Mastersgrade

FLORIDA DENTAL LAWS AND RULES Correct Questions and Answers! _______ is the healing art which is concerned with the exam, diagnosis, treatment planning and care of conditions within the human oral cavity and adjacent tissues and structures. - ANSWER Dentistry ______ is the rendering of educational, preventive and therapeutic dental services and any related extra oral procedure required in the performance of services. - ANSWER Dental Hygiene Board of Dentistry members include: - ANSWER 1...

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LA Claims Adjuster Property and Causality PraA single Declarations page common to all coverages A single conditions section common to all coverages - ANSWER A commercial package policy always includes Send the insured a reservation of rights letter - ANSWER If the insured fails to report claim in a timely fashion, the adjuster will immediately ___ $1000 per person - ANSWER The basic limit for coverage F-medical payments of the standard homeowners form is normally $250 - ANSWER The CGL ...

LA Claims Adjuster Property and Causality Practice ExamInsurable Interest - ANSWER ______in the property and would suffer a financial loss if the property were damaged by an insured peril, their family members (names need not be listed in the policy), and others such as a lien holder, for example, the bank that holds the mortgage on a house. Cause of Loss Forms - ANSWER ____establish and define the causes of loss (or perils) for which coverage is provided under the form. (Please do not confus...

Property and Casualty insurance exam 100% correct! Insurance - ANSWER The transfer of risk through a legal contract Property - ANSWER Covers real property and personal property against damage or loss resulting from covered causes of loss called perils casualty - ANSWER covers non-property losses (3rd Party) Personal lines - ANSWER Insurance for families and individuals Commercial Lines - ANSWER Insurance for Business Risk - ANSWER Uncertainty of financial loss Pure Risk - A...

Louisiana Property and Casualty Insurance Law 100% accurate! Authorized insurers may choose not to participate in the plan - ANSWER All of the following are true regarding the Louisiana Automobile Insurance Plan EXCEPT: short-rate - ANSWER The named insured may cancel a property insurance policy in this state at any time, in which case the insurer must refund any unearned premium due on a __________ basis: Standard fire policy - ANSWER The basis for all property insurance sold in this s...

Surety Bond - ANSWER aka performance bonds. contract bond- guarantee that contractors perform according to contract court bond- required by court to enforce certain behavior license & permit bond- required by municipalities as a condition for granting a license to engage in activity Fidelity Bonds - ANSWER aka Honesty Bonds- cover employer from direct loss due to fraudulent & dishonest acts of employees Individual Bond- bond single employee None Schedule Bond- bond several employees ...

Louisiana Insurance Exam 100%Accelerated Benefits - ANSWER riders attached to life insurance policies which allow death benefits to be used to cover nursing and convalescent home expenses. Accident - ANSWER an unplanned, unforeseen event which occurs suddenly and at an unspecified place. Accident Insurance - ANSWER A type of insurance that protects the insured against loss due to accidental bodily injury. Accidental Bodily Injury - ANSWER unplanned, unforeseen traumatic injury to the bo...

Louisiana Property and Casualty Practice Exam 100% correct! What is a hazard? - ANSWER An increase in the possibility that a loss might occur the purpose of insurance is to? - ANSWER Transfer risk from a person, business, or organization to an insurance company that agrees to pay for losses in exchange for a premium. mutual company - ANSWER type of insurance company in which the policyholder is considered an owner, with the right to vote and share in the profits. $50 - ANSWER the r...

Louisiana Property and Casualty Exam 100In which type of commercial crime policy coverage is triggered by a loss that happens during the policy period but is not necessarily discovered during the policy peri - ANSWER Robbery is: - ANSWER Taking of property by use of force, violence, or fear The crime of forced entry into the premises of another by a persons with felonious intent is defined as: - ANSWER Burglary Erroneous Publishing copied all the material from Angel's Inc book. The o...

Property and Casualty Exam Louisiana Roy brought his house 10 years ago for 150,000 but it would cost 200,000 to rebuild it today. Because his house is in a highly desirable area, it's Fair Market Value $275,000. What amount should the agent recommend that Roy insure his house for to provide replacement cost for a total loss? A) 150,000 B) 160,000 C)275,000 D) the ACV of the house - ANSWER B) 160,000 A participating company headquartered in a Guam authorized to do business in your stat...