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CARDIOLOGY QUESTIONS WITH CORRECT ANSWERS GRADED TO PASS

CARDIOLOGY LAB QUESTIONS WITH CORRECT ANSWERS AND RATIONALE

Florida No-Fault Tort Exemption - Those who comply with the law are granted limited immunity from suits of others through PIP coverage. 4 Exceptions to Tort Exemption(Threshold of No-Fault) - 1. Significant and Permanent loss of bodily function. 2.Permanent injury other than scarring and disfigurement. 3.Significant and Permanent scarring or disfigurement. 4.Death What does NFIP stand for? - National Flood Insurance Program Form SR-22 - Drivers Convicted of DUI or a traff...

The insurer and insured agree to a specific value of insured item - Agreed Value Policies Someone who has care, custody or control of another's property - Bailee Claim filed by policy holder against his _ - First Party Claim When a person who entrusts another with an object and it results in injury to someone can be held liable for the injury to someone. Can be held liable for the injury i.e. Firearm or DWI - Negligent Entrustment Hazard that results from a conscious dec...

What is Insurance? - Financial tool that protects individuals and organizations from unforeseen and extraordinary financial losses by transferring risk to another party. What is the Principle of Indemnity? - Restoration of approximate previous financial condition; no more, no less. What is a Premium? - A fee that the insured pays in exchange for insurance coverage. What is a Reserve? - A pool of collected premiums that the insurer sets aside to pay claims. Legal Contract ...

Insurance - transfer of risk by contract to insurers who agree to indemnify insureds for losses Risk - chance of loss pure risk - only outcomes are loss or no loss personal risk - premature death, insufficient income, poor health, unemployment property risk - loss of real property or personal property (on the land not the land itself) Liability risk - something that results in loss to another (3rd party buyout) Controlling risk - risk management; minimal lo...

All of the following describe insurable interest EXCEPT - -Insurable Interest must exist at the time of the loss. -Insurance Interest must exist for insurance to respond. *Show a similarity between insurance and wagering* -The insured would suffer an economic loss. An Insurance Policy is a contract with all of the following characteristics, EXCEPT - -It is a personal contract. -Parties are of unequal power with ambiguities or unclear wording resolved in favor of the insured beca...

A public adjuster represents the interests of: A. The insurer B. The Insured C. The employer D. The interest of the general public - B. The insured Which of the following is the type of report that indicates the initial results of a claim investigation? A. Field Report B. Interim Report C. Full Report D. None of the above - A. Field Report States have adopted statutes regarding claims adjusting. To avoid unfair treatment to a claimant the adjuster must not: A. Promptly inve...

The following are basic characteristics of a property or liability insurance contract, except: A. Personal Contract B. Conditional Contract C. Loss of Settlement Contract D. Contract of Adhesion - Loss of Settlement Contract The Insurer's responsibility to pay for a property loss may be conditioned on the insured having used reasonable means to avoid the loss, to protect the property against further loss, and to give the insurer proof of the loss is defined as? A. Conditional Contrac...

Peril Something that causes a loss. Hazard Something that increases the probability that a loss will occur. Warranty A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. Misrepresentation An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. Concealment The failure of the insured to reveal relevant facts known to the insured i...

Severability - Insurance applies separately to each insured as if other insureds did not exist. Abandonment - Property insurance policies usually contain a(n) __________ clause, *stating the insured cannot dump damaged property on the insurer and demand its full value.* Insurable Interest - One wherein economic loss would be suffered from an adverse happening to the subject. Liberalization - States that if the insurer adopts a revision which would broaden coverage without ad...

Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: A. The first mortgagee, ABC B. The Insured C. Jointly to ABC and XYZ D. All listed interests - D. All listed interests Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interests on working...

Which of the following is NOT one of the duties of the Department of Financial Services? b. Dept does NOT set rates nor write policies - Set rates and write policies for various company products The adjuster has a particular relationship to his principal, the insurer. Which of the following best describes this relationship? - It is a fiduciary relationship. The Claims Adjuster's role in the insurance industry includes all the following EXCEPT: - Gives appropriate legal advice an...

The first rescuer who arrives at the side of an unresponsive infant or child should quickly perform what steps? - 1. Verify scene safety 2. Check for responsiveness (Tap childs shoulder or infants heel while shouting are you ok) 3. If unresponsive shout for nearby help and activate the emergency response system via mobile device 4. 5. Assess infant or child for normal breathing and pulse What happens if there are two rescuer's? - The first rescuer remains at the scene while the se...

what is the first step when responding to an emergency situation? - assess the scene/situation when do you insure that the scene is safe? - as soon as you see the victim When is CPR required? - no pulse or breathing & unconscious How long do you take for a pulse check? - min 5 secs and max 10 secs what guidelines exist for AED use in chiildren under 8 years of age? - use adult pads,dose may be used if pediatric pads are not available What is the depth of compression...

CPR CERTIFICATION EXAM QUESTIONS WITH CORRECT ANSWERS RATED A+

CPR TEST QUESTIONS WITH COMPLETE ANSWERS GRADED TO PASS

CPR QUESTIONS WITH CORRECT SOLUTIONS RATED A+

When you first see a potential victim whats the first thing you do? - Check to make sure the scene is clear What should you do for a victim with no normal breathing and who doeant have a pulse? - Begin CPR How much time should you take to check the pulse? - No more then 10. explain why complete recoil of the chest is so important. - So blood can flow through the heart what is the recommeneded compression rate for performing CPR on a victim of ANY age? - 100/minute W...

What do you do if the AED says "no shock advised"? - continue chest compressions What is the first step when using the AED? - turn it on Where do you place AED pads on adults and children? - upper right chest and lower left chest Where do you place AED pads on infants? - middle of chest and middle of back What is defibrillation? - shocking the heartbeat back into rhythm How do you recognize an emergency? - the scene has unusual sights and sounds How long ...