Virginia Estate Exam Bundle Questions And Answers 100% verified

Under which circumstance may an insurer discontinue a small employer group medical plan? - ANSWER-Employer fails to pay the premium prior to the end of the grace period An insured is covered with a health insurance policy. If the insured would like to cancel the policy, he/she must - ANSWER-notif...

The Real Estate Board (REB) rules and regulations are found in - ANSWER-the Virginia Administrative Code (VAC) The REB is authorized to do all of the following EXCEPT - ANSWER-regulate the Property Owners' Association Act The Virginia Real Estate Transaction Recovery Fund is administered by -...

What are some of the advantages of a sole proprietor? - ANSWER-Business can be sold at will Freedom in Decision Making Process Sole Ownership of Profits Low startup cost Simple Ownership Form Minimal Legal Restriction What are some of the disadvantages of a Sole Proprietor? - ANSWER-Less Ava...

In a residential real estate transaction there are disclosures that the seller is required to make to the buyer. The Virginia Real Estate Board produces two forms that, in most cases, must be given to the buyer. One of these forms is a one-page document in which the seller discloses to the buyer whi...

A contractor does not notify a change of address and so does not receive a timely Notice of Renewal. Who is responsible when the contractor does not renew his license on time? - ANSWER-The licensee Contractor A designated employee should be? - ANSWER-at least 18 years old, full time employee, has...

What is a bid? - ANSWER-A guarantee to construct the project in accordance with the bid documents for a quoted price Employees who are fired for filing an OSHA complaint have ______ to notify OSHA. - ANSWER-30 days To obtain the best price for materials you should obtain at least how many bids...

Each Real Estate Firm, regardless of the number of agents or offices, must have one ___________. - ANSWER-Principal Broker The supervising broker must provide reasonable and adequate supervision to all agents who work for that supervising broker. The supervising broker must do all of the followin...

Ordinary Whole Life - ANSWER-requires level premium payments Limited Pay - ANSWER-The type of whole life insurance that requires payments for a certain or limited period Universal Life Insurance Policies - ANSWER-allow premium payments to be skipped Variable Life - ANSWER-Which type of life...

construction industry vs. manufacturing - ANSWER-manufacturing produces products and then sells. construction starts with a customer need and the product is built to fill the need. sectors of construction industry (4) - ANSWER-infrastructure, commercial, residential, industrial main players in...

An employee earns $12.50 per hour. What is the gross pay of this non-exempt employee who works 45 hours during a holiday week, and receives 8 hours additional pay for the holiday? A.$562.50 B.$662.50 C.$693.75 D.$743.75 - ANSWER-C.$693.75 Which of the following statements about a sole...

Under the Augmented Estate and Elective Share Act - ANSWER-if there are no surviving children (or their heirs), the widow or widower would receive one-half of the estate. If there are surviving children or heirs, the widow or widower would receive one-third of the estate. These provisions would take...

A contractor does not notify a change of address and so does not receive a timely Notice of Renewal. Who is responsible when the contractor does not renew his license on time? a) USBC b)OSHA c)The licensee Contractor d)DPOR - ANSWER-The licensee Contractor A designated employee should be? ...

DPOR - ANSWER-Department of Professional and Occupational Regulation REB - ANSWER-Real Estate Board

Firm - ANSWER-any sole proprieteorship, partnership, assoc, LLC, or Corp that is required to have a separate brokerage firm license. "ABC Realty" must have a firm license, and a licensed principle broker DPOR - ANSWER-Board of Professional and Occupational Regulation. Consists of 9 members, app...

What is the MINIMUM overlap for joints in polyethylene film moisture barrier applied over the exterior of a below grade foundation wall? - ANSWER-6 inches What is the MINIMUM height required for a nonabsorbent wall surface above a bathtub? - ANSWER-6 feet Nails used to fasten concrete roofing ...

If an applicant for the master or journey license examination fails the exam twice within two years, what is required to re-test? - ANSWER-Wait one year and provide proof of completion of an approved class. On the jobsite, what is the ratio of registered apprentices to journey or master electrici...

The owner requests changes which will cost the contractor $2,500 in labor and materials and $700 in overhead costs. With the change, the contractor would be relieved of $1,000 in labor costs and $280 in overhead costs from the original contract. The original bid included profit of 10% of all costs. ...

Who is eligible for care within the Veterans Health Administration? - ANSWER-Only those who served in the active duty military Which of the following are VA customers? - ANSWER-All of the above How does VA assess the satisfaction of Veteran care? - ANSWER-All of the above The Department of ...

Virginia Real Estate Board - ANSWER-Purpose is to protect the public interest against fraud in real estate transactions--established by police power of the state. Cooperative Apartments - ANSWER-VA Law considers them real estate even though the shares held by co-op members are considered personal...

An offer is accepted by all parties with a settlement date of September 5. Three days prior to settlement the purchaser notifies the seller that funds are not available and settlement cannot take place as scheduled. Which of the following options are available to the seller? - ANSWER-Any of the abov...

DPOR - ANSWER-Nine member board appointed by the governor for staggered four-year terms Agency 135 - ANSWER-Real Estate Board Agency 48 - ANSWER-Common Interest Community Board Real Estate Board - ANSWER-1. issues regulations that further describe what will be expected of both salespersons ...

independent contractor vs. employee - ANSWER-licensees are either employees or independent contractors based on the characteristics of the job they perform Employment agreement - ANSWER-employment agreements include the type of relationship between the broker and the licensee Compensation - AN...

A contractor does not notify a change of address and so does receive a timely Notice of Renewal. Who is responsible when the contractor does not renew his license on time? - ANSWER-C) The license Contractor A designated employee should be? - ANSWER-A least 18 years old. full time employee, has pa...

The tax base in a jurisdiction is derived by subtracting exemptions from - ANSWER-assessed values A developer put two lots together and sold them as one large lot. The increase in value is referred to as: - ANSWER-plottage A 20-unit apartment building rented for $750 per month. The annual gros...

Members of the Real Estate Board are appointed by: - ANSWER-the governor Time period a complainant has to submit concerning a fair housing violation is: - ANSWER-1 year from occurrence Fees for issuing, renewing and reinstating are determined by: - ANSWER-The Real Estate Board (REB). Prior ...

A designated employee should be? - ANSWER-At least 18 yrs old, full time employee, has passed required examination What is the initial Recovery Fund Fee? - ANSWER-$25 A contractor does not notify a change of address and os does not receive a timely Notice of Renewal. Who is responsible when th...

License status must - ANSWER-be disclosed in the contract. Disclosures must - ANSWER-always be made by the broker/brokerage whom the licensee represents. One acting as a dual or designated agent must receive in writing - ANSWER-the consent of all clients to a transaction, at the earliest possi...

Creating real properties from raw land involves capital formation, financing, construction contracting, and regulatory approvals. The key parties involved in this aspect of the business are generally the developer, the landowner, and the mortgage lender. Also involved are market analysts, archit...

What is true about HBV (hepatitis B)? - ANSWER-Asymptomatic (no symptoms shown) What is an example of an aseptic technique? - ANSWER-Proper hand washing At what point would you apply a lubricant to a tool during disinfection? - ANSWER-Instrument lubrication is performed after cleaning and disi...

An example of misrepresentation is: - ANSWER-Falsifying terms, benefits, advantages, or conditions of an insurance policy The IRS has a "minimum coverage" rule regarding qualified retirement plans. This rule states that each qualified plan is required to - ANSWER-Benefit a braid cross-section o...

According to the VRLTA, a copy of the written rental agreement must be provided to the tenant within ______________ of the agreement's effective date. - ANSWER-One month In Virginia, a landlord must provide a copy of the written rental agreement. When must this be provided? - ANSWER-Within one m...

THE SYSTEM OF CATEGORIZING ERRORS INTO THREE CATEGORIES (SKILL-BASED, RULE-BASED, KNOWLEDGE-BASED) IS KNOWN AS THIS. - ANSWER-GENERIC ERROR-MODELING SYSTEM THE FIELD CONCERNED WITH HOW HUMANS INTERACT WITH COMPUTING SYSTEMS IS CALLED. - ANSWER-HUMAN-COMPUTER INTERACTION (HCI) EVALUATE, ANALYZE...

According to the Virginia Time-Share act, the statute of limitation for an action against the developer (based on inaccuracies in the Project instrument) is: 1 year 2 years 3 years there is no limit - ANSWER-2 years Board regulations require that records of real estate transactions and esc...

Active status - ANSWER-Any broker/salesperson legally engaging in regulated real estate brokerage acts Actively engaged - ANSWER-One with an active license and engaged in min 40 hrs/wk real estate activity Applicant - ANSWER-One who applies to board for real estate license Associate broker ...

A "premature" distribution from a modified endowment contract (MEC) incurs a penalty tax of - ANSWER-10% In an individual retirement account (IRA), rollover contributions are - ANSWER-unlimited by dollar amount An example of rebating would be - ANSWER-splitting the commission with the buyer ...

When did the storm occur? - ANSWER-22nd October - 2nd Novemeber 2012 Where did the storm begin? - ANSWER-south of the Bahamas of the 19th of October When did Sandy become a hurricane? - ANSWER-24th October - wind speeds exceeded 74mph When did Sandy make landfall on Jamaica? - ANSWER-24th O...

What type of disability income insurance is designed help a small business continue to make regular monthly payments on its long term financial commitments in the event of the owner's disability? - ANSWER-Reducing Term The HMO provider is paid a set fee per enrollee known as a - ANSWER-Capitatio...

Pharmacology - ANSWER-study of drugs and their effects on the body drug - ANSWER-A substance that can have a positive or negative impact on the body medication - ANSWER-substance administered for the diagnosis, cure, treatment, or relief of a symptom or for prevention of disease Indications...

Ontology - ANSWER-The philosophy of being and existing Epistemology - ANSWER-Philosophy of knowledge What is the purpose of an autoethnography? - ANSWER-To evoke a response in an audience about a substantive topic. Why are we using autoethnography in our class? - ANSWER-It is a way to have ...

Solication - ANSWER-The process of issuing a life insurance policy begins with ____ Solicitation of Insurance - ANSWER-An attempt to persuade a person to buy an insurance policy, and it can be done orally or in writing. insurer - ANSWER-The ____ whose policies are advertised is responsible for...

patterns of suburbanisation differ vastly between LIC and HIC cities. To what extent do you agree with this statement? - comparison - ANSWER-similarities: -some suburbs close to city = wealthier suburbs in both cities, e.g Rio's richest = close to CBD differences: -London = fairly affluent, v...

Notify VREB w/in 10 days of: - ANSWER-Upon termination of a licensee, closing of a firm, death of a licensee, change of license status, change of licensee name or address or both, such licenses must be returned with proper instruction to the board within: Notify VREB w/in 30 days of: - ANSWER-Cha...

The nurse is caring for a client diagnosed with HIV-II. The client's CD4+ cell count is 399/mm3 (0.399 109/L). What action by the nurse is best? a. Counsel the client on safer sex practices/abstinence. b. Encourage the client to abstain from alcohol. c. Facilitate genetic testing for CD4+ CCR5/C...

When may the Board adjust the required hours for re-licensure of a broker and salesperson? - ANSWER-Year-by-year basis Performing what activity is exempt from holding a Virginia real estate license? - ANSWER-trustee performing their duties under a living trust instrument Any person, or busines...

ethical and legal standards - ANSWER-to protect residents and rma's ethical standards - ANSWER-Guides to moral behavior legal standards - ANSWER-guides to legal behavior clients rights (meds and treatments) - ANSWER--to be informed & decide when/where they get meds -to be informed of faci...

If the named licensee is involved in multiple transaction violations, what is the maximum that a person may collect from the Transaction Recovery Fund? Select one: A. $10,000 B. $20,000 C. $100,000 D. None of the above - ANSWER-B. $20,000 Which of the following statements must be true about ...

The Virginia Residential Property Disclosure Act requires a property condition disclosure statement whenever residential property: - ANSWER-1: Is for sale by owner or through a real estate broker 2: Is a lease with an option to buy The ______ sale of newly built houses requires specific disclos...

Which event occurring between the 1800s and 1920 made it possible that global AIDS pandemic that we know today? - ANSWER-viral jump across the species barrier (SIV to HIV) Contemporary epidemiologists study which of the following? - ANSWER-behavioral patterns in the population linked to viral tra...

What are the 3 stages of HIV? - ANSWER-1. acute infection 2. asymptomatic 3. late stage "ARC" "full-blown AIDS" What are the time courses of the HIV stages? - ANSWER-Rapid progression, "normal" progression, slow progression Rapid progression HIV - ANSWER-occurs about 10% of the time. AID...

Who is eligible for care within the Veterans Health Administration? - ANSWER-Only those who served in the active duty military Which of the following are VA customers? - ANSWER-All of the above How does VA assess the satisfaction of Veteran care? - ANSWER-All of the above The Department of ...

Which of the following statements is true regarding accident and health insurance claims that reimburse on an idemnity basis? - ANSWER-Claims can be sent directly to the insured. Tom the agent negotiates an agreement that unreasonably restrains the business of insurance. He has likely commited a ...

sexual response - ANSWER-series of physiological and psychological changes that occur in the body during sexual behavior. sexual response cycle - ANSWER-four stage model of sexual arousal proposed by Masters and Johnson. excitement phase - ANSWER-the first stage of Masters and Johnson's sexual re...

Physical Therapy Practice - ANSWER-Chapter 486 Medical Practice (MD) - ANSWER-Chapter 458 Chiropractors - ANSWER-Chapter 460 Dentists - ANSWER-Chapter 466 -1 hour of HIV/AID education -2 hours of medical error prevention -1 hour of human trafficking course - ANSWER-What continuing educ...

B the producer is scheduled for a retail hearing in a criminal prosecution. which of the following does not need to be submitted to the insurance commissioner prior to B's hearing - ANSWER-the posted bond K failed to pay a renewal premium within the time granted by the insurer. K then sends in a...

Health - ANSWER-Health problems include virtually any physical malfunction, injury, or disease you can imagine. Describe five key factors causing or contributing to health problems. - ANSWER-1- People who pursue unhealthful lifestyles are more likely to experience health problems and die at a you...

Father of Modern Policing - ANSWER-Sir Robert Peele Peelian Principles - ANSWER-Ethical requirements police officers must follow to be effective 9 principles Public approval Willing cooperation of public Constantly demonstrate impartial service to law Use physical force only when persuasion,...

The Virginia Real Estate Board may issue real estate licenses to all of the following, except a Virginia Association. non-resident testamentary trust. Virginia Limited Liability Company. Virginia partnership. - ANSWER-non-resident testamentary trust. Which of the following people involved i...

Forsitan et Priami fuerint quae fata requiras. - ANSWER--Priam is the first proper noun we have, immediately turning the passage towards Priam urbis uti captae casum convulsaque vidit/ limina tecotrum et medium in petetralibus hostem, - ANSWER--we see through Priam's eyes and get a sense is co...

Describe the authors journey to Kitum Cave? - ANSWER-Went w/ Robin to the cave Went to investigate more about the virus and its origins How did AIDS likely first appear? - ANSWER-From wild chimpanzees in Africa Why have vaccines against HIV been unsuccessful? - ANSWER-B/c HIV mutates quickly ...

Which test is usually used for rabies diagnosis in animals? - ANSWER-Direct fluorescent antibody test What is characteristic of the mumps virus genome - ANSWER-- Non-Segmented - Negative sense - Single stranded Paramyxoviruses fuse with the plasma membrane and do not require low pH. (T/F...

All residential properties (with a few exceptions relating to types of transfer) - ANSWER-Which types of residential properties fall under the residential property disclosure act? Sellers of residential property - ANSWER-Title 55 of the Code of Virginia requires ________ to disclose material info...

Attachment - ANSWER-Where a creditor's lawyer asks the court for permission to put a lien or attach to your land or home. Constitutes a lien against real and personal property (that are attached to the land) Gross Rent Multiplier (GRM) - ANSWER-A factor dividing sales price by monthly rental inc...

encantar - ANSWER-to love fascinar - ANSWER-to like a lot, to love interesar - ANSWER-to interest/to matter parecer - ANSWER-to seem quedar - ANSWER-to fit, to have something left gusta/gustó - ANSWER-when one thing is liked gustan/gustaron - ANSWER-when more than one thing is lik...

VA Real Estate board established in what year - ANSWER-1924 VA RE Board has _____ members : ______ who licensed brokers or salespersons for at least ____ consecutive years? _____ of citizen members - ANSWER-• seven members who have been licensed real estate brokers or salespersons for at ...

Which of the following advertisements may contain a link to a required disclosure? Select one: A. a firm web page B. an email from a broker to a prospective client C. a posting on an Internet bulletin board by a broker regarding real estate services D. all of the above - ANSWER-D Jill wa...

A Vermont statute provides that individuals who wish to obtain a marriage license must first obtain a blood test to determine whether they suffer from German measles, syphilis, or HIV. The license will issue upon completing the blood test, even if one of the individuals tests positive for one of the...

When an insured makes truthful statements on the application for insurance and pays the required premium, it is known as which of the following? A) Acceptance B) Consideration C) Legal purpose D) Contract of adhesion - ANSWER-B) Consideration Under what conditions would a contract between an ...

marlboro - ANSWER-premium brand industry leader; started as a woman's brand; more popular in the 50s; flip top box, this is what all the cigarettes use today; changes materiality of consumption; switched from saying that doctors smoke this brand to the idea of filters; military associations; manife...

Describe the author's journey to Kitum Cave? Why did he make this journey? - ANSWER-He went when he was a boy. He knew the pathway from then. Robin would bring him. Carrie came. Safari people came. How did aids likely first appear? - ANSWER-Through a jump between monkeys and humans, it passes th...

Countries of Origin - ANSWER--Eastern United States-Named after the Appalachian Mountains -Encompasses about 205,000 square miles of lands, including all of West Virginia and parts of 12 other states: -Alabama, Georgia, Kentucky, Maryland, Mississippi, New York, North Carolina, Ohio, Pennsylvani...

elderly prisoners - ANSWER-are vulnerable to victimization According to a study in the Deerfield Correctional Center in Virginia found that the number of elderly prisoners that have violent records is about: - ANSWER-75% The federal agency that has jurisdiction over immigrant detention is know...

B - ANSWER-Which of these diseases caused by H. influenzae is the most common? A. Acute epiglottitis B. Otitis media C. Primary pneumonia D. Bacteremia E. Meningitis D - ANSWER-The Bacillus anthracis capsule is composed of this: A. D-histidine B. D-lysine C. D-arginine D. D-glutamic acid...

Ethical standards for Medication Aide - ANSWER--guides to moral behavior (rights/wrong) -life valuable, every person deserve respect has own beliefs -personal information private Guiding principle ethics - ANSWER-if unable do good, do not harm Assisted Living Facilities of Virginia are re li...