Florida Home Inspector Licensing Exam
Questions And Correct Answers (Verified
Answers) Plus Rationales 2026 Q&A | Instant
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1. Which Florida statute primarily regulates home inspector
licensing?
A. Chapter 455, Florida Statutes
B. Chapter 471, Florida Statutes
C. Chapter 468, Part XV, Florida Statutes
D. Chapter 489, Florida Statutes
Chapter 468, Part XV specifically establishes licensing
requirements and standards for Florida home inspectors.
2. A Florida-licensed home inspector is required to maintain which
minimum insurance coverage?
A. $100,000 general liability only
B. $300,000 errors and omissions only
C. $300,000 errors and omissions or general liability
D. Workers’ compensation insurance
Florida law requires inspectors to carry at least $300,000 in E&O
or general liability insurance.
3. According to Florida Standards of Practice, a home inspection is:
A. A guarantee of future performance
B. A code compliance inspection
C. A visual examination of readily accessible systems
, D. A destructive examination
Home inspections are non-invasive, visual evaluations of
accessible components.
4. Which system is a Florida home inspector required to inspect?
A. Lawn irrigation systems
B. Solar pool heaters
C. Roof covering materials
D. Intercom systems
Roof coverings are a mandatory component under the Standards
of Practice.
5. Which item is a home inspector NOT required to inspect?
A. Electrical panels
B. HVAC systems
C. Plumbing fixtures
D. Septic system absorption fields
Inspectors are not required to inspect underground or concealed
septic components.
6. What does GFCI stand for?
A. Ground Fault Circuit Interrupter
B. Ground-Fault Circuit Interrupter
C. General Fault Current Indicator
D. Ground Frequency Circuit Interrupter
GFCIs are designed to protect people from electrical shock caused
by ground faults.
7. In Florida, which area most commonly requires GFCI protection?
A. Bedrooms
B. Living rooms
, C. Bathrooms
D. Attics
Bathrooms are considered wet locations and require GFCI
protection.
8. What is the primary purpose of a home inspection report?
A. To establish property value
B. To certify code compliance
C. To communicate observed conditions and defects
D. To approve the home for occupancy
Inspection reports document findings and inform clients of
conditions at the time of inspection.
9. Which roofing material is most common on residential homes in
Florida?
A. Slate
B. Wood shake
C. Asphalt shingles
D. Clay tile only
Asphalt shingles are widely used due to cost and availability.
10. Which condition is most conducive to wood-destroying
organism activity?
A. Dry, ventilated spaces
B. Cold temperatures
C. High moisture content
D. Direct sunlight
Moisture is the primary factor enabling fungal decay and insect
infestation.
Questions And Correct Answers (Verified
Answers) Plus Rationales 2026 Q&A | Instant
Download Pdf
1. Which Florida statute primarily regulates home inspector
licensing?
A. Chapter 455, Florida Statutes
B. Chapter 471, Florida Statutes
C. Chapter 468, Part XV, Florida Statutes
D. Chapter 489, Florida Statutes
Chapter 468, Part XV specifically establishes licensing
requirements and standards for Florida home inspectors.
2. A Florida-licensed home inspector is required to maintain which
minimum insurance coverage?
A. $100,000 general liability only
B. $300,000 errors and omissions only
C. $300,000 errors and omissions or general liability
D. Workers’ compensation insurance
Florida law requires inspectors to carry at least $300,000 in E&O
or general liability insurance.
3. According to Florida Standards of Practice, a home inspection is:
A. A guarantee of future performance
B. A code compliance inspection
C. A visual examination of readily accessible systems
, D. A destructive examination
Home inspections are non-invasive, visual evaluations of
accessible components.
4. Which system is a Florida home inspector required to inspect?
A. Lawn irrigation systems
B. Solar pool heaters
C. Roof covering materials
D. Intercom systems
Roof coverings are a mandatory component under the Standards
of Practice.
5. Which item is a home inspector NOT required to inspect?
A. Electrical panels
B. HVAC systems
C. Plumbing fixtures
D. Septic system absorption fields
Inspectors are not required to inspect underground or concealed
septic components.
6. What does GFCI stand for?
A. Ground Fault Circuit Interrupter
B. Ground-Fault Circuit Interrupter
C. General Fault Current Indicator
D. Ground Frequency Circuit Interrupter
GFCIs are designed to protect people from electrical shock caused
by ground faults.
7. In Florida, which area most commonly requires GFCI protection?
A. Bedrooms
B. Living rooms
, C. Bathrooms
D. Attics
Bathrooms are considered wet locations and require GFCI
protection.
8. What is the primary purpose of a home inspection report?
A. To establish property value
B. To certify code compliance
C. To communicate observed conditions and defects
D. To approve the home for occupancy
Inspection reports document findings and inform clients of
conditions at the time of inspection.
9. Which roofing material is most common on residential homes in
Florida?
A. Slate
B. Wood shake
C. Asphalt shingles
D. Clay tile only
Asphalt shingles are widely used due to cost and availability.
10. Which condition is most conducive to wood-destroying
organism activity?
A. Dry, ventilated spaces
B. Cold temperatures
C. High moisture content
D. Direct sunlight
Moisture is the primary factor enabling fungal decay and insect
infestation.
