OTL - Study guides, Class notes & Summaries

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Exam (elaborations)

OTL PRACTICE EXAM B QUESTIONS AND ANSWERS
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July 2025

2024/2025

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OTL PRACTICE EXAM B QUESTIONS AND ANSWERS d. All of the above - CORRECT ANSWERCoverage's available under auto policies across Canada include a. Uninsured Motorist Coverage, Accident Benefits and Loss of or Damage to Insured Auto b. Accident Benefits and collision c. Third Party Liability, Accident Benefits and Loss of or Damage to Insured Auto d. All of the above
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Exam (elaborations)

OTL PRACTICE EXAM A QUESTIONS AND ANSWERS
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28

July 2025

2024/2025

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OTL PRACTICE EXAM A QUESTIONS AND ANSWERS a) It does not certify the existence of insurance. - CORRECT ANSWERWhich of the following is not a definition of "Certificate of Insurance"? a) It does not certify the existence of insurance. b) May be a modified form of a policy. c) Issued as a convenience to a party who may have interest in the insurance. d) None of the above.
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OTL PRACTICE EXAM C QUESTIONS AND ANSWERS
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2

July 2025

2024/2025

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OTL PRACTICE EXAM C QUESTIONS AND ANSWERS c. Spread the losses of a few over many - CORRECT ANSWERThe main function of insurance is to a. Provide total security for everybody b. Provide a pool of capital so everyone who suffers a loss can be indemnified c. Spread the losses of a few over many d. Provide an aid to credit
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Exam (elaborations)

OTL PRACTICE EXAM 2025 QUESTIONS AND ANSWERS
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July 2025

2024/2025

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OTL PRACTICE EXAM 2025 QUESTIONS AND ANSWERS Which exclusion is commonly found in the personal liability coverage of a homeowners policy? a. Damage caused to a neighbour's home b. Bodily injury caused because of negligence c. Damage caused to a neighbour's automobile d. Bodily injury caused by a criminal act - CORRECT ANSWERd. Bodily injury caused by a criminal act
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Exam (elaborations)

OTL PRACTICE 5 EXAM QUESTIONS AND ANSWERS
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July 2025

2024/2025

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OTL PRACTICE 5 EXAM QUESTIONS AND ANSWERS Which of the following is not covered under the liability section of Homeowner policy? - CORRECT ANSWERThe insured picks up a hot pot from the stove and is badly burned by it causing her to miss several weeks from work.
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Exam (elaborations)

OTL EXAM CHAPTER 6 UPDATED QUESTIONS AND ANSWERS
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3

July 2025

2024/2025

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OTL EXAM CHAPTER 6 UPDATED QUESTIONS AND ANSWERS The degree of uncertainty of a prediction is reduced as the size of the sample is increased is one of the reliability factors in which concept? - CORRECT ANSWERLaw of large numbers
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Exam (elaborations)

OTL C81 STUDY 1 - STUDY 6 UPDATED QUESTIONS AND ANSWERS
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July 2025

2024/2025

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OTL C81 STUDY 1 - STUDY 6 UPDATED QUESTIONS AND ANSWERS What type of risk is insurable? What type of risk is non-insurable? - CORRECT ANSWERPure risk is insurable as there is no chance to profit
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Exam (elaborations)

OTL AUTO CHAPTER 7 UPDATED QUESTIONS AND ANSWERS
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July 2025

2024/2025

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OTL AUTO CHAPTER 7 UPDATED QUESTIONS AND ANSWERS Following an accident involving two drivers, who has the onus of proof during a lawsuit? - CORRECT ANSWERThe person suing (plaintiff).
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