, LPL4804 Assignment 1 Semester 1 2026 - DUE 17 March 2026;
100% CORRECT AND TRUSTED SOLUTIONS
Question 1 [10]
1.1
Zanele Khumalo owns Erven 3 and 4 of Kruger Township and wishes to
consolidate the two properties.
Erf 3 has been hypothecated with a mortgage bond in favour of Blue Bank.
Required:
Discuss fully how Zanele Khumalo should deal with the mortgage bond over Erf
3.
(6)
Introduction
The consolidation of erven refers to the legal process by which two or
more separate pieces of land are merged into one single property,
resulting in the cancellation of the original separate titles and the issue of
a new title deed for the consolidated erf. While consolidation may
appear to be a straightforward land survey and registration procedure, it
becomes more legally complex when one of the properties is burdened
by a real right, such as a mortgage bond.
In this case, Zanele Khumalo owns Erf 3 and Erf 4 in Kruger Township
and wishes to consolidate them into one property. However, Erf 3 is
subject to a mortgage bond registered in favour of Blue Bank. A
mortgage bond is a limited real right registered over property as security
for a debt. Because consolidation alters the legal identity of the land, the
bond cannot simply remain as it is. Zanele must therefore address the
bond properly through legally recognised conveyancing procedures to
100% CORRECT AND TRUSTED SOLUTIONS
Question 1 [10]
1.1
Zanele Khumalo owns Erven 3 and 4 of Kruger Township and wishes to
consolidate the two properties.
Erf 3 has been hypothecated with a mortgage bond in favour of Blue Bank.
Required:
Discuss fully how Zanele Khumalo should deal with the mortgage bond over Erf
3.
(6)
Introduction
The consolidation of erven refers to the legal process by which two or
more separate pieces of land are merged into one single property,
resulting in the cancellation of the original separate titles and the issue of
a new title deed for the consolidated erf. While consolidation may
appear to be a straightforward land survey and registration procedure, it
becomes more legally complex when one of the properties is burdened
by a real right, such as a mortgage bond.
In this case, Zanele Khumalo owns Erf 3 and Erf 4 in Kruger Township
and wishes to consolidate them into one property. However, Erf 3 is
subject to a mortgage bond registered in favour of Blue Bank. A
mortgage bond is a limited real right registered over property as security
for a debt. Because consolidation alters the legal identity of the land, the
bond cannot simply remain as it is. Zanele must therefore address the
bond properly through legally recognised conveyancing procedures to
