- Study guides, Class notes & Summaries

Aetna Medicare - 2026 Individual MA/MAPD/DSNP - Mastery Test with correct answers 100% What is the main purpose of Chronic Condition Special Needs Plans (C-SNPs)? a. To support Medicare-eligible individuals with CMS-approved chronic conditions through tailored benefits and enhanced care coordination b. To replace all other Medicare Advantage plans by 2026 c. To offer temporary health plans for people recovering from surgery d. To provide basic Medicare coverage for all eligible ind...

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3 pages

Written in 2025/2026

Grade A+

Wairimumburia

Florida Blue - 2026 Certifications with correct answers 100% Pick the plan that best suits Connie's needs. Connie Jones is a 65-year-old female. She lives off of her investments with approximately 35K in annual income. She has no chronic conditions and takes only a few generic drugs. She does not travel often but wants emergency coverage when needed. - Correct AnswerClassic HMO Which plan is best for Jim? Jim Green is a 65-year-old male. He has a limited income, needs broad drug covera...

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5 pages

Written in 2026/2027

Grade A+

Blessedexams

Florida Insurance Exam with correct answers 100% 2026 The clause identifying which losses resulting from an accident or sickness are insured by the policy is called the: - Correct AnswerInsuring clause K applies for a life insurance policy on herself and submits the initial premium with the application. She is given a receipt by the agent stating

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14 items

Blessedexams

FL Life and Health Insurance 2-15 Study Exam (165 questions) with correct answers 100% 2026 N is covered by a Term Life policy and does not make the required premium payment which was due August 1. N dies September 15. What action will the insurer take? - Correct AnswerClaim will be denied. A contract where one party either accepts or rejects the terms of a contract written by another party is called a contract of - Correct Answeradhesion All of the following statements about Major Medi...

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19 pages

Written in 2026/2027

Grade A+

Blessedexams

Health Insurance Florida 2-40 Practice Exam Questions #2 with correct answers 100% Which of the following is NOT a form of medical insurance? -Business overhead expense -Surgical expense -Hospital expense -Long term care - Correct AnswerBusiness overhead expense (Explanation:Business Overhead Expense insurance is designed to reimburse a business for overhead expenses in the event a business owner becomes disabled. Expenses such as rent, utilities, telephone, equipment, employees' salari...

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96 pages

Written in 2026/2027

Grade A+

Blessedexams

Florida 2-15 Insurance License Exam with correct answers 100% 2026 Accumulation units are converted into annuity units: - Correct Answerat the time of annuity payout. A group life insurance plan in which the employer pays the entire premium is known as a ________________ plan. - Correct Answernoncontributory If a disabled worker covered under Social Security disability benefits recovers and then is disabled again within five years, a new waiting period is required before benefits begin ...

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16 pages

Written in 2026/2027

Grade A+

Blessedexams

PREP REVIEW EXAM: FLORIDA HEALTH LAWS AND RULES WITH CORRECT ANSWERS 100% 2026 An agent's license can be suspended or revoked by - Correct Answerwriting primarily controlled business What is the purpose of the Insurance Guaranty Fund Association? - Correct AnswerProtects policyowners against insolvent insurance companies Florida requires that coverage for newborns begins "from the moment of birth" and continues for - Correct Answer18 months What percentage of eligible perso...

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17 pages

Written in 2026/2027

Grade A

Blessedexams

Certification Exam: Florida Life and Health Pre-Licensing with correct answers 100% 2026 What percentage of eligible persons must be a policy cover in a noncontributory group? - Correct Answer100% In Florida, a health policy that is paid on a quarterly basis requires a grace period of - Correct Answer31 days T is an employee covered under a Group Life policy. If T's employment is terminated, the conversion privilege gives T the right to convert - Correct Answerto an individual polic...

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17 pages

Written in 2026/2027

Grade A+

Blessedexams

Blue Cross/Blue Shield - Questions w/ Answers with correct answers 100% 2026 What is a timely filling requirement? - Correct AnswerThe time frame a provider has to submit a claim. A______is correspondence sent from the insurance payer to the patient after they receive healthcare services to explain the status of a claim. - Correct AnswerExplanation of Benefits (EOB) Based on the Explanation of Benefits example below, what is the amount that is adjusted off by the provider? - Correct An...

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2 pages

Written in 2026/2027

Grade A+

Blessedexams

Florida Health and Life Insurance State Exam Practice Part 1 with correct answers 100% 2026 Which Accident and Health policy provision addresses preexisting conditions? - Correct AnswerTime Limit on Certain Defenses Which of the following individual health insurance policies will provide the broadest protection? - Correct AnswerMajor Medical Which of the following situations does NOT apply to the Florida Replacement Rule? - Correct AnswerAn existing policyholder purchases an additional...

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18 pages

Written in 2026/2027

Grade A+

Blessedexams

Florida Electrical Business Practice Exam with correct answers 100% 2026 Subcontractor Termination - Correct AnswerMaterials remain until subcontractor's work is complete Secondary Qualifying Agent - Correct AnswerSupervises electrical contracting at specific sites Real Estate Depreciation - Correct AnswerMay use a straight-line or accelerated method Notice of Commencement Extension - Correct AnswerWritten into the notice or job duration exceeds a year Long Lead Items - Corre...

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4 pages

Written in 2026/2027

Grade A+

Blessedexams

Florida Insurance Exam with correct answers 100% 2026 The clause identifying which losses resulting from an accident or sickness are insured by the policy is called the: - Correct AnswerInsuring clause K applies for a life insurance policy on herself and submits the initial premium with the application. She is given a receipt by the agent stating that coverage begins immediately if the application is approved. What kind of receipt was used? - Correct AnswerConditional A life insurance a...

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17 pages

Written in 2026/2027

Grade A+

Blessedexams

CERTIFICATION EXAM: FLORIDA PROPERTY AND CASUALTY PRE-LICENSING WITH CORRECT ANSWERS 100% 2026 An insured may appeal their cancellation by an insurer. If they wish to appeal they must do so in how many days? - Correct Answer20 DAYS After cancellation of the policy by the insurer, the insurer must send written or electronic notice of the termination to all holders of liens on the subject vehicle which lienholders are known to the insurer . They have how many days to do this? - Correct Answe...

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18 pages

Written in 2026/2027

Grade A+

Blessedexams

BCBSAL Medicare Products Assessment with correct answers 100% 2026 What is the approved Blue Advantage description? - Correct AnswerA Medicare-approved PPO plan True or false: Blue Advantage provides no coverage for prescription drugs - Correct Answerfalse In order for a beneficiary to be eligible for Blue Advantage, which of the following criteria are required? - Correct Answerall of the above are required True or false: If a beneficiary is interested in adding an additional layer ...

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2 pages

Written in 2026/2027

Grade A+

Blessedexams

Florida 2 15 Types of Health Insurance Policies with correct answers 100% 2026 What type of health plans are providers paid for services in advance, regardless of the services provided? - Correct Answerprepaid plans What types of injuries and services will be excluded from major medical coverage? - Correct AnswerInjuries caused by war, intentionally self-inflicted injuries, injuries covered by workers compensation, regular dental/vision/hearing care, custodial care, and elective cosmetic s...

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2 pages

Written in 2026/2027

Grade A+

Blessedexams

Exam Simulator FL-LH - FL Health and Life and Annuity wit correct answers 100% 2026 A non-contributory plan requires _________ participation of all eligible employees - Correct Answer100% A characteristic of preferred provider organizations (PPOS) would be: - Correct AnswerDiscounted fees for the patient Which of the following areas of state regulation is NOT protected by the saving clause in ERISA? - Correct AnswerCommerce Additional coverage can be added to a whole Life policy by ...

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46 pages

Written in 2026/2027

Grade A+

Blessedexams

Florida Blue HMO Assessment with correct answers 100% 2026 Given the following information about a beneficiary, what would you do to find out about a classic HMO plan offering in their area? - Correct AnswerLook up Seminole county in the materials provided by Florida Blue Medicare John Brown wants to switch from the Florida Blue Medicare Classic to join the Florida Blue Medicare Premier. He currently receives dialysis three times a week. Will a referral be required for his treatment? - Corr...

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2 pages

Written in 2026/2027

Grade A+

Blessedexams

Prepare for Florida Blue Certifications 2026 with an all-in-one study bundle designed for comprehensive exam review. Includes practice tests, questions, answers, and study material covering key Florida Blue HMO and PPO plans, individual coverage, Medicare products, benefits, provider networks, enrollment, member services, and certification topics.

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6 items

Registerednurse

Prepare for Florida Blue Certifications 2026 with a comprehensive exam-preparation resource featuring practice questions, answers, and focused study material. Review key topics related to Florida Blue health plans, benefits, HMO and PPO products, provider networks, Medicare plans, enrollment, member services, and compliance. Florida Blue provides online training and certification resources for agents, providers, and administrative staff

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5 pages

Written in 2026/2027

Grade A+

Registerednurse

Prepare for the Florida Blue Certification Exam 2026 with a comprehensive study resource featuring practice questions, answers, and exam-focused review. Cover key Florida Blue training topics, including health plan products, benefits, provider networks, enrollment, member resources, Medicare plans, PPO and HMO concepts, compliance, and plan-specific information. Florida Blue provides training resources for agents and providers, including product and benefit information and certification training...

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1 pages

Written in 2026/2027

Grade A+

Registerednurse

Prepare for the Florida Blue HMO Assessment 2026 with a focused study resource covering key HMO concepts, primary care providers, provider networks, referrals, covered services, copays, deductibles, coinsurance, preventive care, and member benefits. Florida Blue explains that its HMO plans use a primary care doctor to coordinate care and generally provide coverage through the plan’s network, except for emergencies.

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2 pages

Written in 2026/2027

Grade A+

Registerednurse