New York Accident & Health
Insurance Exam Questions and
Answers 100% PASS
Agent Licesne—ANSWER--Noone can sell insurance without license but you dont need to
pass test if you are employees of licesed insurance agent wh do nt solicit, licensed attorneys,
actuaries or cpas who provid ino, regular salaried implyees who devote little tie, an agent
oof a graternal benefit society
- must be 18, pass 540 hr course
- pass state exam
- Application must be submiteed w in 2 years
- renewal every 2 years on birthday
Certificate of appointment—ANSWER--if a license is granted to an corporation, , only the
officers and directors named on the license can act as agents, but they can sub license
agents. Every time a new agent comes on boad, they need a certificate of appointment from
the state
License Term for Agent—ANSWER--2 years; can be suspended or revoked by superintendent,
terminated by insurer, fails to file a renewal application, it can be terminated;
, Must be able to be furnished on request, the head agent must display in the office; if no
certificate of appointment is filed, the license is inactive
Consultant—ANSWER--Allows a person with a license to charge a fee for providing advice
- if given to an indivual, it experires every 2 yrs on the birthday
- if issued to a business entity, it expires on March 31st for life insurance in an odd yyear and
general insurance in an even year
- can only recieve a fee if there's a written contract with the person they are providing advice
Adjuster License—ANSWER--acts on behalf of th insurer to investigata and sjust claims
arising under insurance contracts issued by the insurer
Non Resident—ANSWER--an individual who is a non resident of NY and who is licensed or
authorized to act as an insurance agent in the state in which he resides. If a licenced non
residnent moves to NY, he has 90 days to apply for his license w/o taking exam
Temporary License—ANSWER--Can be issued to spouse of deceased or next of kim from a
disability
Tremination of License—ANSWER--Can be done by superintendent for:
-providing incorrect or misleading materially untreu info in licesne app
-violating any insurance laws
- stealing money
- having been convicted of a felony
- any dihonest practices
© 2026 Copyright. All Rights Reserved. This document is
protected by copyright law, Copyrighted By Brittie Donald
Insurance Exam Questions and
Answers 100% PASS
Agent Licesne—ANSWER--Noone can sell insurance without license but you dont need to
pass test if you are employees of licesed insurance agent wh do nt solicit, licensed attorneys,
actuaries or cpas who provid ino, regular salaried implyees who devote little tie, an agent
oof a graternal benefit society
- must be 18, pass 540 hr course
- pass state exam
- Application must be submiteed w in 2 years
- renewal every 2 years on birthday
Certificate of appointment—ANSWER--if a license is granted to an corporation, , only the
officers and directors named on the license can act as agents, but they can sub license
agents. Every time a new agent comes on boad, they need a certificate of appointment from
the state
License Term for Agent—ANSWER--2 years; can be suspended or revoked by superintendent,
terminated by insurer, fails to file a renewal application, it can be terminated;
, Must be able to be furnished on request, the head agent must display in the office; if no
certificate of appointment is filed, the license is inactive
Consultant—ANSWER--Allows a person with a license to charge a fee for providing advice
- if given to an indivual, it experires every 2 yrs on the birthday
- if issued to a business entity, it expires on March 31st for life insurance in an odd yyear and
general insurance in an even year
- can only recieve a fee if there's a written contract with the person they are providing advice
Adjuster License—ANSWER--acts on behalf of th insurer to investigata and sjust claims
arising under insurance contracts issued by the insurer
Non Resident—ANSWER--an individual who is a non resident of NY and who is licensed or
authorized to act as an insurance agent in the state in which he resides. If a licenced non
residnent moves to NY, he has 90 days to apply for his license w/o taking exam
Temporary License—ANSWER--Can be issued to spouse of deceased or next of kim from a
disability
Tremination of License—ANSWER--Can be done by superintendent for:
-providing incorrect or misleading materially untreu info in licesne app
-violating any insurance laws
- stealing money
- having been convicted of a felony
- any dihonest practices
© 2026 Copyright. All Rights Reserved. This document is
protected by copyright law, Copyrighted By Brittie Donald
