MEDSTUDY.COM
AHIP Final Exam Questions And 100% Verified
Answers Complete Exam 2026.27
\Q\.Types of Medicare Advantage Plans - ANSWERS✔-PPO, HMO, MSA, Cost Plan,
PFFS
M
ED
\Q\.Medicare-Medicaid plans - ANSWERS✔-Serve both Medicare and Medicaid
individuals.
Include Part D coverage. Individuals sometimes referred to as dual eligibles
ST
\Q\.Medicare Cost Plan - ANSWERS✔-Type of Medicare health plan. Have Part B
to enroll. Can join anytime plan is accepting new members. A non network
U
provider will can charge higher coinsurances and deuctibles. Different
enrollment/disenrollment periods apply. Can get Part D Rx coverage if available,
or apply for a separate PDP.
D
Y
\Q\.Medicare Entitlement/Enrollment - Part A & Part B - ANSWERS✔-Individuals
with ESRD may sign up at anytime. Date on which coverage begins is the fourth
month after dialysis begins.
\Q\.Medicare Enrollment Period - ANSWERS✔-Individuals who do not enroll in
Part B when first eligible can enroll during a General Enrollment Period, Jan 1st to
Mar 31st each year. Coverage begins July 1st of that year.
,MEDSTUDY.COM
\Q\.Medicare Enrollment Period - Group Health Coverage - ANSWERS✔-
Individuals who have group health coveage through employer may enroll in Part
A and/or Part B anytime while on group coverage during a Special Enrollment
Period. Occurs during the 8 month period following last month of group
coverage.
\Q\.Medicare Part A Premium - ANSWERS✔-Free if worked 40 quarters of your
life and paid Medicare taxes. Premium is $240.00 for individuals or spouses who
paid Medicare taxes for 30 - 39 quarters. Premium is $437.00 for less than 30
quarters.
M
ED
\Q\.Medicare Part A Penalty - ANSWERS✔-Don't enroll in Part A when fist
eligible, will pay a late penalty of up to 10% unless enroll during a Special
Enrollment Period.
ST
\Q\.Medicare Part B Premium - ANSWERS✔-In 2019, the standard monthly
premium is $135.50 or higher depending on income. Deducted from S.S. check or
Railroad Retirement check. Do not enroll when first eligible, premium is
U
increased 10% for each 12 month period not enrolled. Deductible for 2019 is
$185.00
D
Y
\Q\.Part C Medicare Advantage plans - ANSWERS✔-Entiled to benefits under Part
A AND enrolled in Part B.
\Q\.Part D Prescription Drug benefits - ANSWERS✔-Entitled to benefits under
Part A but not enrolled in Part B. Must be entitled to Part A AND/OR enrolled in
Part B.
\Q\.Part D Low Income Subsidy - ANSWERS✔-Do not qualify for Part D Low
Income Subsidy, but are of limited means, may qualify for help in Part D costs
through State Pharmaceutical Assistance Program.
,MEDSTUDY.COM
\Q\.Part A Benefits - ANSWERS✔-$1364.00 deductible for each benefit period.
Days 1 - 60: $0 coinsurance. Days 61 - 90: $341.00 coinsurance per day. days 91
and beyond: $682.00 coinsurance per each "lifetime reserve day" after day 90 for
each benefit period (up to 60 days over a beneficiarys lifetime. Beyond lifetime
reserve days, all costs.
\Q\.Part A Benefits - ANSWERS✔-Blood, hospice, home health care, skilled
nursing and rehabilitative care only after a 3 day hospital stay up to 100 days in a
M
benefit period. In 2019, will pay $170.50 coinsurance for days 21 - 100 each
benefit period. In patient psychiatric care is 190 lifetime days. Does not cover
custodial or long term care.
ED
\Q\.Part D Prescription Drug Coverage - ANSWERS✔-Late enrollment penalty of
1% of national standard premium for every month that beneficiary could have
ST
had Part D but didn't enroll. No penalty for beneficiaries with low income
assistance or who join a Part D within 63 days of losing creditable coverage.
U
\Q\.Medigap Prescription Drug Coverage - ANSWERS✔-If coverage is not
creditable, individual dropping coverage and enrolling in Part D coverage will pay
D
a late enrollment penalty, unless they qualify for "ExtraHelp" or enroll in Part D
during Special Enrollment Period for loss of creditable coverage. If informed non
Y
Medicare is no longer creditable, will have an SEP to enroll without penalty.
\Q\.Medicare Advantage Eligibility - ANSWERS✔-Not eligible if have ESRD unless:
MA Plan is a SNP plan for people with ESRD, OR person developed ESRD after
enrolling in MA plan.
\Q\.Medicare Advantage Special Needs Plans - ANSWERS✔-Three types. Chronic
Condition
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(CSNP) for specific severe or disabling conditions. Dual Eligible (DSNP) for
entitlement to both Medicare and Medicaid. Institutionalized (ISNP) for
individuals who need services in skilled nursing facility for 90 days or longer. All
SNP plans include prescription drug coverage.
\Q\.MA Plan Types - Coordinated Care Plans - HMO's - ANSWERS✔-Some HMO's
offer Point Of Service option. Allows enrollees to go to no plan doctors/hospitals
without prior approval for sertain services. HMO-POS may limit services out of
network or put cap on out of network coverage. Cost sharing is generally higher
than from network providers
M
ED
\Q\.MA Plan Types - Coordinated Care Plans - PPO's - ANSWERS✔-Do not need
referral for out of network providers. May pay higher cost sharing amount.
ST
\Q\.MA Plan Types - Private Fee For Service plans - PFFS - ANSWERS✔-Individuals
in PFFS plan may receive covered services from any provider who is eligible to
provide Medicare services, and agrees to the plans terms and conditions of
payment. Enrollees must inform provider they are a PFFS member, so the
U
provider can decide whether to accept terms and conditions. Not permitted to
charge more than cost sharing specified in plan. Cost sharing may include
balance billing up to 15%.
D
Y
\Q\.MA Plan Types - Medical Savings Account - MSA plan - ANSWERS✔-High
deductible plan.
Medicare makes contribution to beneficiaries savings account. Max deductible in
2019 is $12,650.00. In 2020, $13,400.00. Do not cover Part D prescription drug
benefits. Must enroll in stand alone Part D PDP.
\Q\.MA Plan Types - Medical Savings Account - MSA plan - ANSWERS✔-May not
have network. May have partial or full network. No network providers must
accept amount Medicare pays them as payment in full.
AHIP Final Exam Questions And 100% Verified
Answers Complete Exam 2026.27
\Q\.Types of Medicare Advantage Plans - ANSWERS✔-PPO, HMO, MSA, Cost Plan,
PFFS
M
ED
\Q\.Medicare-Medicaid plans - ANSWERS✔-Serve both Medicare and Medicaid
individuals.
Include Part D coverage. Individuals sometimes referred to as dual eligibles
ST
\Q\.Medicare Cost Plan - ANSWERS✔-Type of Medicare health plan. Have Part B
to enroll. Can join anytime plan is accepting new members. A non network
U
provider will can charge higher coinsurances and deuctibles. Different
enrollment/disenrollment periods apply. Can get Part D Rx coverage if available,
or apply for a separate PDP.
D
Y
\Q\.Medicare Entitlement/Enrollment - Part A & Part B - ANSWERS✔-Individuals
with ESRD may sign up at anytime. Date on which coverage begins is the fourth
month after dialysis begins.
\Q\.Medicare Enrollment Period - ANSWERS✔-Individuals who do not enroll in
Part B when first eligible can enroll during a General Enrollment Period, Jan 1st to
Mar 31st each year. Coverage begins July 1st of that year.
,MEDSTUDY.COM
\Q\.Medicare Enrollment Period - Group Health Coverage - ANSWERS✔-
Individuals who have group health coveage through employer may enroll in Part
A and/or Part B anytime while on group coverage during a Special Enrollment
Period. Occurs during the 8 month period following last month of group
coverage.
\Q\.Medicare Part A Premium - ANSWERS✔-Free if worked 40 quarters of your
life and paid Medicare taxes. Premium is $240.00 for individuals or spouses who
paid Medicare taxes for 30 - 39 quarters. Premium is $437.00 for less than 30
quarters.
M
ED
\Q\.Medicare Part A Penalty - ANSWERS✔-Don't enroll in Part A when fist
eligible, will pay a late penalty of up to 10% unless enroll during a Special
Enrollment Period.
ST
\Q\.Medicare Part B Premium - ANSWERS✔-In 2019, the standard monthly
premium is $135.50 or higher depending on income. Deducted from S.S. check or
Railroad Retirement check. Do not enroll when first eligible, premium is
U
increased 10% for each 12 month period not enrolled. Deductible for 2019 is
$185.00
D
Y
\Q\.Part C Medicare Advantage plans - ANSWERS✔-Entiled to benefits under Part
A AND enrolled in Part B.
\Q\.Part D Prescription Drug benefits - ANSWERS✔-Entitled to benefits under
Part A but not enrolled in Part B. Must be entitled to Part A AND/OR enrolled in
Part B.
\Q\.Part D Low Income Subsidy - ANSWERS✔-Do not qualify for Part D Low
Income Subsidy, but are of limited means, may qualify for help in Part D costs
through State Pharmaceutical Assistance Program.
,MEDSTUDY.COM
\Q\.Part A Benefits - ANSWERS✔-$1364.00 deductible for each benefit period.
Days 1 - 60: $0 coinsurance. Days 61 - 90: $341.00 coinsurance per day. days 91
and beyond: $682.00 coinsurance per each "lifetime reserve day" after day 90 for
each benefit period (up to 60 days over a beneficiarys lifetime. Beyond lifetime
reserve days, all costs.
\Q\.Part A Benefits - ANSWERS✔-Blood, hospice, home health care, skilled
nursing and rehabilitative care only after a 3 day hospital stay up to 100 days in a
M
benefit period. In 2019, will pay $170.50 coinsurance for days 21 - 100 each
benefit period. In patient psychiatric care is 190 lifetime days. Does not cover
custodial or long term care.
ED
\Q\.Part D Prescription Drug Coverage - ANSWERS✔-Late enrollment penalty of
1% of national standard premium for every month that beneficiary could have
ST
had Part D but didn't enroll. No penalty for beneficiaries with low income
assistance or who join a Part D within 63 days of losing creditable coverage.
U
\Q\.Medigap Prescription Drug Coverage - ANSWERS✔-If coverage is not
creditable, individual dropping coverage and enrolling in Part D coverage will pay
D
a late enrollment penalty, unless they qualify for "ExtraHelp" or enroll in Part D
during Special Enrollment Period for loss of creditable coverage. If informed non
Y
Medicare is no longer creditable, will have an SEP to enroll without penalty.
\Q\.Medicare Advantage Eligibility - ANSWERS✔-Not eligible if have ESRD unless:
MA Plan is a SNP plan for people with ESRD, OR person developed ESRD after
enrolling in MA plan.
\Q\.Medicare Advantage Special Needs Plans - ANSWERS✔-Three types. Chronic
Condition
, MEDSTUDY.COM
(CSNP) for specific severe or disabling conditions. Dual Eligible (DSNP) for
entitlement to both Medicare and Medicaid. Institutionalized (ISNP) for
individuals who need services in skilled nursing facility for 90 days or longer. All
SNP plans include prescription drug coverage.
\Q\.MA Plan Types - Coordinated Care Plans - HMO's - ANSWERS✔-Some HMO's
offer Point Of Service option. Allows enrollees to go to no plan doctors/hospitals
without prior approval for sertain services. HMO-POS may limit services out of
network or put cap on out of network coverage. Cost sharing is generally higher
than from network providers
M
ED
\Q\.MA Plan Types - Coordinated Care Plans - PPO's - ANSWERS✔-Do not need
referral for out of network providers. May pay higher cost sharing amount.
ST
\Q\.MA Plan Types - Private Fee For Service plans - PFFS - ANSWERS✔-Individuals
in PFFS plan may receive covered services from any provider who is eligible to
provide Medicare services, and agrees to the plans terms and conditions of
payment. Enrollees must inform provider they are a PFFS member, so the
U
provider can decide whether to accept terms and conditions. Not permitted to
charge more than cost sharing specified in plan. Cost sharing may include
balance billing up to 15%.
D
Y
\Q\.MA Plan Types - Medical Savings Account - MSA plan - ANSWERS✔-High
deductible plan.
Medicare makes contribution to beneficiaries savings account. Max deductible in
2019 is $12,650.00. In 2020, $13,400.00. Do not cover Part D prescription drug
benefits. Must enroll in stand alone Part D PDP.
\Q\.MA Plan Types - Medical Savings Account - MSA plan - ANSWERS✔-May not
have network. May have partial or full network. No network providers must
accept amount Medicare pays them as payment in full.
