GEORGIA CLAIMS ADJUSTER LICENSING
FINAL STUDY GUIDE 2026 SOLVED
QUESTIONS FULLY CORRECT
⫸ All agents licensed less than 20 Years are required to complete ___
continuing education hours every two years, Answer: 24
⫸ In Georgia, most life insurance policies have a contestability period
of Answer: 2 years
⫸ All accident and sickness plans MUST provide coverage on newborn
children for ___ days Answer: 31
⫸ In Georgia, an insurer licensed to conduct business in Georgia, but
domiciled in New Jersey, is called a Answer: foreign company
⫸ In Georgia, which of the following statements is CORRECT about
life insurance advertisements? Answer: An insurance agency is
responsible for advertisements placed by its insurance agents
⫸ In Georgia, an example of an alien insurer would be one that is
incorporated in Answer: France
, Alien insurance company is a company that is charted and organized in
any country other than the United States. Therefore, a company
chartered in France would be an alien company in Georgia.
⫸ In Georgia, long-term care policies are required to provide benefits
for at least Answer: 12 Months
⫸ An insurance agent is guilty of___ if the agent misrepresents a policy
to induce a policyowner to surrender an existing policy. Answer:
twisting
⫸ A domestic insurance company in Georgia is considered a company
that Answer: is incorporated and formed in Georgia
⫸ T is an agent and when hired, is reminded that he has a responsibility
to handle clients' funds in an honest and ethical manner. This
responsibility is referred to as Answer: fiduciary responsibility
⫸ An agent would be guilty of rebating by Answer: returning a portion
of a premium as incentive to purchase insurance
⫸ Using an existing life insurance policy's cash value to purchase
another policy with with same insurer for the sole purpose of earning
additional commissions is called Answer: Churning
FINAL STUDY GUIDE 2026 SOLVED
QUESTIONS FULLY CORRECT
⫸ All agents licensed less than 20 Years are required to complete ___
continuing education hours every two years, Answer: 24
⫸ In Georgia, most life insurance policies have a contestability period
of Answer: 2 years
⫸ All accident and sickness plans MUST provide coverage on newborn
children for ___ days Answer: 31
⫸ In Georgia, an insurer licensed to conduct business in Georgia, but
domiciled in New Jersey, is called a Answer: foreign company
⫸ In Georgia, which of the following statements is CORRECT about
life insurance advertisements? Answer: An insurance agency is
responsible for advertisements placed by its insurance agents
⫸ In Georgia, an example of an alien insurer would be one that is
incorporated in Answer: France
, Alien insurance company is a company that is charted and organized in
any country other than the United States. Therefore, a company
chartered in France would be an alien company in Georgia.
⫸ In Georgia, long-term care policies are required to provide benefits
for at least Answer: 12 Months
⫸ An insurance agent is guilty of___ if the agent misrepresents a policy
to induce a policyowner to surrender an existing policy. Answer:
twisting
⫸ A domestic insurance company in Georgia is considered a company
that Answer: is incorporated and formed in Georgia
⫸ T is an agent and when hired, is reminded that he has a responsibility
to handle clients' funds in an honest and ethical manner. This
responsibility is referred to as Answer: fiduciary responsibility
⫸ An agent would be guilty of rebating by Answer: returning a portion
of a premium as incentive to purchase insurance
⫸ Using an existing life insurance policy's cash value to purchase
another policy with with same insurer for the sole purpose of earning
additional commissions is called Answer: Churning
