Insurance Exam Practice
Questions - Chap. 6 Questions and
Answers 100% PASS
If the premiums for a policy will be increased by more than 15 percent, how much warning
must the insured get?
a. 15 days
b. 45 days
c. 30 days
d. 60 days—ANSWER--45 days
rates for private passenger motor vehicle insurance on file with the commissioner are
considered approved after
a. 60 days
b. 30 days
c. 90 days
,d. 45 days—ANSWER--45 days
the Georgia Workers Compensation Assigned Risk Plan exists to provide workers
compensation coverage to
a. domestic workers
b. employers who do not qualify for coverage in the voluntary market
c. farm workers
d. employers who qualify for coverage in the voluntary market—ANSWER--employers who
do not qualify for coverage in the voluntary market
which of the following individuals may be able to obtain auto insurance coverage through
the Georgia Automobile Insurance Plan?
a. any state resident
b. a driver who has no claims based on fault against the insurer in the previous 3 years
c. a driver who had no traffic offenses in the previous 3 years
d. a person who is unable to purchase coverage in the voluntary market—ANSWER--a person
who is unable to purchase coverage in the voluntary market
who is required to participate in the Georgia Insurers Insolvency Pool?
© 2026 Copyright. All Rights Reserved. This document is
protected by copyright law, Copyrighted By Brittie Donald
, a. any insurer authorized to write property or casualty insurance in Georgia
b. all insurers operating in Georgia and its surrounding states
c. anyone who hold a property or casualty insurance policy in Georgia
d. all Georgia homeowners and automobile owners—ANSWER--any insurer authorized to
write property or casualty insurance in Georgia
An auto owner in this state has motor vehicle coverage with the limits of 25/50/25. All of the
following are true EXCEPT
a. the driver must obtain new insurance
b. the driver's coverage for bodily injuries is $25,000
c. the driver has proof of financial responsibility in this state
d. the policy meets the minimum coverage requirements—ANSWER--the driver must obtain
new insurance
An insurer decides to stop issuing auto policies in this state, and is planning to cancel the
existing policies. Along with a notice of nonrenewal, the insurer must send which of the
following to its policyholders?
a. a notice of eligibility for coverage by the Guaranty Association
b. a certificate of prior coverage
c. a coverage extension for 90 days
Questions - Chap. 6 Questions and
Answers 100% PASS
If the premiums for a policy will be increased by more than 15 percent, how much warning
must the insured get?
a. 15 days
b. 45 days
c. 30 days
d. 60 days—ANSWER--45 days
rates for private passenger motor vehicle insurance on file with the commissioner are
considered approved after
a. 60 days
b. 30 days
c. 90 days
,d. 45 days—ANSWER--45 days
the Georgia Workers Compensation Assigned Risk Plan exists to provide workers
compensation coverage to
a. domestic workers
b. employers who do not qualify for coverage in the voluntary market
c. farm workers
d. employers who qualify for coverage in the voluntary market—ANSWER--employers who
do not qualify for coverage in the voluntary market
which of the following individuals may be able to obtain auto insurance coverage through
the Georgia Automobile Insurance Plan?
a. any state resident
b. a driver who has no claims based on fault against the insurer in the previous 3 years
c. a driver who had no traffic offenses in the previous 3 years
d. a person who is unable to purchase coverage in the voluntary market—ANSWER--a person
who is unable to purchase coverage in the voluntary market
who is required to participate in the Georgia Insurers Insolvency Pool?
© 2026 Copyright. All Rights Reserved. This document is
protected by copyright law, Copyrighted By Brittie Donald
, a. any insurer authorized to write property or casualty insurance in Georgia
b. all insurers operating in Georgia and its surrounding states
c. anyone who hold a property or casualty insurance policy in Georgia
d. all Georgia homeowners and automobile owners—ANSWER--any insurer authorized to
write property or casualty insurance in Georgia
An auto owner in this state has motor vehicle coverage with the limits of 25/50/25. All of the
following are true EXCEPT
a. the driver must obtain new insurance
b. the driver's coverage for bodily injuries is $25,000
c. the driver has proof of financial responsibility in this state
d. the policy meets the minimum coverage requirements—ANSWER--the driver must obtain
new insurance
An insurer decides to stop issuing auto policies in this state, and is planning to cancel the
existing policies. Along with a notice of nonrenewal, the insurer must send which of the
following to its policyholders?
a. a notice of eligibility for coverage by the Guaranty Association
b. a certificate of prior coverage
c. a coverage extension for 90 days
