Insurance Exam FX questions with correct answers

Accelerated benefits CORRECT ANSWER riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses accident CORRECT ANSWER an unplanned, unforeseen event which occurs suddenly at an unspecified place Accidental Death and Dismemberment CORRECT ANSWER an insurance policy which pays a specified amount or a specified multiple of the insured's benefits if the insured dies, loses sight, or loses two limbs accidental death benefits CORRECT ANSWER a policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death accumulation period CORRECT ANSWER the time over which the annuitant makes payments or investments in an annuity, and when those payments earn interest tax deferred actual cash value CORRECT ANSWER the required amount to pay damages or for property loss