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HSA 3111 - CH 2 EXAM 2026
UPDATED QUESTIONS AND
ANSWERS| ACE YOUR GRADES.
US Opposition to National Health Care - correct answer -Main
reasons proposals favoring a national health care system have
historically been defeated in the United States
1.No political threats
2.US: constitutionally designed as a decentralized decision-
making system of governance with a clear preference against
strong central authority (Federalism)
3.Anti-German sentiment during WWI made it difficult to advocate
for the German model of national health insurance
4.Unlike other nations, US developed a private sector of health
care delivery & financing system
5.Influence of the medical profession
6.Historical opposition from labor unions
7. Beliefs and values of the American middle class
8.Tax aversion
What do you know about the Patient Protection and Affordable
Care Act? - correct answer -•The ACA requires most U.S. citizens
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and legal residents to purchase health insurance if they can afford
it or pay a penalty.
•The ACA mandates that every state create a consumer-oriented
marketplace where individuals are provided information and can
purchase healthcare insurance.
•The ACA bans health plans from establishing lifetime dollar limits
on healthcare insurance reimbursement.
ACA - correct answer -•Signed into law in March 2010
•Divisive landmark legislation
•Lawsuits against the federal government
•The focus is access, quality and cost containment of healthcare
•Nearly 50 initiatives implemented over several years
•Issues with the implementation of the individual insurance
mandate effective January 1, 2014
•Federal website did not work; millions could not enroll in a
healthcare plan.
ACA Major Provisions - correct answer -•Eliminate lifetime and
unreasonable annual caps or limits on healthcare reimbursement
with annual limitations prohibited by 2014.
•Provide assistance for the uninsured with pre-existing conditions
and prohibit denial of insurance coverage for pre-existing
conditions for children.
HSA 3111 - CH 2 EXAM 2026
UPDATED QUESTIONS AND
ANSWERS| ACE YOUR GRADES.
US Opposition to National Health Care - correct answer -Main
reasons proposals favoring a national health care system have
historically been defeated in the United States
1.No political threats
2.US: constitutionally designed as a decentralized decision-
making system of governance with a clear preference against
strong central authority (Federalism)
3.Anti-German sentiment during WWI made it difficult to advocate
for the German model of national health insurance
4.Unlike other nations, US developed a private sector of health
care delivery & financing system
5.Influence of the medical profession
6.Historical opposition from labor unions
7. Beliefs and values of the American middle class
8.Tax aversion
What do you know about the Patient Protection and Affordable
Care Act? - correct answer -•The ACA requires most U.S. citizens
, Page | 2
and legal residents to purchase health insurance if they can afford
it or pay a penalty.
•The ACA mandates that every state create a consumer-oriented
marketplace where individuals are provided information and can
purchase healthcare insurance.
•The ACA bans health plans from establishing lifetime dollar limits
on healthcare insurance reimbursement.
ACA - correct answer -•Signed into law in March 2010
•Divisive landmark legislation
•Lawsuits against the federal government
•The focus is access, quality and cost containment of healthcare
•Nearly 50 initiatives implemented over several years
•Issues with the implementation of the individual insurance
mandate effective January 1, 2014
•Federal website did not work; millions could not enroll in a
healthcare plan.
ACA Major Provisions - correct answer -•Eliminate lifetime and
unreasonable annual caps or limits on healthcare reimbursement
with annual limitations prohibited by 2014.
•Provide assistance for the uninsured with pre-existing conditions
and prohibit denial of insurance coverage for pre-existing
conditions for children.
