California Insurance
Regulation for Independent
Adjusters
Exam
2026
Questions and Answers
(A+ Grade Guarantee)
, California Insurance Regulation for Independent Adjusters
Study online at https://quizlet.com/_gwxtw7
1. Commissioner means the Insurance Commissioner
2. Department means the Department of Insurance
3. Licensee means a person licensed according to the California Insurance Adjuster Act
4. Manager means the individual under whose direction, control, charge, or management the
business of a licensee is operated
5. Person includes any individual, firm, company, association, organization, partnership,
limited liability company, and corporation. (CIC 14001)
6. California Ad- specifies that nothing in the Act should be construed as entitling any person to
juster Act practice law in the state, unless he/she is an active member of the State Bar of
California. (CIC 14002)
7. California Insur- succeeds to and is vested with all the duties, powers, purposes, responsibilities,
ance Depart- and jurisdiction with respect to the licensing of insurance adjusters
ment
8. Insurance Com- will administer and enforce the provisions of the insurance code
missioner
9. State Civil Service allows the Commissioner to appoint inspectors, investigators, and other person-
Act nel as may be necessary for the administration and enforcement of the Act
10. Qualifications of may be fixed by the Commissioner, in addition to those prescribed in the insur-
licensees and ance code, necessary to promote and protect the public welfare
managers
11. Regulation of is included in the provisions of the insurance code
conduct of li-
censees
2026
, California Insurance Regulation for Independent Adjusters
Study online at https://quizlet.com/_gwxtw7
12. Change in classi- may be prescribed by the Commissioner upon application by a licensee, along
fication of a li- with the fee, if any, to be paid. (CIC 14010 - 14013)
censee
13. Engagement in no person may engage in a business regulated by the Act or represent him/herself
business regulat- to be a licensee unless he or she is licensed according to the Act. (CIC 14020)
ed by the Act
14. Insurance ad- is a person other than a private investigator who, for any consideration what-
juster soever, engages in the business of making an investigation for the purpose of
obtaining information in the course of adjusting or participating in the disposal
of any claim in connection with a policy of insurance or engages in soliciting
insurance adjustment business. (CIC 14021)
15. Exemptions from The California Insurance Adjuster Act does NOT apply to a person employed
the Act exclusively and regularly by one employer in connection with the affairs of the
employer only
16. Employer/em- must exist, except after a declared emergency
ployee
relationship
17. Nonlicensed ad- under the supervision of a licensed adjuster or a qualified manager will require
justers that all nonlicensed adjusters read and understand the most recent adjuster
handbook after a declared emergency
18. Nonlicensed ad- Must complete the reading of the handbook no later than 15 calendar days from
juster the date on which they began claims adjusting activity in California.
19. Official duties An officer or employee of the United States, the State of California, or a political
subdivision in California while engaged in the performance of official duties.
20. A person engaged exclusively in the business of obtaining and furnishing infor-
mation as to the financial rating of persons.
2026
Regulation for Independent
Adjusters
Exam
2026
Questions and Answers
(A+ Grade Guarantee)
, California Insurance Regulation for Independent Adjusters
Study online at https://quizlet.com/_gwxtw7
1. Commissioner means the Insurance Commissioner
2. Department means the Department of Insurance
3. Licensee means a person licensed according to the California Insurance Adjuster Act
4. Manager means the individual under whose direction, control, charge, or management the
business of a licensee is operated
5. Person includes any individual, firm, company, association, organization, partnership,
limited liability company, and corporation. (CIC 14001)
6. California Ad- specifies that nothing in the Act should be construed as entitling any person to
juster Act practice law in the state, unless he/she is an active member of the State Bar of
California. (CIC 14002)
7. California Insur- succeeds to and is vested with all the duties, powers, purposes, responsibilities,
ance Depart- and jurisdiction with respect to the licensing of insurance adjusters
ment
8. Insurance Com- will administer and enforce the provisions of the insurance code
missioner
9. State Civil Service allows the Commissioner to appoint inspectors, investigators, and other person-
Act nel as may be necessary for the administration and enforcement of the Act
10. Qualifications of may be fixed by the Commissioner, in addition to those prescribed in the insur-
licensees and ance code, necessary to promote and protect the public welfare
managers
11. Regulation of is included in the provisions of the insurance code
conduct of li-
censees
2026
, California Insurance Regulation for Independent Adjusters
Study online at https://quizlet.com/_gwxtw7
12. Change in classi- may be prescribed by the Commissioner upon application by a licensee, along
fication of a li- with the fee, if any, to be paid. (CIC 14010 - 14013)
censee
13. Engagement in no person may engage in a business regulated by the Act or represent him/herself
business regulat- to be a licensee unless he or she is licensed according to the Act. (CIC 14020)
ed by the Act
14. Insurance ad- is a person other than a private investigator who, for any consideration what-
juster soever, engages in the business of making an investigation for the purpose of
obtaining information in the course of adjusting or participating in the disposal
of any claim in connection with a policy of insurance or engages in soliciting
insurance adjustment business. (CIC 14021)
15. Exemptions from The California Insurance Adjuster Act does NOT apply to a person employed
the Act exclusively and regularly by one employer in connection with the affairs of the
employer only
16. Employer/em- must exist, except after a declared emergency
ployee
relationship
17. Nonlicensed ad- under the supervision of a licensed adjuster or a qualified manager will require
justers that all nonlicensed adjusters read and understand the most recent adjuster
handbook after a declared emergency
18. Nonlicensed ad- Must complete the reading of the handbook no later than 15 calendar days from
juster the date on which they began claims adjusting activity in California.
19. Official duties An officer or employee of the United States, the State of California, or a political
subdivision in California while engaged in the performance of official duties.
20. A person engaged exclusively in the business of obtaining and furnishing infor-
mation as to the financial rating of persons.
2026
