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What is a corridor in relation to a Universal Life insurance policy? - Answer the gap between the total death benefit and the policy's cash value Major medical insurance will typically cover medical expenses that result from - Answer a negative reaction to prescribed medication Which of the following is a reinstatement condition? - Answer proof of insurability Which of the following is NOT a duty of the Commissioner? - Answer establish insurer rates Sole propri...

What causes the breast granular tissue to atrophy? - Answer After menopause ovarian secretion of estrogen and progesterone decreases-- causing boob to sag Gynecomastia - Answer man boobs- common in adolescence. it is temporary Do White women or African-American women have a higher incidence of breast cancer starting at 45 years of age? - Answer White Women Do White women or African-American women have a higher incidence of breast cancer before age 45? - Answer Afric...

______ Determines which drug to use and for which procedure - Answer Dentist RDH can administer LA under _____________ supervision - Answer Direct Each dentist may supervise ___ dental hygienists at 1 time in an office - Answer 3 In an institution, a document has to review all chart entries made by the RDH within _____ days - Answer 30 _____ _____ of LA CE needed in every other biennial renewal period - Answer Four hours Whitening agents: - Answer RDH...

Home Health Agencies - Answer businesses that provide health care and personal services in the home. psychological - Answer Relating to the mental or emotional socioeconomic - Answer relating to a combination of social and economic factors chain of command - Answer The line of authority within an agency or facility liability - Answer a legal term that means someone can be held responsible for harming someone else policy - Answer A course of action tha...

Justin is receiving disability income benefits from a group policy paid for by his employer. How are these benefits treated? - Answer Taxable Income Which of these is not a non forfeiture option - Answer Reduction of Premium What life insurance is subject to interest rates - Answer Universal Life What decision cant an HSA owner make - Answer The amount contributed by the employer How long is a contestable period of health insurance policies sold in NJ - Answer ...

A sudden rapid, involuntary movement or vocalization called a tic - Answer may be temporarily suppressed by conscious efforts Flickering lights may induce what response in susceptible individuals? - Answer Epileptic seizure Signs and symptoms of appendicitis include all of the following - Answer pain beginning in the middle of the abdomen vomiting nausea A person suffering from a concussion should be - Answer kept quiet Asthma is triggered by - Answer anxie...

morbidity - Answer pertaining to illness and disease mortality - Answer pertaining to death wellness - Answer state of well-being which deals with lifestyles emotional intelligence - Answer Ability to perceive, express, understand, and regulate emotions; acting wisely in human relations stress - Answer Physiological and psychological state of disruption - associated with cardiovascular disease eustress - Answer A positive stress that energizes a per...

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Normal Serum Level for Calcium? - Answer 4-5 mEq/L Signs and symptoms of hypercalcemia - Answer Muscle weakness, loss of muscle tone, lethargy, stupor, with personality changes, anorexia, and nausea. Polyuria, cardiac contractions increase strength, and dysrhythmias may develop. Effects on bones vary but there may be a decrease in bone density and spontaneous fractures. Signs and symptoms of hypocalcemia - Answer Muscle twitching, carpopedal spasm, hyperactive reflexes. ...

What is Phagocytosis? - Answer The process by which neutrophils (a leukocyte) and macrophages randomly engulf and destroy bacteria, cell debris, or foreign matter. What are Interferons? - Answer Nonspecific agents that protect uninfected cells against viruses. What is the first line defense used by the body to protect itself from any injurious agent? - Answer Skin or mucous membrane with blocks entry of bacteria or harmful substances into the tissues. (Mechanical barrier) ...

What is homeostasis? - Answer Purposeful maintenance of stable internal environment What are physiologic processes opposing change? - Answer Processes that counteract changes in the internal environment What are sensors and effectors in homeostasis? - Answer Sensors detect changes and effectors return it to normal range What is negative feedback? - Answer Feedback mechanism that counteracts changes and returns to normal range What is the purpose of negative feedba...

Homeostasis - Answer A relatively stable or constant environment in the body, including blood pressure, temperature, and PH. Maintained by the various control mechanisms. Disease - Answer Inability to maintain homeostasis Pathophysiology - Answer The disordered physiological processes associated with disease or injury Pathology - Answer The science of the causes and effects of disease Biopsy - Answer The removal of a small piece of living tissue for microscop...

Pathophysiology - Answer the study of how disease processes affect the function of the body Pathology - Answer study of disease Homeostasis - Answer process by which organisms maintain a relatively stable internal environment Homeostasis maintained within the body - Answer Blood pressure, body temperature, and fluid balance Prevention - Answer taking action to avoid disease, injury, and other negative health outcomes primary prevention - Answer The go...

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If one cannot purify a microbial agent that causes disease because the bacterium cannot be cultured, would Koch's postulated be satisfied? a) no, the bacterium or virus has to be purified and cultured to demonstrate that a given microbe is an agent of a disease b) no, because the Koch's postulates only apply to a viral infection c) yes, Koch's postulates do not apply to non-culturable organisms d) yes, Koch's postulates simply state that one can re-infect animal, so the healthy a...

Which group of bacteria has LPS? - Answer Gram-negative bacteria Three cells types that belong to the innate immune system - Answer dendritic cell, neutrophil, macrophage Which bacterial molecule is recognized by the TLR4 receptor on human macrophages? - Answer LPS Which cell is described in this paragraph? It is a phagocytic cell of the innate immune system whose primary function is the activation of T cells. This cell presents antigens and migrates via the lymphatic sys...

Which type of chromatography separates proteins based on their size? - Answer Gel filtration chromatography Which is a luminescence-based reported fusion gene? - Answer Luc Which type of chromatography separates protein based on their charge? - Answer Ion exchange chromatography Which is the name of a segment of bacterial DNA that can be translocated between chromosomal, phage, and plasmid DNA in the absence of a complementary sequence in the host DNA? - Answer Trans...

Disease - Answer damage to the host, such as that caused by an infection, which often manifests symptoms Virulence - Answer ability of a microorganism to cause disease Does virulence always imply host damage/disease? - Answer No. Colonization/asymptomatic doesn't always lead to disease. Doesn't imply microorganism can transmit from host to host Ability to survive outside of host Virulence Factor - Answer a bacterial product or strategy that contributes to th...

Epithelial cells - Answer cover all surfaces of the body (internal/external) of the body exposed to the environment Example’s of parts of the body covered in epithelial cells - Answer skin, mucosal epithelia (respiratory, intestinal, urogenital tracts, eyes) Where are epithelial cells connected? - Answer A thin sheet of connective tissue Basal lamina - Answer the thin sheet of connective tissue that attaches epithelial cells Endothelial cells - Answer line ...

Institutional Review Board (IRB) - Answer What approves, monitors, and reviews all biomedical and behavioral research involving humans? Institutional Animal Care and Use Committee (IACUC) - Answer What approves and regulates use of vertebrate models (zebrafish, mice, etc.)? 1. Disease is not life-threatening 2. Disease is easily treatable or can be prevented with a vaccine 3. Disease treatment (usually antibiotics) does no harm to participants (i.e. ulcers, atherosclerosis) - A...