Academicmaterials

Deanna purchases a $100,000 life insurance policy at the age of 47 and is rated at $33.49. This means that for each $1,000 of coverage the woman is charged $33.49 per year. Her annual premium is $_________ . - ANSWER-Her annual premium is $2,378 ($33.49 x 100 = $3,349). Kathleen, Victor and Jeremy are all insured under by Mutual Life Insurance. They have a a $100,000 joint life policies with split proceeds between survivors. If where the policy proceeds are to be split between the survivor...

A loss that occurs at a certain time and place or over a period of time such as a hail storm - ANSWER-Occurrence Termination of an insurance policy by the insured or insurance company during the policy period - ANSWER-Cancellation Decision made by an insured or insurance Company to not continue coverage for another policy period after the current policy period expires - ANSWER-Non renewal Losses arising from the unintentional negligent damage to property of others or to their body - ANSWE...

In the control of brown patch _________________ is important: - ANSWER-Proper fertilization Proper irrigation Proper air circulation Summer Patch is: - ANSWER-Extremely difficult to control Slime molds are ________________ parasitic on plants: - ANSWER-Not Chlorosis is when the turf becomes __________________ in color: - ANSWERYellowish Moss occurs in lawn with: - ANSWER-Low fertility Poor drainage, compaction Thinned turf Which statement is NOT true: - ANSWER-Thatch is caused by retur...

Aggravated offense - ANSWER-Up to $5000 fine for: - licensee creates a risk of loss to customer/client ie. signing for a client without permission - fails to disclose client's or customer's ability to perform License itself - ANSWER-Must be 18+, have high school diploma or equivalent, pass exam within 6 months of application, attend courses within 1 year of taking exam, be honest, trustworthy, have integrity and competence, submit fingerprints, submit documentation of pending charge...

What is the maximum number of hours of continuing education that may be carried over from one renewal period to the next? - ANSWER-Six Licensees supervising apprentices must file _______ within ______ days of the due date in order for that quarter to be credited - ANSWER-progress reports; ten When considering burial on private property, the family should first check with __________ - ANSWER-local city and county officials In addition to the cost of a casket and outer burial container, the ...

Labeling requirements for OTC Drugs - ANSWER-"Adequate directions for use" Labeling requirements for Rx Drugs - ANSWER-"Adequate information for use" Kefauver-Harris Amendments of 1962 - ANSWER-Focused on safety AND efficacy Impacts all drugs after 1962 and new drugs with an NDA approved since 1938 Established effectiveness as a standard

What is another word for corpuscles? - ANSWER-White blood cells A basic or true color CANNOT be created by combining other colors is a - ANSWERPrimary color What would a barber use for dry or damaged hair? - ANSWER-Moisturizing shampoo When an aniline derivative color is mixed with hydrogen peroxide, it will result in - ANSWER-Oxidation What government agency enforces the Federal Fair Packaging and Labeling Act od 1973? - ANSWER-FDA Density of a color and degree of lightness and darkness ...

Cumulation - ANSWER-Increased effect of a drug that is not completely metabolized or excreted before another dose Synergism - ANSWER-Drug interaction in which the effect of Two drugs in combination is greater than the effect of each drug separately Antagonism - ANSWER-The interaction of Two drugs to inhibit or cancel each other's effect Absorption - ANSWER-Drugs entering the bloodstream from the side of administration Distribution - ANSWER-Drugs passing into cells in the spaces between...

when doing microderm, what is an immediate stopping point? - ANSWER-if client is experiencing pain over a 5 on a 1-10 where on the body is threading most used? - ANSWER-eyebrows what is banding? - ANSWER-threading what kind of thread should you use for threading? - ANSWER-cotton hard wax: - ANSWER-sets by itself, no pellon strip needed soft wax: - ANSWER-uses pellon strips for removal what direction should soft wax be applied? - ANSWER-in direction of hair growth what direction should so...

What condition can cause redness and bumpiness on arms? A) Acne B) Eczema C) Rosacea D) Keratosis Pilaris - ANSWER-D) Keratosis Pilaris Skin cancers are caused by exposure to which of the following lights? A) Violet ray B) Infrared C) Blue D) Ultraviolet - ANSWER-D) Ultraviolet Cream masks are recommended for which of the following skin types? A) sun damaged B) dry C) oily D) adult acne - ANSWER-B) dry

*Which of the following is not a general duty of the Kansas Commissioner of Insurance? - ANSWER-Creates Kansas Insurance laws *The Commissioner may examine the financial condition of any insurer whenever it is necessary OR at least every _______________ years. - ANSWER-5 Powers of the Commissioner of Insurance regarding Department of Insurance hearings? - ANSWER-The Commissioner can examine witnesses and evidence The Commissioner has subpoena power The Commissioner can serve a person a st...

Bradycardia - ANSWER-less than 60 BPM Tachycardia - ANSWER-more than 90 BPM Where is your radial pulse located - ANSWER-on the wrist Where is your apical pulse located - ANSWER-below the nipple Dyspnea - ANSWER-shortness of breath Apnia - ANSWER-no breathing Systolic Blood Pressure should be - ANSWER-<120

To ensure your physical well-being, the basic esthetician's stool must be _____ ? - ANSWER-Ergonomically correct What is the function of an autoclave ? - ANSWER-Sterilizes Implements Where are supplies stored ? - ANSWER-In a clean , covered , labeled container Never place these items on a bare counter . - ANSWER-Clean or Dirty supplies

what tool should be used when doing thinning and tapper graduate at the same time? - ANSWER-shear when you use a straightening iron on clients hair, what should you take into consideration? - ANSWER-you should check the client record for prior chemical treatment and possibly use less heat and pressure. the ideal rain for hairstyles design in either 3 parts face to 2 parts hair or 2 parts face to 3 parts hair. if the proportion of 3 parts face to 2 parts hair is used, clients? - ANSWERwant ...

Who is eligible to apply for a branch establishment license? - ANSWER-The funeral director in charge of the funeral establishment who holds the establishment license. The funeral director in charge of the funeral establishment also shall be responsible for: - ANSWER-The supervision of all branches of that funeral establishment. What is true for branch establishments? - ANSWER-They are not required to be under the personal supervision and charge of a licensed funeral director. Every funeral...

An owner of a residential home believed the property might contain lead-based paint. If the seller wanted to sell the property, which of the following statements would be true? - ANSWER-The seller would have to disclose this to any potential purchaser A bathroom inside a home was deemed to be too airtight. This might lead to problems concerning: - ANSWER-Mold Under the 1986 Amendment Act under CERCLA, who is responsible for an environmental violation? - ANSWER-The current property owner A...

Contract Characteristics - ANSWER-- Adhesion: one party prepares the contract; the other party must accept it as is - Aleatory: exchange of unequal amounts - Conditional: certain conditions must be met - Unilateral: only one of the parties to the contract is legally bound to do anything Field Underwriting (By Agent) - ANSWER-- Application: completed and signed - Agent's report agent's observations about the applicant that can assist in underwriting - Premiums with application and c...

lines separating traffic moving in opposite directions are - ANSWER-yellow ppl who use marijuana and drive - ANSWER-make more driving mistakes when are drivers required to yield to pedestrians in a roadway - ANSWER-always when turning right or left on a roadway that has three lanes - ANSWER-turn into the nearest lane a _ curb indicates a handicap restriction - ANSWER-blue when park uphill w/out curb, you should - ANSWER-turn your wheels to the right when u double speed, your vehicles brak...

Under the Brokerage Relationships in Real Estate Transactions Act (BRRETA), if a listing broker is aware of a roof leak, the broker must: - ANSWER-Disclose to all possible buyers as this is a material condition concerning the property A sale of interstate real estate securities would be governed by which organization? - ANSWER-SEC Which of the following events would lead to an automatic revocation of license? - ANSWER-Convicted of a felony A buyer asks a selling salesperson about the titl...

Which of the following medication will be used to supplement the diet of a resident who is not eating adequate nutrients? a. Stresstabs, Theragran b. Pectin, kaolin c. Mineral oil, castor oil d. Riopan, Kolantyl - ANSWER-a. Stresstabs, Theragran A doctor orders that aspirin gr. x be given. This means that one should give a. 2 tablets which are each gr. v b. 1 tablet which is gr. v c. 3 tablets which are each gr. v d. ½ tablet which is gr. v - ANSWER-a. 2 tablets which are each gr. v ...