Academicmaterials

The nurse is conducting a teaching session with a client on their diagnosis of pemphigus. Which statement by the client indicates that the client understands the diagnosis? A. "My skin will have tiny red vessels" B. "The presence of the skin vesicles is caused by a virus." C. "I have an autoimmune disease that causes blistering in the skin." D. "Red, raised papule and large plaques covered by silvery scales will be present on my skin." - ️️C - "I have an aut...

When is it acceptable to use antiseptic hand rub rather than soap and water? (Select all that apply.) - ️️- after adjusting a nasal cannula on a patient - after removing gloves after changing a wound dressing - after moving a patient's belongings on the bedside table When hands are visibly dirty or contaminated with proteinaceous material or visibly soiled with blood or other body fluids, you need to wash them with soap and water. If hands are not visibly soiled, use an alcohol-base...

What are the 3 phases of swallowing? - ️️oral, pharyngeal, esophageal What is the oral phase of swallowing? - ️️Food is chewed and mixed with saliva to make a bolus ball then moved through the mouth to the throat/pharynx What is the pharyngeal phase of swallowing? - ️️The food moves past the base of the tongue and down the throat to the esophagus. The soft palate elevates, the larynx moves up and forward, the vocal cords close, and the epiglottis deflects down What is the esop...

brachial pulse - ️️Groove between biceps and triceps muscles at antecubital fossa; provide status of circulation to lower arm; to auscultate blood pressure sphygmomanometer - ️️pressure manometer, exclusive or vinyl cough that encloses and inflatable rubber bladder, and a pressure bulb with a release valve that inflates the bladder tachycardia - ️️abnormally fast heart rate, 100 plus beats per minute in adults bradycardia - ️️slow heart rate, less than 60 beats per minute i...

A nurse assists a patient with a urinary catheter to ambulate down the hall. The nurse holds the catheter bag below the level of the patient's bladder. What link in the chain of infection is the nurse breaking by doing so? - ️️Portal of entry By not allowing the urine from the bedside drainage bag to re-enter the bladder, the nurse is breaking the chain of infection at the portal of entry. Emptying the bedside drainage bag may be an example of controlling the reservoir. Host suscepti...

holdharmless clause - ️️if a manufacturer of scaffolds inserts a hold-harmless clause in a contract with a retailer, the retailer agrees to hold the manufacturer harmless in case a scaffold collapses and someone is injured two ways objective probability can be determined - ️️1) deductive reasoning (priori probabilities): probability of getting a head from the toss of a perfectly balanced coin is 1/2 bc there are two sides 2) inductive reasoning: the probability that a person age 21...

systemic risk - ️️the risk that the failure of one financial institution can bring down other institutions as well. instability in the financial system due to the interdependency between the players in the market Liability Risk - ️️a risk that relates to harm or injury to other people or their property because of your actions; no upper limit; Defense costs; liens may be placed on income or assets may be siezed Non-Diversifiable Risk - ️️affects the entire economy or large numbe...

Book Definition of Moral Hazard - ️️Dishonesty or character defects in an individual that increase the frequency and/or severity of a loss Better Definition of Moral Hazard - ️️The presence of insurance changes the behavior of the insured Morale (Attitudinal) Hazard - ️️Carelessness or indifference to a loss, which increases increases the frequency and/or severity of a loss Textbook definition of RISK - ️️Uncertainty concerning the occurrence of a loss Better definition of...

Lloyd's of London - ️️The world's leading insurance market that provides services and physical facilities for its members to write specialized lines of insurance. They underwrite insurance for syndicates. group insurance marketing - ️️Products are sold through group representatives employees who receive a salary and incentive payments based on sales (can pay for insurance by payroll deduction) importance of large brokerage firms - ️️very important for commercial P&C, have...

group insurance marketing - ️️Methods to sell individual insurance policies to: ◦Employer groups ◦Labor unions ◦Trade associations -Products are sold through group representatives, employees who receive a salary and incentive payments based on sales. -Employees typically pay for insurance by payroll deduction. Distribution-Independent Agency - ️️-Usually represents several unrelated insurers. ---Agents are paid a commission which varies by the line of insurance. -The agenc...

Legal Hazard - ️️characteristics of the legal system or regulatory environment that increase the frequency or severity of losses (a jury in one district may be more sympathetic than others) property risk - ️️possibility of losses associated with the destruction or theft of property (can be direct or indirect-financial loss result of direct loss) what are some risk control tactics? - ️️loss prevention (employee training or safety equipment to reduce frequency), loss reduction (s...

nondiversifiable risk - ️️-affects entire economy -cannot be reduced thru diversififcation -gov. assistance may be needed to insure -risks are correlated (inflation, unemployment) -ex: flood, earthquake systemic risk - ️️-risk collapse of an entire system or entire market due to a failure of a single entity or group of entities that can result in a breakdown of the entire financial system -instability in the financial system due to interdependency between the players and the mar...

Affirmation - ️️a notarial act which is legally equivalent to an oath and in which a notary certifies that a single time and place all of the following occurred. a. individual appeared before notary with record. b. individual is personally known by notary or identified by satisfactory evidence c. the individual made a vow of truthfulness on penalty of perjury, based on personal honor and without invoking a deity or using any form of the word "swear" The appointee shall appear bef...

To get a revoked driver license restored, a person must do which of the following? A. Obtain permission from the Driver License Section in Raleigh to reapply for a license. B. Go to a driver license office, pay a restoration fee, and reapply for a license. C. Both A and B. D. Neither A nor B. - ️️C. Both A and B. Roughly half of all traffic fatalities involve which of the following? A. A drunken person. B. More than 1 car. C. Both A and B. D. Neither A nor B. - ️️A. A drunken pe...

What is sight alignment? (Firearms) - ️️Relationship of the front sight to the rear sight How long does a law enforcement officer have to provide a victim with medical services? (Domestic Violence) - ️️72 hours What does AVPU stand for? (First Responder) - ️️Alert Verbal Pain Stimuli Unresponsive How many days is a civil summons valid for? (Civil Process) - ️️60 days How can you serve a subpoena to testify? (Civil Process) - ️️In person, Phone, Certified mail Wh...

Which non-profit trade association represents 46 local real estate associations in North Carolina and provides opportunities and resources that aid the members? A. North Carolina Association of Real Estate Brokers B. National Association of Real Estate Brokers C. The Association of Real Estate License Law Officials D. The National Association of Realtors - ️️A) North Carolina Association of Realtors What is am octennial reappraisal? A. Grouping reappraisals by square footage and year...

Insurable Risk - ️️- a risk the insurance company is willing to accept - characteristics of an insurable risk 1. Low probability of a loss occurring 2. Less than catastrophic results 3. The loss must be measurable 4. The loss must be significant 5. The loss must be accidental and unintended Mutual Insurance Companies - ️️- owned by policyholders; each policyholder "owns" a part of the company proportionate to their share - elects a board of directors who appoint officers ...

Circulation of any oral or written statement or any pamphlet, circular, article or literature that is false or maliciously critical of or derogatory to the financial condition of an insurer is known as - ️️Defamation Whole Life insurance are contractually guaranteed to provide each of the following EXCEPT? - ️️Partial withdrawal features beyond a surrender charge period An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner - ️️A policy sum...

if you begin to feel sleepy while driving on a long trip you should do which of the following: - ️️open a window or vent to let in fresh air conviction for which of the following carries the highest number of points? - ️️passing a stopped school bus unloading children A drivers license is required for the following? - ️️sitting in the drivers seat of a car while the engine is running and steering a car while it is being pushed or towed by another vehicle. if a law enforcement ...

Accidently or intentionally ignoring the needs of a resident which causes harm, injury, or change in condition? (patient gets bedsore bc of not turning him every 2 hours, not bathing patient) - ️️Neglect Who does a CNA report to? - ️️Nursing supervisor CNA's provide ________ care to residents. - ️️Direct care Since you typically spend the most time with a patient, what should you be constantly looking out for or be aware of? - ️️Changes in a patient's condition. Who ...