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FLORIDA LIFE AND HEALTH INSURANCE EXAM 2025
- Examen • 15 pages • 2025
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FLORIDA LIFE AND HEALTH 
INSURANCE EXAM 2025 
 
Insured - -The person covered by the insurance policy. 
 
Rider - -A written modification attached to a policy that increases or decreases coverage 
and/or premiums. 
 
What is a unilateral contract? - -A contract in which only one of the parties is legally 
bound to fulfill its obligations. 
 
What law protects consumers from the circulation of inaccurate or obsolete information? - -The Fair Credit Reporting Act. 
 
What are the three...
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Florida Health and Life Insurance State Exam Revised Practice Exam 1 2025
- Examen • 12 pages • 2025
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Florida Health and Life Insurance State 
Exam Revised Practice Exam 1 2025 
 
Which Accident and Health policy provision addresses preexisting conditions? - Correct 
Ans-Time Limit on Certain Defenses 
 
Which of the following individual health insurance policies will provide the broadest 
protection? - Correct Ans-Major Medical 
 
Which of the following situations does NOT apply to the Florida Replacement Rule? - 
Correct Ans-An existing policyholder purchases an additional policy fro...
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Florida Life and Health Insurance Final Revised Exam 2025
- Examen • 19 pages • 2025
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Florida Life and Health Insurance Final 
Revised Exam 2025 
 
Which Unfair Trade Practice involves making a false statement on an insurance 
application in order to receive money from an insurer? - ANSWER-Misrepresentation 
 
Who owns a stock company? - ANSWER-A stock insurance company is owned by its 
stockholders. 
 
In Florida, which of the following is considered an Unfair Trade Practice? - ANSWER 
Coercion 
 
Which of these options can an individual use their medical flexible spe...
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FLORIDA LIFE AND HEALTH INSURANCE FINAL EXAM 2025
- Examen • 12 pages • 2025
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FLORIDA LIFE AND HEALTH 
INSURANCE FINAL EXAM 2025 
 
The clause identifying which losses resulting from an accident or sickness are insured 
by the policy is called the: - Correct Answer-Insuring clause 
 
K applies for a life insurance policy on herself and submits the initial premium with the 
application. She is given a receipt by the agent stating that coverage begins 
immediately if the application is approved. What kind of receipt was used? - Correct 
Answer-Conditional 
 
A li...
Florida Life and Health Insurance Exam Questions with correct Answers 2026/2027 A+ Graded 100% Verified
Package Deal for Florida life & health state Exam Questions & Answers Latest Update
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Florida Life and Health Insurance Exam Questions & Answers Latest Update 100% Correct
- Examen • 21 pages • 2025
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Florida Life and Health Insurance Exam Questions & Answers Latest Update 100% Correct
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Florida 2-15 Insurance Pre-Licensing Course; Lesson 1: Basic Principles of Life and Health Insurance and the Insurance Industry 2026/2027 Questions and Correct Answers-Graded A
- Examen • 6 pages • 2025
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Florida 2-15 Insurance Pre-Licensing Course; Lesson 1: Basic Principles of Life and Health Insurance and the Insurance Industry 2026/2027 Questions and Correct Answers-Graded A
Florida Health and Life Insurance Exam 2026/2027 Questions With Completed Solutions.
Florida Life & Health Practice Test Exam 2025/2026 Questions With Completed Solutions.
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