HSA 3111; Final Exam Review
(2025/2026) with questions & answers
Children's Health Insurance Program (CHIP) - ANS ✔✔A joint federal-state program that
provides health-care insurance for low-income children. Covers children whose parents are right
under the medicare threshold.
created by the balanced budget act of 1997
Established by BILL CLINTON
Inflation - ANS ✔✔A continuous rise in the price of goods and services
medical inflation higher than any other inflation
inflation is the key driver of healthcare costs and insurance.
Principle features of the U.S. Health Policy - ANS ✔✔-Gov is subsidiary to the private sector; not
a right of citizenship
-fragmented
-incremental and piecemeal changes (medicare/CHIP etc)
-pluralistic (multiple interest groups)
-impacted by elected president.
instrumental activities of daily living (IADLs) - ANS ✔✔More complex thinking and planning
required than ADLs
, Things done everyday to take care of yourself and home
phone usage-housekeeping-transportation-medication-finances
Appealing the ACA for preexisting conditions - ANS ✔✔creates a high risk pool
cost shifting causes the prices of health care costs to go up
pre-exisiting conditions and high health care costs would create their own pool
revoking the individual mandate - ANS ✔✔-health insurance would cover fewer people and
impose higher premiums
- the healthy would not purchase coverage
Ryan White CARE Act (1990) - ANS ✔✔-provides federal funds to develop treatment for
HIV/AIDS
-Title II: (State Level) established clinics and resources
-care provided in rural underserved population
-medicaid waiver + Ryan White - containment of medical costs
home health services - ANS ✔✔A covered expense under Part A of Medicare in which a licensed
home health agency provides home health care to an insured.
reduces the need for institutionalization
American Kidney Fund - ANS ✔✔- 1972
(2025/2026) with questions & answers
Children's Health Insurance Program (CHIP) - ANS ✔✔A joint federal-state program that
provides health-care insurance for low-income children. Covers children whose parents are right
under the medicare threshold.
created by the balanced budget act of 1997
Established by BILL CLINTON
Inflation - ANS ✔✔A continuous rise in the price of goods and services
medical inflation higher than any other inflation
inflation is the key driver of healthcare costs and insurance.
Principle features of the U.S. Health Policy - ANS ✔✔-Gov is subsidiary to the private sector; not
a right of citizenship
-fragmented
-incremental and piecemeal changes (medicare/CHIP etc)
-pluralistic (multiple interest groups)
-impacted by elected president.
instrumental activities of daily living (IADLs) - ANS ✔✔More complex thinking and planning
required than ADLs
, Things done everyday to take care of yourself and home
phone usage-housekeeping-transportation-medication-finances
Appealing the ACA for preexisting conditions - ANS ✔✔creates a high risk pool
cost shifting causes the prices of health care costs to go up
pre-exisiting conditions and high health care costs would create their own pool
revoking the individual mandate - ANS ✔✔-health insurance would cover fewer people and
impose higher premiums
- the healthy would not purchase coverage
Ryan White CARE Act (1990) - ANS ✔✔-provides federal funds to develop treatment for
HIV/AIDS
-Title II: (State Level) established clinics and resources
-care provided in rural underserved population
-medicaid waiver + Ryan White - containment of medical costs
home health services - ANS ✔✔A covered expense under Part A of Medicare in which a licensed
home health agency provides home health care to an insured.
reduces the need for institutionalization
American Kidney Fund - ANS ✔✔- 1972
