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California PSI Life Insurance Exam with Questions and Answers When is a representation false? ANSWER when the facts fail to correspond with its assertions or stipulations Which of the following is TRUE regarding the use of fictitious names for business? ANSWER The actual and fictitious business names must be registered with the commissioner Which is an ACCURATE statement regarding dependent coverage under a group insurance policy? ANSWER The coverage must not exceed more than 100 per...

California Optometry Laws and Regulations Exam with Questions and Verified Answers Excessive prescription or excessive administration of drops or treatment, or diagnostic procedures as determined by standards of care is ___________ ____________. ANSWER unprofessional conduct Under what conditions is a health care licentiate not required to dispense drugs and devices legally prescribed or ordered for a patient? ANSWER Licentiate determines drug or device would cause harmful interaction or...

California Optometry Law Exam with Study Questions and Answers Office notice posted for consumers must include what information ANSWER 1. requirement of releasing corrective lens RX after exam 2. complaints can be directed to SBO 3. optometry is a SBO regulated practice CE requirements for TPA OD's ANSWER 50 hours for license renewal 35 on tx/dx/management of ocular or systemic disease up to two credits for a full day board meeting (SBO) up to 4 credits for CPR - red cross use O...

California Optometry Law Exam with Questions and Answers It is a misdeminor to sell optometry equipment to non-optometrist for an amount greater than what? ANSWER $100 T/F lease term for an OD may be less than 1 year ANSWER false An optometrist email saying "" is acceptable ANSWER NO! Must have OD or Optometrist T/F A practinioner shall disclose his/her name and licencse status on a name tag at least 16 pt type ANSWER False; 18 point T/F if you work for the VA you need t...

California Life, Accident, and Health Insurance Final Exam with Q and A Paul has an existing annuity and is sold a new one, in which the new policy holds no greater financial benefit to him than the existing contract. This is considered a(n) a. deferred annuity b. immediate annuity c. unnecessary replacement d. illegal transaction ANSWER c. unnecessary replacement Kim is insured under a disability income insurance policy with an "own-occupation" clause. She was recently injure...

California Life Only Agent Exam with Questions and Answers Balancing poor risk with preferred risk, with the average or standard risk being in the middle is known as what? A. Distribution of Exposures B. Profitable Distribution of Exposures C. Retention D. Coverage Reduction ANSWER A. Distribution of Exposures _________________ contract involves the exchange of a premium for a promise, which means that the insurer is the only party making a legally enforceable promise to pay a claim. ...

California life insurance Final Exam with Questions and Solutions If an insured dies because of an accident, which type of life insurance rider will provide additional coverage? ANSWER Accidental death rider Bruce is involved in an accident and becomes totally and permanently disabled. His insurance policy continues in force without payment of further premiums. Which policy provision is responsible for this? ANSWER Waiver of premium provision Which of these is not a valid policy divid...

California Life and Health Comprehensive Exam with Questions and Answers Health insurance involves two perils, accident and ____. A. disability B. death C. liability D. sickness ANSWER D. sickness Lisa has recently bought a fixed annuity. Which of these is considered to be a disadvantage of owning this type of annuity? A. Payment amounts can be unpredictable from month to month B. During periods of inflation, annuitants will experience an increase in purchasing power of their paymen...

California Life Accident and Health Exam with Questions and Accurate Solutions JOHN IS THE AGENT FOR ABC INSURANCE AND JANE IS THE INSURED. WHO IS THE PRINCIPAL IN THIS AGENCY RELATIONSHIP? A ABC INSURANCE B JOHN C JANE D NONE ANSWER A ABC INSURANCE A(N) ________ INSURER IS AUTHORIZED TO WRITE INSURANCE POLICIES IN A PARTICULAR STATE. A DOMESTIC B NON-ADMITTED C FOREIGN D ADMITTED ANSWER D

California Life Accident and Health Exam with Questions and Accurate Answers WHEN AN INSURED DECIDES TO CHANGE HER MODE OF PREMIUM PAYMENT FROM MONTHLY TO ANNUALLY, THE TOTAL PREMIUM DUE WOULD: A FLUCTUATE B REMAIN THE SAME C DECREASE D INCREASE ANSWER C DECREASE WHEN AN APPLICANT DOES NOT SMOKE, EXERCISES REGULARLY, SELDOM DRINKS, AND EATS MODERATELY AND IS CONSIDERED TO BE A BETTER-THAN-AVERAGE RISK, THEY WOULD LIKELY QUALIFY FOR: A STANDARD STATUS AND PAY A STANDARD PREMIUM ...

California Law Exam Optometry Exam with Questions and Answers When does a spectacle rx have to be released to the patient? ANSWER release upon completion of the exam When does a contact lens rx have to be released to the patient? ANSWER release upon completion of exam or upon completion of the fitting process. (fed law) After completing the fitting of CL, but not more than _____ days after receipt of the prescription, a registered CL dispenser must direct patient to return to prescrib...

California Dept of Fish and Wildlife Trapping Exam with Q and A The permittee may designate up to how many people under the terms of the S401 permit? ANSWER Three people, including any dog handler utilized in pursuit. Designated Agent under S401 Permit ANSWER Any person who is acting under the direction and control of the permittee. T/F: A Designated agent must be 21 years or old under S401 Permit ANSWER True, has to be an adult T/F: The Designated Agent under S401 Permit does NOT...

California Department of Fish & Wildlife Trapping License Examination, Diseases with Questions and Answers How are humans infected with Giardiasis? ANSWER Swallowing the parasite What is the most common mode of transmission for Giardiasis? ANSWER Infected water What are the symptoms of Giardiasis? ANSWER Diarrhea, flatulence, nausea How long does Giardiasis last? ANSWER 2 to 6 weeks What is the treatment for Giardiasis? ANSWER Prescription drugs Is Giardiasis contagious? A...

Cal Fire FAE Study Guide with Questions and Answers Incident Command System (ICS) Planning Section ANSWER Resource, Situation, Documentation, Demobilization Incident Command System (ICS) Finance/Admin ANSWER Times, Procurement, Cost/Claims, Cost Unit Incident Command System (ICS) Operations ANSWER Branch, Air Ops, Divisions, Groups In a Trench Rescue, how often do you Shore ANSWER Every 4 Ft What is put in Propane to give it a sent ANSWER Meraptan Definition: Coverage leve...

CAL Fire FAE Exam with Questions and Answers Tactical water tender tank capacity ANSWER T1 - 2000 T2 - 1000 Type 1 tanker capacity ANSWER 3000 + Type 2 tanker capacity ANSWER Type three tanker capacity ANSWER 600 - 1800 Type 4 tanker capacity ANSWER 100 - 600 Dozer type 1, 2 and 3 HP requirements ANSWER Type 1 200+ Type 2 100-199 Type 3 50-99 Rate of spread ANSWER Slow - creeping Moderate - less than 1 Dangerous - 1-3 mph Critical - 3+ Drip torch mix ANSWER ...

CAL Fire Exam with Questions and Verified Answers What is the Depts Heat Illness Prevention Policy and Procedure ANSWER employee to consume 1 qt of water/ hr when in extreme work conditions allow for rest breaks in cooled, or at least shaded areas as needed, and to extent feasible What are the Elements of the WUI Placard ANSWER Access Street Name & Address Water Source - Defensible Space Evacuations - Special Notes or Hazards Date and Time Resource ID Name the 8 Elements of the ...

Cal Fire Exam with Questions and Answers Master stream flows are usually greater than ___ gpm. ANSWER Greater than 350 gpm What does low surface tension foam do? ANSWER Penetrates and allows more heat to be absorbed Best nozzles for AFF ANSWER Adjustable fog nozzles Best method of getting foam on top of storage tanks ANSWER Bantings What mixes foam into water in proper percentages? ANSWER Proportioner Type of foam used for gas spill ANSWER AFF Class B foam is used for ...

CAL FIRE Basic Fire Protection Knowledge Assessment FAE FC Exam with Questions and Verified Answers Water mixed with a foam concentrate produces: A. finished foam B. aeration C. proportioned foam D. foam solution ANSWER D. foam solution What type of nozzle utilizes either a mechanical blower or a water-aspirating appliance to produce medium-expansion foams? A. Foam generator B. Air aspirator C. Master stream D. smooth bore ANSWER A. Foam generator You have been assigned to...

CAL FIRE Basic Fire Protection Knowledge Assessment FAE FC Exam with Questions and Answers Which is the NFPA color code for a hydrant flowing 1500 gpm or more? (p. 541) A. White B. Orange C. Green D. Light Blue ANSWER D. Light Blue What makes a water thief different from a wye is the addition of: (p 580) A. A second Inlet B. Ball Valves C. A 2 1/2" outlet D. Clapper Valves ANSWER C. A 2 1/2" outlet Which hydrant valve makes it possible to immediately charge a supply ...

CAL Fire Basic Final Test with Questions and Answers What is jurisdiction is California primarily under? ANSWER Federal What is the minimum diameter hose size for wildland, WUI, and vehicle fires? ANSWER 1 1/2 inch What is the minimum diameter hose size for structure fires? ANSWER 1 3/4 inch What does the first S in S-FACTS stand for? ANSWER Survival What does the F in S-FACTS stand for? ANSWER Fire environment What does the A in S-FACTS stand for? ANSWER Access What d...