Annuity Samenvattingen, Notities en Examens
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Annuity – WebCE Exam 2024 Questions with Verified Answers
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Annuity – WebCE Exam 2024 Questions 
with Verified Answers 
Annuitization is - answerAccumulated values are converted into a stream of periodic 
income payments. 
How often can payments of annuities be paid out? - answerA specified term of years, for 
life, or a combination of the two. 
What is the reason (how has a consumer's priorities and needs shifted) that annuities are well 
suited for late-life retirement planning? - answerWhen a consumer priorities and needs 
typically shift from asse...
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Insurance Exam AZ #1333 Latest Update Rated A
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Insurance Exam AZ #1333 Latest Update Rated A An insurer must keep advertising materials and records for at least how many years? 3 
The insurance coverage in a variable life insurance policy may vary based on the value of the underlying investments 
When is it acceptable to charge or receive a fee or service charge in addition to the premium in connection with the transaction of insurance? If the amount of the fee or service charge is reasonably related to the cost of the service. 
The dental s...
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WebCE 8-Hour Annuity Training Course Questions with Correct Answers
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Who bears the risk of principal loss in a variable annuity with respect to funds the owner has allocated to the separate account? Correct Answer the insurer 
 
If a consumer wants to receive monthly periodic payments from an annuity beginning in one month, what kind of annuity should he or she buy? Correct Answer immediate 
 
California Insurance Code Section 787(b) defines advertising broadly, when targeted to people age 65 or older, and includes all of the following EXCEPT: Correct Answer bene...
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Florida Life, Health and Variable Annuity Exam Correct !!
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Entire Contract Provision - ANSWER found at the beginning of the policy, saying that the policy cannot refer to any outside documents as being part of the contract and prohibiting the insurer from making any changes to the policy after it has been issued. (can only make good changes not bad) 
 
Insuring Clause - ANSWER sets forth the company's basic promise to pay benefits upon the insured's death. 
 
Free-Look Provision - ANSWER gives policyowners the right to return the policy for a full pre...
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PVL2601 Assignment 1 (ANSWERS) Semester 1 2024 - DISTINCTION GUARANTEED
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Well-structured PVL2601 Assignment 1 (ANSWERS) Semester 1 2024 - DISTINCTION GUARANTEED. (DETAILED ANSWERS - DISTINCTION GUARANTEED!). .... Question 
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Sandile claims she entered into a customary marriage with Funani on 20 June 2020. She now wants to sue Funani fordivorce. Sandile produces a registration certifi cate as proof of her marriage to Funani. She registered their customarymarriage on her own on 2 May 2022 at the Department of Home Affairs. F...
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214 Florida Insurance| Questions with 100% correct Answers | Verified
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Which type of insurance protects an agent and even pays claims if a lawsuit is brought against the agent 
as a result of failing to provide a service to a client? - Errors and Omissions Insurance 
Which of the following terms is known as the voluntary relinquishment of a given right or privilege? - 
Waiver 
This Supreme Court case placed the regulation of insurance within the authority of the federal 
government by defining insurance as a form of interstate commerce? - United States v. Southeast...
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PSI Life Exam Questions and Answers 100% Pass
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SI Life Exam Questions and Answers 100% Pass What kind of retirement plan can a 75-employee for profit corporation establish? Simple IRA 
The taxable portion of a monthly income benefit paid during the annuity phase from a nonqualified annuity is calculated using the Exclusion ratio 
Unfair claims settlement methods and practices by an insurance company include all of the following acts EXCEPT failure to pay all claims that are reported within 90 days after a loss occurs 
The settlement option t...
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New York Insurance Regulation 187: Suitability and Best Interests in Life Insurance and Annuity Transactions
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New York Insurance Regulation 187: Suitability and Best Interests in Life Insurance and Annuity TransactionsNew York Insurance Regulation 187 
amended and renamed to create a best interest standard of care for recommendations oflife insurance and annuities sales transactions as well as recommendations of certain post issuance (in-force) life and annuity transactions. 
 
 
 
NY Reg 187 sets a standard of 
conduct that producers and insurers must adhere to in making life insurance and annuity reco...
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Michigan life insurance state exam answer key Correct 100%
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Which is TRUE regarding the annuitant, when the annuitant is NOT the policy owner? 
 
1. The annuitant has the right to name the beneficiary 
 
2. The annuitant is the person paying the premiums 
 
3. The cash value is available to the annuitant for withdrawals 
 
4. Annuity payments will be based on the annuitants life expectancy - ANSWER Annuity payments will be based on the annuitants life expectancy 
 
Signing an applicants name for insurance is known as...? 
1. Concealment 
 
2. Defamation...
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Florida Life and Variable Annuity 100% Correct
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peril - ANSWER the immdeiate specific event causing loss and giving rise to risk 
 
hazard - ANSWER any factor that gives rise to a peril 
 
physical hazard - ANSWER individual characteristics that increase chance of peril 
*physical condition, past medical history, condition at birth 
 
moral hazard - ANSWER tendencies that people may have that increase risk and chance of loss *drug addiction and alcholism 
 
morale hazard - ANSWER individual tendencies that arise from an attitude or state of m...
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