Brainarium

A banker is ready to close on a customer's loan. The bank is prepared to offer the loan but only if the customer purchases a life insurance policy from the bank in the amount of the loan. This is an example of a) Loading. b) Defamation. c) Twisting. d) Coercion. - D A brain surgeon has an accident and develops tremors in her right arm. Which disability income policy definition of total disability will cover her for all losses? a) "Any occupation" - less restrictive than other definit...

"non-par" - policy makers don't get dividends (because they aren't owners) "par" - policy makers get dividends (because they are owners) 10 year endowment (homeservice) - whole life policy with a small face value and a short maturity date; once policy matures, owner will receive the face value 1035 exchange - In accordance with section 1035 of the Internal Revenue Code certain exchanges of life insurance policies and annuities may occur in a nontaxable exchange - When a cash value li...

a core medicare supplent policy (plan A) will cover all of the following expenses except the first 3 pints of blood 20% of part B coinsurance amounts for medicare-approved services part A coinsurance part A deductible - part A deductible a disability income policy has a waiting period of 7 daus. if the insured is disabled for 15 days, how many days of benefits will the policy pay? - 8 days a loss resulting from which of the following would qualify for the accidental death rider coverage? ...

A 20 year family income policy was purchased effective april 1 2001. The insured died 4 months later, on august 1, 2001. The beneficiary receives monthly income for - 19 years 8 months A deferred annuity is surrendered prior to annuitization. Which of the following best describes the non forfeiture value of the annuity? - the surrender value should be equal to 100% of the premium paid minus any prior withdrawals and surrender charges A man decided to purchase $100,000 annually renewable ter...

_____ is responsible for paying the policy's premium and has various rights as specified in the contract - Owner 1.1: The McCarran-Ferguson Act of 1945..... - Gave states the authority to regulate insurance 1.10: A false statement in the application that can render the contract void, if material to the acceptance of the risk, is know as... - Misrepresentation 1.10: Essential elements of a legal contract (3) - Consideration, Legal Purpose, and Competent Parties 1.2: Dividends issued by st...

A Group health certificate for coverage issued in Connecticut MUST contain a(n) - Summary of policy features and benefits a life insurance applicant is tested for the human immunodeficiency virus. The applicant must be informed that the testing - helps determine the insurability of the applicant A life insurance policy can be backdated before the application date for up to how many months? - 6 A life insurance policy loan in Virginia cannot exceed an interest rate of - 8% A(n) ____ is a p...

3 Business Uses of Life Insurance - 1. Key Person 2. Buy-sell Funding 3. Executive Bonus A producer is helping a married couple determine financial needs of their children in the event one or both should die prematurely. This is a personal use of life insurance known as what? - Survivor Protection Acceptance - An insurers underwriter approves the application and issues a policy Alien - Outside the US An insurer wants to obtain information from investigators regarding an applicant for ins...

WST 3015 Full Package Deal With Latest Study Quizzes ( Questions And Answers) Complete Study Solutions

___________________ are market based, have relatively high material standards of living, and use advanced production techniques and equipment. - ? ___________________ requires the use of gender analyses to ensure that gender equality concerns are taken into account for all developmental activities. - gender mainstreaming According to the ___________________ approach, directing development resources to women can improve food production and reduce poverty. This approach demands increased atte...

Beijing Platform for Action (BPFA) - an agreement from governments and NGOs at the 1995 UN Fourth World Conference on Women that identifies 12 critical areas of concern and specifies strategic objectives and specific actions for each area CEDAW - convention on the elimination of discrimination against women; the 1979 international bill of rights for women signed by the majority of UN member nations that defines gender discrimination and sets up an agenda for national action to end it CEDAW...

The influence of gender on childhood malnutrition and infant/child mortality has dramatically increased in the last 20 years. - false Although there is great regional variation, women earn _________________ less than men on average. - 15% As of 2005, all countries that allowed men to vote had granted women the same right. - true Despite the hard work of activists, less than 50% of all countries recognized by the UN have enacted domestic violence laws. - false Due to what is known as "son...

_______ is what happens when people with prejudices allow those pre-judgments to color their interactions with other people and their other behavior and beliefs. - bigotry "Bottom-up politics" refers to - a view in which the needs and experiences of the most marginalized members of any given community are prioritized — and in which other members of the community recognize that doing so lifts them up as well "I am a Women's & Gender Studies major. I volunteer at three organizations tha...

Understand the differing (and often opposing) perspectives on female genital circumcision/mutilation - - It used to be a rite of passage or the initiation into womanhood and marriage. But opponents believe it's important to not force children to do this practice until they acknowledge what they are doing. - More educated woman are less willing to allow daughters to be cut. What are examples of the body being linked to binary oppositions and oppositional thinking? - - Male/female - Femini...

How does the Global North specifically benefit from female migration? - -Reformulations of Western household gender relations deemed "progressive" are dependent upon availability of low wage feminized and radicalized labor that provides services traditionally performed by female household members -In order for Western women to move forward, they NEED other women to do the unpaid and "unskilled" work at home In what area is women's labor force participation the highest? - Agriculture: ...

1st wave (s) - right to vote and own property *Black women in southern states could not vote until the late 60s 2nd wave (1960s-1980s) - sexuality, workplace, reproductive rights, domestic violence, marital rape, custody/divorce issues 3rd wave (1990s-2008) - expanded feminism to be more inclusive of various identities, particularly embracing queer and non-white women 4th wave (2008-present) - incorporates technology/ social media, increased focused intersectionality and inclusion of tran...

Concept of intersectionality/intersecting identities - - All of the different identities you possess determine your relative social and political power. - In many ways, woman can have more in common with the men in their lives than other woman from different classes or regions. Cultural Feminism - - Focuses on differences among men and woman. -Female traits should be valued and honored but are devaluated in society. Eco-feminism - - Encourage and reward the exploitation of natural resource...

According to lecture, how did Western media globalization affect the island of Fiji? - TV arrived at Fiji in 1995. Prior to 1995, there was 3% of eating disorders in girls ages 15-19. In 2007, there was 15% of eating disorders in girls ages 15-19, 62% of girls dieting and 74% and girls feeling "too big or fat". According to lecture, in what ways is sexualized violence in the media relevant? - Images in the media repeatedly reinforce the idea that sexualized violence against women is both s...

Cultural Feminism - Focuses on differences among men and women. Female traits should be valued and honored but are DEVALUED in society. Asserts there truly ARE gender differences that are either genetic or so socialized that we will never change it (and probably shouldn't). E.g. importance unpaid work for the larger society Eco feminism - Patriarchal systems encourage and reward the exploitation of natural resources with little regard to long-term consequences Treating the environment, an...

What must be displayed on both ends, both sides, and the top of a container? - Container Identification When inspecting containers, what tool is used to determine weld serviceability and the severity of corrosion? - Welder's Hammer When inspecting containers, what tool is used to make on-the-spot corrections to unacceptable bends in the side rails or other locations on the container? - Adjustable wrench A container with a major IMDG defect may be used to transport ___________. - General c...

What is the maximum allowable depth of a door header dent? Refer to MIL-STD-3037, Section 4 as required. - ¾" for IMDG, 1-⅜" for general cargo Located in the MIL-STD-3037 appendix, what form is used to ensure each container inspection is conducted in a thorough, systematic manner? - DD Form 2282 decal Refer to DA Form 2404 below. What is the appropriate entry for Item #5 in this example? - Unserviceable for IMDG and Non-IDMG Select the appropriate defect classification for the contain...