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description - Answer Facts about the event or behavior that are observable and examinable. You describe to your friend about your night. You tell them where you went, who was there and what you ate. - Answer Description. prediction - Answer repeated observations that correlate to each other You think that if you present a task demand to a client they will elope. - Answer Prediction control - Answer You have control over the behavior occurring and not occurring. Your...

behavior - Answer - what living organisms say or do; implies action - how people think, feel, and what they say - has an effect on the environment - larger set/class of responses that share physical dimensions/functions response - Answer a single instance of behavior - measurable unit of analysis in the science of behavior analysis example of behavior vs. response - Answer behavior (hand flapping) vs. response (a single hand flap) response class - Answer - a group of...

The 4 branches of behavioral analysis - Answer Behaviorism Experimental Analysis of behavior Applied behavior analysis Professional practice guided by ABA Baer, Wolf, & Risley - Answer Outlined the dimensions of ABA in the first edition of the Jornal of ABA in 1968 Description - Answer -The first level of scientific understanding -describe the facts that are derived from observing behavior Replication - Answer Experimental test of the prediction Determinism - Answer ...

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Capitalization is the process used to: - Answer convert income into an estimate of value fixed-rate mortgage - Answer A loan secured by real property featuring an interest rate that is constant for the term of the loan is referred to as a (an): anticipation - Answer The underlying principle providing the basis of the income capitalization approach is: income divided by rate equals value - Answer The basic equation used in the income approach to value is: deficit rent - An...

Anticipation - Answer Principle that shows the present worth of future benefits. Basis of income approach. Value is created by the expected future benefits to be derived from the property. Balance - Answer Principle that states maximum value is obtained when the four agents of production attain a state of equilibrium. Maximum value of a neighborhood is attained when the uses of the land are perfectly complementary. *Change - Answer Principle that states the tendency of social and ...

What are the five recognized appraisal designations offered by the IAAO that represent the highest level of achievement in the field? - Answer CAE AAS CMS PPS RES Short of a general revaluation of all property, __________________________________________________________ and ____________________________________________________ produce the single most impressive dollar return for time and money committed. - Answer systematic audit programs energetic personal property discovery efforts...

The Economic Principle of Anticipation - Answer states that value is created by the expectation of benefits to be derived in the future. Chattel - Answer A mortgage on personal property. Balloon payment - Answer A payment on the balance due of a note at the end of the loan term that is in excess of the regular payment amounts. Usually found in a partially amoritized mortgage. Conventional mortgage - Answer A loan that is neither insured nor guaranteed by the federal governme...

The property tax is an ____ __________ tax, meaning it is based on value. - Answer ad valorem The assessor is responsible for the _______, ________, and __________ of all taxable property. - Answer discovery listing valuation The taxable location of personal property is referred to as its __________. - Answer situs An estimate of value, usually in writing, of an adequately described property, as of a given date, is termed ___ ___________. - Answer an appraisal A jurisdi...

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CONTRACT OF INSURANCE - Answer an agreement by which the insurer is bound to pay money or its equivalent or to do some act of value to the insured upon, and as an indemnity or reimbursement for the destruction, loss, or injury of something in which the other party has an interest EXAMINATIONS, HEARINGS, & INVESTIGATIONS - Answer Commissioner can investigate any person engaged in the insurance business. They can hire deputies, investigators, actuaries, and examiners to aid in the examina...

After an insurance contract ends, the insurer must maintain records regarding the transactions for at least a. 2 year b. 3 years c. 5 years d. 7 years - Answer c. 5 years In terms of parties to a contract, which of the following does NOT describe a competent party? a. The person must not be under the influence of drugs or alcohol b. The person must be of legal age c. The person must be mentally competent to understand the contract. d. The person must have at least completed secon...

Risk - Answer The uncertainty of loss Speculative Risk - Answer When there is a chance of gain as well as a chance of loss. Not insurable. Pure Risk - Answer A chance of loss only. What insurance covers, but not all pure risks are insurable. Insurable Risk must include: - Answer Low probability of loss, less than catastrophic results, measurable loss, significant loss, accidental and unintended loss Retention of risk - Answer When liability for a loss is maintained by ...

An uninsured motorist claim that cannot be settled between the insured and the insurance company is subject to which of the following? (3) - Answer Arbitration. Under the Personal Auto policy, all of the following could be covered EXCEPT: - Answer Property damage to the named insured's residence if struck by the insured's vehicle. Automobile limits of liability expressed as 50/100/50 mean: (3) - Answer $50,000 bodily injury per person, $100,000 bodily injury per occurrence, ...

Liability Insurance PAP (Part A) - Answer Pays all the sums and insured must legally pay as damage due to BI/PD caused by an accident and resulting from the ownership, maintenance or use of a covered auto. Coverage Part A through F of a PAP - Answer A. Liability B. Medical Payments C. UM/UIM D. Physical Damage E. Insured Duties F. General Provisions Certificate of Insurance (COI) - Answer A document that proves the existence of insurance coverage Occurrence - Answer Som...

The purpose of the principle of indemnity is - Answer to prevent an insured from making a profit on a loss. Jerrod is awarded $4000 in a court case after Ollie accidentally starts a fire and burns down his detached garage. This award is an example of - Answer special damages Which of the following best describes a Fraternal Benefit Society - Answer A fraternal benefit society is a social organization based around common interests and beliefs. SureTrust Insurance was founded and...

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An insured rents a car while on vacation in Canada and causes an accident. Is there coverage under his personal auto policy? - Answer The loss is covered under an unendorsed personal auto policy. Under the workers' compensation laws, which of the following would NOT be covered? - Answer Heart-related illness resulting from hereditary causes An insurance policy covers fire, will not cover nuclear contamination, and loss must be reported as soon as possible. In this order, where are...

Which kind of losses are covered under a standard fire policy? - Answer Direct All fires are not covered by the Standard Fire policies, only those that: - Answer are hostile and have a flame or glow At what time does a fire policy go into affect? - Answer 12:01am standard time at the location of the insured's property A property is insured under two Standard Fire policies for $25,000 each. A fire causes $10,000 worth of damage. What is the maximum amount the insured may coll...

Governor - Answer Powers and Duties of Commissioner Appoints the Commissioner of Commerce enforce insurance laws - Answer Powers and Duties of Commissioner The Commissioner is empowered to_________________. (1 of 8 things) five years - Answer Powers and Duties of Commissioner The Commissioner shall examine the affairs and conditions of every insurer licensed in Minnesota at least once every ________ ________. the company being examined - Answer Powers and Duties of ...