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Exam (elaborations)

Property and Casualty- Dwelling Policy || A+ Certified.

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Property and Casualty- Dwelling Policy || A+ Certified.

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Property and Casualty- Dwelling Policy || A+ Certified.
The Broad Form Dwelling policy with removal coverage will cover property temporarily
removed from the premises to protect it from damage. What is the length of this coverage?
correct answers 30 days

Which of the following applies to Coverage C - Personal Property? correct answers It is limited
to property of a guest or servant at the insured location

Which of the following other structures would be covered in a dwelling policy? correct answers
Structure rented to a friend for use as a private garage

A Broad Theft endorsement would cover which of the following? correct answers A camera that
Bob took with him on vacation


**The camera on vacation is not a policy exclusion. A Broad Theft Coverage Endorsement only
applies to the owner occupant of the dwelling.**

Which dwelling policy insures a structure on an actual cash value basis? correct answers DP-1

Which of the following is not covered in the Broad and Special Form Dwelling Policy? correct
answers theft of personal property

If there is an automatic increase in insurance as an endorsement for a dwelling policy, that will
increase the amount of insurance by an annual percentage amount. What is the main purpose for
this scenario? correct answers To offset the effects of inflation

What would be covered in Jan's dwelling policy? correct answers Fire damage to her canoe in
her garage

Under Dwelling Policy Coverage C, which of the following is included? correct answers Watch
belonging to a guest

DP-2 differs from dwelling basic form with Extended Coverage because the DP-2 adds the
following perils: correct answers damaged caused by burglars

Which coverage provides additional living expenses? correct answers coverage e

Bill has his dwelling and contents insured under a DP-3 policy. He is insured against all of the
following perils except: correct answers His personal property being stolen in his dwelling

What endorsement do you add to a dwelling under construction? correct answers Dwelling
Under Construction Endorsement

Which of the following is considered a peril under a property policy? correct answers vandalism

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