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Exam (elaborations)

New York State Insurance Regulations UPDATED ACTUAL Exam Questions and CORRECT Answers
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July 2025

2024/2025

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New York State Insurance Regulations UPDATED ACTUAL Exam Questions and CORRECT Answers Insurance regulations - CORRECT ANSWER Takes place at the state level Disclosure Authorization - CORRECT ANSWER Is the responsibility of a producer (Agent) to explain to an applicant the various sources from which the insurer (Company) will obtain information regarding the applicants insurability
MGRADES
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Exam (elaborations)

New York Insurance Rules and Regulations UPDATED ACTUAL Exam Questions and CORRECT Answers
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July 2025

2024/2025

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New York Insurance Rules and Regulations UPDATED ACTUAL Exam Questions and CORRECT Answers Alien Insurer - CORRECT ANSWER An alien insurance an insurer organized under the laws of a country other than the United States (i.e., Sun Financial Services of Canada). Appointment - CORRECT ANSWER The authority given to an agent to transact business on behalf of the insurer is called appointment. Assumed Names - CORRECT ANSWER An assumed name is any name used by a person
MGRADES
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Exam (elaborations)

New York Private Investigator Regulations UPDATED ACTUAL Exam Questions and CORRECT Answers
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July 2025

2024/2025

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New York Private Investigator Regulations UPDATED ACTUAL Exam Questions and CORRECT Answers Who enforces the regulation of Private Investigators in New York State? - CORRECT ANSWER The New York State Secretary of State Who regulates Private Investigators in New York State - CORRECT ANSWER The New York State Department of State Division of Licensing What offense has been committed when a person operates as a PI without a license? - CORRECT ANSWER Class B Misdemeano
MGRADES
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Package deal

NEW YORK INSURANCE Exam Package Deal Questions and Verified Answers (2025 / 2026)
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July 2025
NEW YORK INSURANCE Exam Package Deal Questions and Verified Answers (2025 / 2026)
TheStar
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Exam (elaborations)

NY INDEPENDENT ADJUSTER EXAM 2025 QUESTIONS AND ANSWERS
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48

July 2025

2024/2025

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The crew of a ship is guilty of fraud with the intention of reaping gains at the expense of the owner. In ocean marine coverage, what is this called? (EX: Setting the ship on fire, diverting the ship from its course, or embezzlement of the cargo). - ANS Barratry. An aleatory contract is most accurately described by which of the following? - ANS It is a contract in which the performance of one party is contingent upon the occurrence of a fortuitous (accidental) event. Which of the following...
TheStar
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Exam (elaborations)

NY INSURANCE ADJUSTER EXAM 2025 QUESTIONS AND ANSWERS
Available in bundle

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July 2025

2024/2025

A+
Available in bundle
Under the farm forms, the maximum amount payable for a loss to a satellite dish is: - ANS The correct answer is: $1,000.. The State Insurance Fund provides workers compensation coverage for which of the following? - ANS The fund is for both those employers unable to obtain coverage and those purchasing coverage in the competitive market. Part I of the Workers Compensation Employer Liability Insurance Policy describes - ANS The insurer's duty to pay promptly, when due, the benefits requi...
TheStar
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Exam (elaborations)

NEW YORK ADJUSTER 1 EXAM 2025 QUESTIONS AND ANSWERS
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July 2025

2024/2025

A+
Available in bundle
Which type of Crop Insurance Policy insures the entire acreage rather than an individual crop? - ANS Adjusted Gross Revenue Mr. York had his pickup truck stolen while it was parked in a "no parking" zone outside his office. The value of the truck was $18,500. In addition, tools valued at $200, extra tires and hubcaps for the truck valued at $550 and a tarp worth $50 were in the truck. Mr. York has a collision deductible of $500 and a comprehensive deductible of $250. The insurance com...
TheStar
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Exam (elaborations)

NEW YORK INDEPENDENT ADJUSTER GENERAL TEST. EXAM 2025 QUESTIONS AND ANSWERS
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10

July 2025

2024/2025

A+
Available in bundle
All of the following statements are true regarding the Federal Employers Liability Act (FELA), EXCEPT: - ANS It provides workers' compensation coverage for employees working in federal government buildings. Property damage to an insured's work that arises out of the work and is part of the products- completed operations hazard, as defined in a commercial umbrella liability policy is: - ANS Usually excluded unless the work out of which the damage arose was done by a subcontractor rath...
TheStar
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Exam (elaborations)

NEW YORK INSURANCE EXAM 2025 QUESTIONS AND ANSWERS
Available in bundle

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21

July 2025

2024/2025

A+
Available in bundle
1 Copyright ©2025 THESTAR ALL RIGHTS RESERVED Information about the premium and policy limites, the identity and address of the named insured, and the policy period is found in which part of the insurance policy? - ANS Declaration page if an insured intentioanlly conceals a material fact on an application for insurance, the coverage may be: - ANS voided anyone who threatens, forces or corruptly influences, obstructs or impedes the due and proper administration of the fraud law relating t...
TheStar
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Exam (elaborations)

NEW YORK INSURANCE EXAM 2025 QUESTIONS AND ANSWERS
Available in bundle

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5

July 2025

2024/2025

A+
Available in bundle
Which of the following methods of providing workers compensation benefits are permitted by the state of New York? - ANS Qualifying as a self-insurer, purchasing benefits from a private insurer & Purchasing benefits from the New York workers compensation insurance fund Under workers compensation, claims for occupational diseases must be filled within ----after death or disability or within 2 years after the claimant knows or reasonably should have know that the disease is related to employme...
TheStar
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