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accumulation period/units - a $5,000 prem deposit in a VA in which the units are valued at $5, would purchase 1,000 accumulation units. New prem pmts change the number of accumulation units in a purchaser's account, and market fluctuations change each unit's value, so remember that both the number and value of accumulation units change Accumulation Phase - the period of time by which the owner of the contract pays in to the annuity; a beneficiary must be named if the policy owner dies dur...

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11 pages

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Michigan Variable Annuities Exam fully solved graded A+ 2023/2024 guaranteed a+ 1. What is a variable annuity? o A) A fixed income investment o B) An investment product that offers variable returns based on the performance of underlying assets o C) A guaranteed return product o D) A type of life insurance Answer: B) An investment product that offers variable returns based on the performance of underlying assets Rationale: Variable annuities allow policyholders to invest in various ...

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MICHIGAN VARIABLE ANNUITIES EXAM QUESTIONS ANSWERED CORRECTLY LATEST UPDATE 2026 Other names for pure life settlement - Answers -life income -life annuity What annuity settlement option produces the largest monthly income guaranteed for life? - Answers pure life settlement option second life contingency option - Answers life with period certain (ie. 10 years) so even if the annuitant does or does not die within that timeframe, insurer guarantees to continue the annuity payments to a named ...

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