- Study guides, Class notes & Summaries

NY Life, Accident, and Health Insurance Agent Broker Exam Series 17-55-with 100% verified solutions-2023-2024

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38 pages

Written in 2022/2023

Grade A+

Studiespro

PSI - NY Life, Accident and Health Practice Exam | Questions and Correct Answers | Latest Update 2024/2025 | Graded A+ Which policy provision permits the policy owner to take a specified number of days to examine the contract, and allows for cancellation and a full refund if the policy owner rejects the terms or costs? - Answer -Free Look When will a policy pay on a UCR basis? - Answer -When particular benefits are not listed on a payment schedule Which type of rider reimburses health ...

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9 pages

Written in 2024/2025

Grade A+

AdelineJean

Prepare for the New York Life & Health Insurance License Exam 2026–2027 with this comprehensive review of key concepts, New York insurance laws, important regulatory timeframes, and exam-style practice questions with verified answers. The material supports preparation across life insurance policies, accident and health coverage, annuities, policy provisions and riders, underwriting, insurance contracts, disability income coverage, Medicare and Medicaid concepts, producer responsibilities, ethi...

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11 pages

Written in 2026/2027

Grade A+

Testcenter111

NY Life Insurance Exam with all Correct & 100% Verified Answers |Latest Version |Already Graded A+

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28 pages

Written in 2025/2026

Grade A+

Studyclub

NY LIFE INSURANCE EXAM GRADED A+ SCORE REVIEW 2026 QUESTIONS AND ANSWERS

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41 pages

Written in 2025/2026

Grade A+

Kylie6764

This Life & Health Insurance License Exam Practice Exam Complete Study Guide (Updated 2026) is designed for candidates preparing for state Life and Health insurance licensing exams. It includes verified questions with detailed rationales covering life insurance policy types, health insurance plans, policy provisions and riders, underwriting principles, annuities, ethics requirements, state regulations, and claims processing procedures. Each question is structured to strengthen policy analysis sk...

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61 pages

Written in 2025/2026

BrightVarsity

NY Heath & Life Chapter 3: Legal Concepts of Insurance Questions With Complete Solutions

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8 pages

Written in 2025/2026

Grade A+

Classroom

EXAMS PACK:: NY LIFE ACCIDENT AND HEALTH INSURANCE ACTUAL 2025/2026 Q&A 100% PASS

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6 items

mercylynneh

NYS LIFE, ACCIDENT, AND HEALTH INSURANCE EXAM ACTUAL 2025/2026 QUESTIONS AND 100% CORRECT ANSWERS Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? - Answer -30-year decreasing term. How many days notice does the ACA require insurers to give before rescinding coverage? - Answer -30 A signed good health statement may be requested by a life producer at the time of - Answer -Policy Delive...

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46 pages

Written in 2025/2026

Grade A+

mercylynneh

PSI - NY LIFE, ACCIDENT AND HEALTH PRACTICE EXAM 17-55 ACTUAL 2025/2026 QUESTIONS AND 100% CORRECT ANSWERS Which policy provision permits the policy owner to take a specified number of days to examine the contract, and allows for cancellation and a full refund if the policy owner rejects the terms or costs? - Answer -Free Look When will a policy pay on a UCR basis? - Answer -When particular benefits are not listed on a payment schedule Which type of rider reimburses health and social s...

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10 pages

Written in 2025/2026

Grade A+

mercylynneh

STUDY GUIDE FOR NYS LIFE INSURANCE AGENT EXAM 17-51 (ADD ONTO) ACTUAL 2025/2026 QUESTIONS AND 100% CORRECT ANSWERS all of the following information about a customer must be used in determining annuity suitability EXCEPT - Answer -Beneficiarys age how must a replacing producer respond to an applicant wishing to replace existing life insurance? - Answer -the producer must provide the applicant with a notice regarding replacement which of the following is the basic source of information u...

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11 pages

Written in 2025/2026

Grade A+

mercylynneh

NY LIFE, ACCIDENT, AND HEALTH INSURANCE AGENT/BROKER EXAM SERIES 17-55 ACTUAL 2025/2026 QUESTIONS AND 100% CORRECT ANSWERS Process 2103 (d-i) - Answer -1. The Superintendent may issue a license to any person, firm or corporation who has complied with the requirements of the Insurance Code, authorizing the licensee to act as agent of any authorized insurer. Every individual applicant for a license under this section and every proposed sub-licensee must be 18 years of age or older at the...

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93 pages

Written in 2025/2026

Grade A+

mercylynneh

NY SERIES 17-52 ACTUAL 2025/2026 QUESTIONS AND 100% CORRECT ANSWERS How many eligible employees must be included in a contributory health insurance plan? - Answer -50% A man works for Company A and his wife works for Company B. The spouses are covered by health plans through their respective companies that also cover the other spouse. If the husband files a claim, - Answer -The insurance through his company is primary. What is the period of coverage for events such as death or divorce ...

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6 pages

Written in 2025/2026

Grade A+

mercylynneh

PRE-FINAL EXAM - NEW YORK LIFE, ACCIDENT AND HEALTH ACTUAL 2025/2026 QUESTIONS AND 100% CORRECT ANSWERS What happens when an initial offer is answered with a counteroffer? - Answer -Initial offer is void According to the Affordable Care Act (ACA), dependent children may remain on their parent's plan until what age? - Answer -Age 26 The premiums paid by an employer for his employee's group life insurance are usually considered to be - Answer -tax-deductible to the employer A fami...

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19 pages

Written in 2025/2026

Grade A+

mercylynneh

NYS LIFE ACCIDENT HEALTH INSURANCE FINAL PAPER 2025 QUESTIONS WITH ANSWERS

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6 pages

Written in 2024/2025

Grade A+

BOARDWALK

NYS LIFE ACCIDENT HEALTH INSURANCE EXAM SCRIPT 2025 QUESTIONS WITH ANSWERS

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8 pages

Written in 2024/2025

Grade A+

BOARDWALK

NYS LIFE ACCIDENT HEALTH INSURANCE EXAM 2025 QUESTIONS WITH ANSWERS RATED

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24 pages

Written in 2024/2025

Grade A+

BOARDWALK

NYS LIFE ACCIDENT HEALTH INSURANCE EVALUATION EXAM 2025

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28 pages

Written in 2024/2025

Grade A+

BOARDWALK

NYS LIFE ACCIDENT HEALTH INSURANCE COMPREHENSIVE EXAM 2025

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6 pages

Written in 2024/2025

Grade A+

BOARDWALK

NYS LIFE ACCIDENT HEALTH 2025 QUESTIONS WITH ANSWERS RATED

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17 pages

Written in 2024/2025

Grade A+

BOARDWALK

NY LIFE ACCIDENT HEALTH STUDY GUIDE 2025 QUESTIONS WITH ANSWERS RATED A+ Under the Affordable Care Act, how would a grandfathered health plan lose its grandfathered status? - The insurer significantly raises co-insurance charges, deductibles, or co-payment charges Which of the following is NOT covered under workers compensation? - pain and suffering A common exclusion with Vision plans is - lasik surgery Which type of plan would be most appropriate for an individual on Medicare and is c...

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15 pages

Written in 2024/2025

Grade A+

BOARDWALK

NY LIFE ACCIDENT HEALTH END OF COURSE 2025 QUESTIONS WITH ANSWERS RATED A+ An agent cannot backdate (antedate) a policy more than _____ months in order to "save the age" and effect a lower premium. A. 12 months B. 6 months C. 3 months D. Backdating policies is not allowed - Answer: B. 6 months A life policy may be backdated 6 months to an insured's previous age (if they've had a birthday in the past 6 months) if the premium would then become cheaper for them. By doing this,...

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30 pages

Written in 2024/2025

Grade A+

BOARDWALK