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Weight - Answer while harmful, discrimination based on this is not a protected class Michigan - Answer only state with legislation banning discrimination on the basis of weight men typically suffer less discrimination regarding weight than women - Answer sex implications of weight discrimination in the workplace it must result from an underlying physiological disorder or condition (even morbid obesity) in accordance with ADA and even ADAAA - Answer for obesity to be ...

An employer cannot discriminate on the basis of - Answer Race Color Gender Religion National origin title IIV applies to - Answer Employers Unions Joint labor Management committees Employment agencies With or without compensation All private employers with 15 or more employees For each working day in each of 20 or more calendar weeks in the current or preceding calendar year Federal, state, and local governments (public and private) claimant or charging pa...

Ehling v. Monmouth-Ocean Hospital Service Corp. - Answer -deals with a federal question -Ehling had a Facebook page and she posted about a shooting in the DC holocaust museum. -She is a nurse and basically said she would have let the shooter die and criticized the paramedics. -her Facebook wall posts were deemed to be private, but there were exceptions- the content was authorized by the user that "narced" -no one in upper level requested the info., it was passively passed along...

Oppressive Child Labor - Answer FLSA prohibits this. To perform certain service or retail occupations (logging, roofing, meat slicing) employees must be at least 18 years of age Equal Pay Act - Answer targeted specifically at pay discrimination based on sex; Employers are prohibited from paying a person of one sex at a lower rate of pay than a person of another sex for performing substantially equal work in the same establishment- unless the differential pay is accounted for by a le...

1 Exam (elaborations) Title insurance: Exam Questions and All Correct Answers 2026 Updated. 2 Exam (elaborations) Kansas: Common Statutes and Rules Questions and Correct Answers 2026 Updated. 3 Exam (elaborations) Title insurance Exam Questions and All Correct Answers 2026 Updated.

Which of the following statements is true? A domestic company is one chartered in this country. B. a foreign company is one chartered in another country C. an alien company is one chartered in another state D. a certificate of authority is used to companies authorized to transact business in the state - Answer D Which of the following statements is not true? A. A single insurance risk can include two or more policies on the same real property. B. A single insurance risk does...

To meet the requirements for a license in Kansas you must: - Answer Be of legal age. Pay a non-refundable fee. Be of good business reputation. Certification is accomplished when: - Answer A form prescribed by the Insurance Commissioner is submitted to the Insurance Department within 30 working days of the appointment date. Which of the following is correct about taking the state examination: - Answer You may take the test 3 times with 7 day intervals and than every 6 months ...

What is a producer? - Answer An individual and/or entity authorized in writing contracts of insurance A person who resides in a particular state and transacts business in one state for a particular company - Answer Resident Producer What are the state Commissioner's responsibilities? - Answer To enforce insurance code and administers/regulates existing laws that have already been passed by Kansas Legislature How often does the Commissioner do audits? - Answer At l...

A self-insurer deals with risk by: - Answer Retaining the risk An insurance agent must complete how many hours of continuing education? - Answer Complete the approved courses as specified by the law every 2 years. A Property and Casualty agent must complete how many hours of continuing education? - Answer 12 hours every 2 years by their due date. Actual cash value is defined as: - Answer Replacement cost of the property, less depreciation, obsolescence and deteriorat...

The Title Commitment is also called - Answer Binder The Title Policy insures against: - Answer Title defects Liens Unmarketability Commitment/Policy Schedule B exceptions are: - Answer List of the title defects Shown in the title commitment Shown in the title policy What is a requirement? - Answer Conditions that have to be satisfies for a title policy to be issues Which of the following is a true statement? a. Endorsements do not have to be filed with the ...

Commitment - Answer A report issued by a Title Insurance company setting forth the conditions of title to certain property as of a certain date, and also setting forth conditions which if satisfied will cause a policy of Title Insurance to be issued. A Commitment is also known as what? - Answer Binder What 2 things does a commitment consist of? - Answer Schedule A & B Common examples of this would be: -deed or deeds putting Insured Owner in Title -deed to clear up miss...

When can a policy owner change a revocable beneficiary? - Answer Anytime J would like to maintain the right to change beneficiaries. Which beneficiary designation should be used? - Answer Revocable M purchased an Accidental Death and Dismemberment (AD&D) policy and named his son as beneficiary. M has the right to change the beneficiary designation at anytime. What type of beneficiary is his son? - Answer Revocable Beneficiary revocable beneficiary - Answer the policy...

Since an insurance contract is a personal contract, the policy covers the insurable interest of the A. Insurer B. Insured C. Lender D. Grain elevator - Answer B. Insured The uncertainty or chance of loss is known as A. An insurable interest B. An Indemnity C. A risk D. A hazard - Answer C. A Risk The cause of possible loss or the event insured against is known as A. A peril B. A hazard C. An occurrence D. A direct loss - Answer A. A peril All of the fo...

1 Exam (elaborations) Louisiana: Life, Accident & Health Insurance Study Guide Exam with Actual Detailed Answers 2026-2027 Updated. 2 Exam (elaborations) Louisiana: Life, Accident & Health Insurance Study Guide Exam with Actual Detailed Answers 2026-2027 Updated. 3 Exam (elaborations) Louisiana: Life and Health Insurance Exam and All Correct Answ

Self-Insurance - Answer the retention of risk by providing funding for smaller, specified loss from within company reserves retaining risk is only used in circumstances where a large enough group of similar (homogeneous) exposure units exist, and the business has the necessary amount of capital available on reserve to cover the potential loss Reciprocals (Inter-insurance) - Answer a type of risk retention between members, known as subscribers, consisting of individual business o...

Self-Insurance - Answer the retention of risk by providing funding for smaller, specified loss from within company reserves retaining risk is only used in circumstances where a large enough group of similar (homogeneous) exposure units exist, and the business has the necessary amount of capital available on reserve to cover the potential loss Reciprocals (Inter-insurance) - Answer a type of risk retention between members, known as subscribers, consisting of individual business o...

All of the following are correct about the required provisions of a health insurance policy EXCEPT A. The entire contract clause means the signed application, policy, endorsements, and attachments constitute the entire contract. B. A reinstated policy provides immediate coverage for an illness. C. Policies become incontestable after being in force for 3 years. D. A grace period of 31 days is found in an annual pay policy. - Answer B. A reinstated policy provides immediate covera...

Gross Living Area - Answer Total area under one roof; When Land is expropriated by the state, the landowner may expect compensation as: - Answer Just compensations as well as other expenses such as moving Buying subject to a mortgage - Answer Keeps the seller personally liable for the loan, although it remains with the property after the sale A contract to sell real property that required the purchase price to be paid in installments and title is to be delivered to the bu...

Characteristics of group insurance 3 - Answer group contract cert if coverage experience rating s community rating Insurance - Answer Transfer risk of loss Risk - Answer Uncertainty of chance or loss occurring Speculative and pure Exposure - Answer Uom used to determine rates for insurance coverage Hazard - Answer Increase probability of loss Moral, morale, etc. Peril - Answer Loss Methods of avoiding risk - Answer Avoidance-eliminatin...

blanket - Answer Which type of coverage limits apply to an insured's property at any location? Yes, because of the powers defined by state law - Answer In general practice, can the Commissioner of Insurance inspect the business records of a company or agency for any valid reason? an accident - Answer An unforeseen loss that occurs at a specific time and place is? Policyowners - Answer Mutual companies are owned by which of the following? Refusing to pay persons...