- Study guides, Class notes & Summaries

Which dividend option would an insurer invest the policy owner's money and add any interest earnings as the dividends accrue? -Accumulation at Interest Option -Cash Dividend Option -Paid-Up Additions Option -One-Year Term Dividend Option The Accumulation at Interest Option - invests the policy owner's money and adds interest earnings to the initial amount of the dividends. Decreasing term life insurance is often used to? -provide retirement funds -provide coverage for a home...

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When are group disability benefits considered to be tax-free to the insured? - When the recipient pays the premiums An insurable interest in each other's lives may exist in absence of an economic interest when the individuals are - Marriage partners What is the elimination period of an individual disability policy? - Time period a disabled person must wait before benefits are paid What happens to interest earned if the annuitant dies before the payout start date? - It is taxable In whic...

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When are group disability benefits considered to be tax-free to the insured? Ans: When the recipient pays the premiums An insurable interest in each other's lives may exist in absence of an economic interest when the individuals are Ans: Marriage partners What is the elimination period of an individual disability policy? Ans: Time period a disabled person must wait before benefits are paid What happens to interest earned if the annuitant dies before the payout start date? ...

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A licensee just renewed his license. How much time will pass before he will have to renew it again? - 2 years How many eligible employees must be included in a contributory plan? - 75% All of the following are Nonforfeiture options EXCEPT - Interest only Federal law makes it illegal for any individual convicted of a crime involving dishonesty or breach of trust to work in the business of insurance affecting interstate commerce - Without receiving written consent from an insurance regulator...

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