- Study guides, Class notes & Summaries

AUTOMOTIVE DAMAGE APPRAISERS TEST Questions and Correct Solutions 2024 Authority of the Auto Damage Appraiser Licensing Board (M.G.L. C. 26 Sec. 8G; 212 CMR 2.01) - Answer -2.01: Scope of Regulations (1) Purpose and Applicability. The purpose of 212 CMR 2.00 is to promote the public welfare and safety by improving the quality and economy of the appraisal and repair of damaged motor vehicles. Any licensed appraiser, individual or corporate entitywho employs licensed appraisers shall be bo...

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36 pages

Written in 2023/2024

Grade A+

mercylynneh

THE NEW YORK STATE PROPERTY AND CASUALTY EXAM Questions and Correct Solutions 2024 Ceding Insurer The insurer transferring the risk is called? Assuming insurer The insurer providing reinsurance to another insurance company is called? agent's contract with the principal because the principal grants authority to an agent through the agent's contract what documentation grants express authority to an agent? adhesion Insurance policies are not drawn up through negotiations, and an insure...

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24 pages

Written in 2023/2024

Grade A+

mercylynneh

NEW YORK AUTO EXAM 17-66 STUDY GUIDE with Verified Solutions 2024 All of the following are reasons that an adjuster should keep very detailed log notes, EXCEPT: - Answer - To produce notes that will support a fraudulent denial of claims. . The adjuster's log notes are used to determine negligent parties, to assist in detecting fraud, to become a part of the claims file, and to be used in future proceedings. The log notes are not intended to produce a fraudulent record to deny a claim. Wh...

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6 pages

Written in 2023/2024

Grade A+

mercylynneh

NEW YORK STATE PROPERTY AND CASUALTY INSURANCE EXAM with Verified Solutions 2024 Physical damage coverage under a garage policy is a blanket limit for covered auto, an accurate statement? - Answer -Yes; The dealer's physical damage limit would be done on a blanket limit basis. This would apply to comprehensive and collision losses to the auto inventory of the dealer. This is done because it is simply not practical to schedule each dealer owned vehicle for physical damage. This is general...

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14 pages

Written in 2023/2024

Grade A+

mercylynneh

CHAPTER 10 PROPERTY DAMAGE AND INVASION with Correct Solutions 2024 vandalism - Answer -Sometimes considered a form of criminal mischief, willful or malicious acts intended to damage property. Computer Fraud and Abuse Act (CFAA) - Answer -Federal legislation that criminalizes various types of cybercrime surreptitious remaining - Answer -A person has lawful access to the property but then remains until he or she no longer does, and intends to commit a crime. hacking - Answer -Breaking int...

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3 pages

Written in 2023/2024

Grade A+

mercylynneh

CHAPTER 2 - PART 2 – QUIZ Correctly Answered 2024 This document describes the roles and duties of a dual agent...? - Answer -NYS Disclosure Form Prior to January 1, 2011, which of the following was NOT permitted under New York State law...? - Answer -Advance consent to dual agency Only after January 1, 2011 was this permitted, as stated under Section 443 of the NYS Real Property Law...? - Answer -Advance consent to dual agency According to an Exclusive Right to Sell agreement, what pric...

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5 pages

Written in 2023/2024

Grade A+

mercylynneh

NY ADJUSTER PRACTICE EXAM with Correct Solutions 2024 1. The deductible does each of these EXCEPT: a. reduce loss costs b. lower premium costs c. indemnify the insured d. excludes payment for small claims - Answer -c. indemnify the insured 2. The Other Insurance Clause: a. prohibits other insurance on the same property b. upholds the principle of indemnity c. allows coverage for catastrophic losses d. allows more than one person to be insured under the policy - Answer -b. upholds the ...

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64 pages

Written in 2023/2024

Grade A+

mercylynneh

NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71 ACTUAL 2025/2026 Q&A 100% PASS Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to work. This "loss of use" is referred to as a: Direct loss Indirect loss Loss evaluation Consequential loss - Answer -Consequential loss When the rear of the vehicle is damaged and there is a gap between the trunk lid and the quarter panel, what else on the vehicle should the appraiser check? The center pillar Th...

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74 pages

Written in 2023/2024

Grade A+

mercylynneh

New York State Auto Damage and Theft Quiz 17-71 Latest Updated & Correctly Answered 2024/2025 Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to work. This "loss of use" is referred to as a: Direct loss Indirect loss Loss evaluation Consequential loss Correct Answer Consequential loss When the rear of the vehicle is damaged and there is a gap between the trunk lid and the quarter panel, what else on the vehicle should the appraiser check...

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35 pages

Written in 2023/2024

Grade A+

EXCELSTUVIA

New York Auto Exam 17-66 Questions And Verified Correct Answer In New York, insurers must maintain records pertaining to claims, rating, underwriting, marketing and other pertinent information for a period of: - ANSWER : The law requires that these records be maintained for inspection and/or review for at least six years. Which of the following relieves the financial burden on the claimant by making certain payments to the claimant even before the claim is negotiated? - ANSWER : A...

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7 pages

Written in 2023/2024

Grade A+

ACADEMICWISEGIANT

New York Auto Exam Questions And Verified Correct Answer In New York, insurers must maintain records pertaining to claims, rating, underwriting, marketing and other pertinent information for a period of: - ANSWER : The law requires that these records be maintained for inspection and/or review for at least six years. Which of the following relieves the financial burden on the claimant by making certain payments to the claimant even before the claim is negotiated? - ANSWER : Advance ...

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7 pages

Written in 2023/2024

Grade A+

ACADEMICWISEGIANT

Auto Damage Questions And Verified Correct Answer Which one of the following components is not considered part of vehicles front end? - ANSWER : Floor pan Which one of the following answer choices lists the three components that make up the front end sheet metal of an auto? - ANSWER : Grille hood and fenders The sound deadening panel that is sometimes attached to the inner hood panel is - ANSWER : The insulator pad Hood hinges are available - ANSWER : Separately from the hood ass...

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6 pages

Written in 2023/2024

Grade A+

ACADEMICWISEGIANT

New York State Auto Damage and Theft Questions And Verified Correct Answer 1. Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to work. This "loss of use" is referred to as a: Direct loss Indirect loss Loss evaluation Consequential loss - ANSWER : Consequential loss 2. When the rear of the vehicle is damaged and there is a gap between the trunk lid and the quarter panel, what else on the vehicle should the appraiser check? The cent...

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45 pages

Written in 2023/2024

Grade A+

ACADEMICWISEGIANT

New York State Auto Damage and Theft Quiz 17-71 Correctly Answered 2024/2024 New York State Auto Damage And Theft Verified Questions And Answers 2024/2025 New York State Auto Damage and Theft Adjuster Questions And Verified Answers 2024/2025 New York Auto Damage And Theft Exam Test 17-66 Study Questions And Answers 2024/2025 New York State Automoti

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10 items

PrimeStudyArchive

(New York State AUTO DAMAGE AND THEFT) Property and Casualty Insurance Exam TEST 2024/2025 Physical damage coverage under a garage policy is a blanket limit for covered auto, an accurate statement? - CORRECT ANSWER-Yes; The dealer's physical damage limit would be done on a blanket limit basis. This would apply to comprehensive and collision losses to the auto inventory of the dealer. This is done because it is simply not practical to schedule each dealer owned vehicle for physical d...

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13 pages

Written in 2023/2024

Grade A+

PrimeStudyArchive

New York State Auto Damage and Theft General Adjuster 17-70 Practice Questions And Answers 2024/2025 An employee has been asked to use his own personal vehicle to perform certain tasks on behalf of his employer. What coverage is used under the business auto policy to protect the employer for lawsuits when the employee has an accident that causes legal action against the employer? - CORRECT ANSWER-Employers non-ownership coverage. This coverage protects the employer and not the emplo...

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122 pages

Written in 2023/2024

Grade A+

PrimeStudyArchive

New York Auto Damage And Theft Adjuster Prep Questions And Correct Answers 2024/2025 Medical coverage under a personal auto policy will cover the insured if he/she is injured while: - CORRECT ANSWER-Passenger on a bus. EXPLANATION: Personal auto medical coverage is available to the policyholder or a family member (resident relative) injured while occupying, or as a pedestrian, struck by a motor vehicle or trailer designed for use on public roads. It also covers any other persons whil...

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5 pages

Written in 2023/2024

Grade A+

PrimeStudyArchive

New York Auto Damage And Theft Exam Test 17-66 Study Questions And Answers 2024/2025 All of the following are reasons that an adjuster should keep very detailed log notes, EXCEPT: - CORRECT ANSWER-To produce notes that will support a fraudulent denial of claims. . The adjuster's log notes are used to determine negligent parties, to assist in detecting fraud, to become a part of the claims file, and to be used in future proceedings. The log notes are not intended to produce a fraudu...

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5 pages

Written in 2023/2024

Grade A+

PrimeStudyArchive

New York State Auto Damage and Theft Adjuster Questions And Verified Answers 2024/2025 Medical coverage under a personal auto policy will cover the insured if he/she is injured while: - CORRECT ANSWER-Passenger on a bus. EXPLANATION: Personal auto medical coverage is available to the policyholder or a family member (resident relative) injured while occupying, or as a pedestrian, struck by a motor vehicle or trailer designed for use on public roads. It also covers any other persons wh...

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5 pages

Written in 2023/2024

Grade A+

PrimeStudyArchive

New York State Auto Damage and Theft Quiz 17-71 Correctly Answered 2024/2024 Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to work. This "loss of use" is referred to as a: Direct loss Indirect loss Loss evaluation Consequential loss - CORRECT ANSWER-Consequential loss When the rear of the vehicle is damaged and there is a gap between the trunk lid and the quarter panel, what else on the vehicle should the appraiser check? The center...

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31 pages

Written in 2023/2024

Grade A+

PrimeStudyArchive