PCI ISA Fundamentals Exam
Questions With 100% Verified Answers
Methods identified as being used to remove stolen data from the
environments: -
correct answer ✅- Use of stolen credentials to access the POS
environment
- Outdated patches or poor system patching processes
- The use of default or static vendor credentials / brute force
- POS skimming malware being installed on POS controllers
- POI physical skimming devices
95% of breaches feature -
correct answer ✅The use of stolen credentials leveraging vendor
remote access to hack into customers POS environments.
Skimming -
correct answer ✅Copying payment card numbers either by
tampering with:
- POS Devices
- ATMs
- Kiosks
,PCI ISA Fundamentals Exam
Questions With 100% Verified Answers
Or by copying the card's magnetic stripe manually using handheld
skimmers.
Phishing -
correct answer ✅Reconnaissance
- Information gathering from various online sources and social
networking sites
- Business applications and software
Social Engineering
- Phishing emails or messages coming from a target's social network
- Phone call from an assumed known entity
Break-In
- Delivery through email
- Software vulnerabilities
Common methods for monetizing stolen card data: -
correct answer ✅- Skimmed full track data and transaction
information used to replicate a physical payment card, which can
,PCI ISA Fundamentals Exam
Questions With 100% Verified Answers
then be used for fraudulent transactions in face-to-face
environments, or ATM transactions
- Captured cardholder data is used where card-not-present
transactions are accepted, such as e-commerce or mail-order /
telephone order (MO/TO) transactions
- Stolen cardholder data and sensitive authentication data are sold
in bulk to other criminals who perform their own fraud using the
stolen data
Commonly targeted industries -
correct answer ✅- Retail - 45% of breaches
- Food and Beverage - 24% of breaches
- Hospitality - 9% of breaches
- Financial Services - 7% of breaches
- Nonprofit - 3%
PCI SSC founding payment brands include: -
correct answer ✅- American Express
- Discover Financial
, PCI ISA Fundamentals Exam
Questions With 100% Verified Answers
- JCB International
- MasterCard
- Visa, Inc.
PCI DSS: -
correct answer ✅Covers security of the environments that store,
process, or transmit account data
- Environments receive account data from payment applications
and other sources (e.g., acquirers)
PCI PA-DSS -
correct answer ✅Covers secure payment applications to support
PCI DSS compliance
Payment application receives account data from PIN-entry devices
(PEDs) or other devices and begins payment transaction
PCI P2PE -
correct answer ✅Covers encryption, decryption, and key
management requirements for point-to-point encryption solutions
Questions With 100% Verified Answers
Methods identified as being used to remove stolen data from the
environments: -
correct answer ✅- Use of stolen credentials to access the POS
environment
- Outdated patches or poor system patching processes
- The use of default or static vendor credentials / brute force
- POS skimming malware being installed on POS controllers
- POI physical skimming devices
95% of breaches feature -
correct answer ✅The use of stolen credentials leveraging vendor
remote access to hack into customers POS environments.
Skimming -
correct answer ✅Copying payment card numbers either by
tampering with:
- POS Devices
- ATMs
- Kiosks
,PCI ISA Fundamentals Exam
Questions With 100% Verified Answers
Or by copying the card's magnetic stripe manually using handheld
skimmers.
Phishing -
correct answer ✅Reconnaissance
- Information gathering from various online sources and social
networking sites
- Business applications and software
Social Engineering
- Phishing emails or messages coming from a target's social network
- Phone call from an assumed known entity
Break-In
- Delivery through email
- Software vulnerabilities
Common methods for monetizing stolen card data: -
correct answer ✅- Skimmed full track data and transaction
information used to replicate a physical payment card, which can
,PCI ISA Fundamentals Exam
Questions With 100% Verified Answers
then be used for fraudulent transactions in face-to-face
environments, or ATM transactions
- Captured cardholder data is used where card-not-present
transactions are accepted, such as e-commerce or mail-order /
telephone order (MO/TO) transactions
- Stolen cardholder data and sensitive authentication data are sold
in bulk to other criminals who perform their own fraud using the
stolen data
Commonly targeted industries -
correct answer ✅- Retail - 45% of breaches
- Food and Beverage - 24% of breaches
- Hospitality - 9% of breaches
- Financial Services - 7% of breaches
- Nonprofit - 3%
PCI SSC founding payment brands include: -
correct answer ✅- American Express
- Discover Financial
, PCI ISA Fundamentals Exam
Questions With 100% Verified Answers
- JCB International
- MasterCard
- Visa, Inc.
PCI DSS: -
correct answer ✅Covers security of the environments that store,
process, or transmit account data
- Environments receive account data from payment applications
and other sources (e.g., acquirers)
PCI PA-DSS -
correct answer ✅Covers secure payment applications to support
PCI DSS compliance
Payment application receives account data from PIN-entry devices
(PEDs) or other devices and begins payment transaction
PCI P2PE -
correct answer ✅Covers encryption, decryption, and key
management requirements for point-to-point encryption solutions
