Medical malpractice "crises" are best explained by:
(Crises: when the doctors premiums get ridiculously expensive for a while, nothing to do with
malpractice but rather economic cycles - CORRECT ANSWER✅✅✅Competitions amongst insurance
The need for malpractice reform is driven by - CORRECT ANSWER✅✅✅physician dissatisfaction with
malpractice premiums
-> tort reform: making it harder to sue physicians
Tort reforms are likely to reduce consumer spending on healthcare (lower healthcare insurance
premiums)
T or F - CORRECT ANSWER✅✅✅False: tort reforms are good for doctors but not good for doctors
Which statement regarding negligent injury and malpractice claims is true?
-Most patients who are negligently injured sue
-Most suits are brought by patients who have been negligently injured - CORRECT
ANSWER✅✅✅Neither
Which tort reform is most likely to improve the efficiency and fairness of the medical malpractice system
and be politically feasible in the US? - CORRECT ANSWER✅✅✅holding organizations, not individual
physicians, liable
Goals of the medical malpractice system include:
-Deter medical negligence
-Remunerate patients for injuries suffered due to negligence
-Both
-Neither - CORRECT ANSWER✅✅✅Both
Medical malpractice claims involved both civil and criminal penalties
T or F - CORRECT ANSWER✅✅✅False: most civil penalties
,The direct costs associated with malpractice (ex: awards, legal defense, court costs, etc.) exceed 10% of
total health spending
T or F - CORRECT ANSWER✅✅✅False: because there it not that many cases and spend so much on
healthcare
Most injuries return a verdict favoring got plaintiff (patient)
T or F - CORRECT ANSWER✅✅✅False
Plaintiffs more likely to win a malpractice case when evidence of negligence is higher
T or F - CORRECT ANSWER✅✅✅True
In Dr. Gerald's opinion, which is a more important problem? - CORRECT ANSWER✅✅✅Medical
errors
What is the most important problem with our current medical malpractice system
-Accuracy
-Cost - CORRECT ANSWER✅✅✅Accuracy
Over the past 10-15 years, the number of medical malpractice suits has been increasing
T or F - CORRECT ANSWER✅✅✅False
The largest absolute reduction in the percent of Americans without health insurance occurred among
this income group - CORRECT ANSWER✅✅✅<138% of the FPL
After the ACA, there was a significant increase in the number of Americans who obtained health
insurance from this source:
-Employers
-Government: Medicaid expansion
-Both
, -Neither - CORRECT ANSWER✅✅✅Government: Medicaid expansion
After the ACA, this income group was more likely to have total medical expenditures that exceeded
19.5% of their income
-<138% of the FPL
-138-250% of the FPL
-250-400% of the FPL
-all of the above were less likely to have total medical expenditures that exceeded 19.5% of their income
- CORRECT ANSWER✅✅✅250-400% of the FPL
Because they fell into the gap; not rich enough to have private insurance and not poor enough to have
ACA
Today, which income group has the greatest risk of being uninsured?
-<138% of the FPL
-138-250% of the FPL
-250-400% of the FPL
->400% of the FPL - CORRECT ANSWER✅✅✅<138% of the FPL: not all states expanded Medicaid
On average, the ACA made medical care more accessible and affordable
T or F - CORRECT ANSWER✅✅✅True
The biggest flaw in the ACA implementation was - CORRECT ANSWER✅✅✅Too few states expanded
Medicaid
Compared to initial projections, the ACA has been more costly than expected
T or F - CORRECT ANSWER✅✅✅False.
It has stayed under budget
As interest group theory predicts, physicians have much more favorable opinions the ACA than the
general public