or facilities.
When did John F. Kennedy sign executive order 11063? - ANSWERS-1962
What act was passed in 1964? - ANSWERS-civil rights act of 1964
What did the civil rights act of 1964 prohibit? - ANSWERS-discrimination on the basis of race,
color, or national origin in programs and activities that receive federal funding.
What happened on April 4, 1968? - ANSWERS-Martin Luther King, Jr. was assassinated
What act was passed April 11, 1968? - ANSWERS-the civil rights act of 1968
