Academicmaterials

Monophonic - ANSWER-Consisting of a single musical line, without accompaniment. (ID aurally) Tonal Harmony - ANSWER-Harmonic structure that gives priority to a single tone or tonic. (ID aurally) Atonal Harmony - ANSWER-Harmonic structure that lacks a tonal center. (ID aurally) Modal Harmony - ANSWER-Harmonic structure that uses chords built from only the tones available in one of the modes. (ID aurally) Chord Progression - ANSWER-A series of chord changes that "aims for a definite goal...

What is the purpose of the Fair Credit Reporting Act? - ANSWER-The act established procedures that consumer-reporting agencies must follow in order to ensure that records are confidential, accurate, relevant, and properly used. It also protects consumers against the circulation of inaccurate or obsolete information What is the difference between a consumer report and an investigative consumer report? - ANSWER-Investigative consumer reports are similar to consumer reports in that they also ...

What substance combines with leaking chlorine gas to form a white smoke? - ANSWER-Ammonia Vapor Positive Langelier Index can be produced by adding what? - ANSWER-Caustic soda A finished water with a negative Langelier index may be - ANSWER-Corrosive High trihalomethane levels may cause - ANSWER-Cancer Solutions made from dry fluoride chemicals are required to contain how much of a free chlorine residual? - ANSWER-10mg/L How should gas chlorination equipment be stored? - ANSWER-Isolated in...

What type of weed germinates in the spring, develops a root system and low growing cluster of leaves called a rosette? - ANSWER-a biennial weed pesticide - ANSWER-Any chemical used to destroy, prevent or control any form of life declared as a pest active ingredient - ANSWER-The chemical effective against the pest inert ingredients - ANSWER-don't directly harm pests, increase effectiveness of active ingredient economic threshold level - ANSWER-number of pests per plant or amount of dama...

Why do we need 2 sets of implements? - ANSWER-So that on busy days you can disinfect one set while using the other What do we use to remove loose skin from the nail? - ANSWER-cuticle nippers/clippers What is the process of creating acrylic nails called? - ANSWER-polymerization What does hardener polish do? - ANSWER-Add tiny fibers to protect the nail plate To prevent chipping and add shine to the nail we use? - ANSWER-top coat The most important part of the consultation is: - ANSWER-to che...

The minimum size of the finished outside of a shower in a single family home. - ANSWER-32" A process by which a joint is made by chemically fusing together a plastic pipe and a fitting. - ANSWER-Solvent Weld Tanks flushing more than one urinal require what type of operation? - ANSWERAutomatic A valve which operates by screwing a disc against a seat. - ANSWER-Globe Valve The maximum number of water closets on a 3" horizontal branch drain. - ANSWER-2

Americans with Disabilities Act of 1990 - ANSWER-A federal law passed in 1990, and amended in 2008, that prohibits discrimination and guarantees that people with disabilities have the same opportunities as everyone else to participate in mainstream American life - to enjoy employment opportunities, to purchase goods and services, and to participate in state and local gov't programs and services. The Children's Mental Health Act of 2003 - ANSWER-a state law with short and long term re...

Which statement is true about the Junk Fax Prevention Act is False? - ANSWERLicensees must stop faxes upon request. What accounting tools are used to determine a buyer's ability to pay off a loan? - ANSWER-Income Ratio and Debt Ratio John is doing a CMA for his potential sellers. He has collected the data on the seller's property and collected data on a number of comparables. Now he's ready to make his price adjustments. Which statement is true? - ANSWER-If a comparable lacks a fea...

When you are installing a wood deck made of boards,planks,plywood,or OSB, which of the following is the most accurate statement ? - ANSWER-The thickness of the wood material is based on the design loads of the building. Which statement most likely accurately describes wood plank and wood panels decks? - ANSWER-The proper thickness of wood material is determined by the design of the loads. Which statement most accurately describes the best roofing systems? - ANSWER-A system that is matched...

Insurable Interest - ANSWER-financial risk which the insured must possess at the time of loss Limits of Liability - ANSWER-maximum amounts which the insurance company will pay under each coverage - aka Face amount or Amount carried Aggregate Limit - ANSWER-maximum limit of liability that the policy will pay to all persons who are injured or who incur property damage in an occurrence Additional coverages - ANSWER-Things specified in homeowner policies that the insurance company will pay fo...

the suspension system of a vehicle is best stabilized by - ANSWER-step chocks placed toward the front and rear of the vehicle what is the term for locations from which an apparatus can draft - ANSWER-static water sources extinguishers suitable for class D fires can be identified by a __ containing the letter D - ANSWER-yellow star the type of portable ladder that is a straight ladder with permanently attached curved metal hooks is called a - ANSWER-roof ladder

aleatory - ANSWER-a contract in which participating parties exchange unequal amounts. insurance contracts are aleatory in that the amount the insured will pay in premiums is unequal to the amount the insurer will pay in the event of a loss alien insurer - ANSWER-an insurance company that is incorporated outside the united states annual statement - ANSWER-a detailed financial report that an insurance company must submit every year to the insurance department of states in which it conducts ...

Complex Trauma (Chronic) - ANSWER-Interferes with neurobiological development and the capacity to integrate sensory, emotional, and cognitive information into a cohesive whole Examples of Protective Factors - ANSWER-Parental resilience, social connections, knowledge of parenting and child development, social and emotional competence of children, parent-child relationship Orphan Train Movement - ANSWER-Placed orphans from eastern cities with Midwestern farm families Children's Bureau -...

What is happening here? - ANSWER-the student recognizes that each syllable should contain a vowel but does not alway add these letters correctly and is familiar with consonant doubling semi-phonetic stage - ANSWER-Children begin to comprehend letter to Sam correspondences. They frequently use simple logic to symbolize words with single letters. A good example is using "U" for "you". phonetic stage - ANSWER-The child uses a letter or group of letters to represent every speech s...

A property manager defaulted on a mortgage and the lender foreclosed on the property. The property sold at the foreclosure sale for less than the loan balance. To recover the remainder of the money, the lender may: - ANSWER-Obtain a deficiency judgement On Wednesday, Sam offers to sell his house to Beau for $220,000. On Sunday, Beau makes a counter offer of $210,000. On Friday, Beau withdraws the counter offer of $210,000 and accepts Sam's offer of $220,000. In this situation, there is: ...

Coordination of Benefits provision - ANSWER-is in some health insurance policies; allows insurance companies to reduce benefits so that the insured will be paid no more that his/her actual loss. prevents the insured from collecting under multiple policies more than his/her actual loss Coordination policy - ANSWER-is a policy that includes a coordination of benefits provision Non-coordinating policy - ANSWER-is a policy that does not include a coordination of benefits provision Accepted q...

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compensatory damages - ANSWER-(most common) happens when damage to property, causes pain and suffering, physical injury that defendant causes, or lost wages (Civil Trial) punitive damages - ANSWER-(corporations mostly) large amount of money --usually donation to a charity (Civil Trial) specific performance - ANSWER-court orders parties to a contract to comply with the terms of the contract (Civil Trial) plaintiff - ANSWER-(pie symbol) the person who was injured

Warranties - ANSWER-guaranteed statements in an application attachment regarding extra risk upon which the insurance company can contest the policy within the first 2 years of the policy if the statement is in anyway concealed or false Which is more difficult to contest? Warranties or Representations? - ANSWERRepresentations most statements are what? Warranties or Representations? - ANSWERRepresentations Incontestability Clause - ANSWER-required by law-provides that after the policy has be...

natural resources - ANSWER--materials and energy in nature that are essential to humans -example: - air, water, sun, wind, soil, land, energy, life, nonrenewable minerals and energy natural services - ANSWER--processes in nature which help support life -example: -photosynthesis, air purification, climate control, water purification, soil renewal, food production, population control canadian shield - ANSWER--shield: stable, old, continental nucleus -raw minerals -little soil development...