GA Property and Casualty Exam 2026 Practice
Questions 109 Items with Verified Solution
Explanations Latest Update
The arbitrati0n clause in a pers0nal aut0 p0licy w0uld be used in which 0f the
f0ll0wing circumstances?
A. The ins c0mpany and a pedestrian struck by the insured's aut0 cann0t
reach an agreement regarding the settlement 0f a claim.
B. The insured and an injured 3rd party cann0t reach an agreement regarding
the settlement 0f a claim.
C. The c0urt have ruled against an injured 3th party. - c0rrect answers ✅B.
The insured and an injured 3rd party cann0t reach an agreement regarding
the settlement 0f a claim.
Which 0f the f0ll0wing b0nds pr0tects an empl0yer fr0 the acti0ns 0f dish0nest
empl0yees?
A. Surety
B. Fidelity - c0rrect answers ✅B.Fidelity
,GA Property and Casualty Exam 2026 Practice
Questions 109 Items with Verified Solution
Explanations Latest Update
A dwelling has been vacant f0r m0re than 60 c0nsecutive days. Which 0f the
f0ll0wing w0uld m0st likely N0T be c0vered?
A. Vandalism
B. Sm0ke
C. Fire
D. Falling 0bjects - c0rrect answers ✅A. Vandalism
While in her backyard, Susan injuries her f00t 0n a rake left by her
landscapers. What part 0f the CGL p0licy will pr0tect the 0wner 0f the
landscaping c0mpany?
A. 0perati0ns exp0sure
B. Pr0ducts Liability
C. C0mpleted 0perati0ns liability
D. Premises exp0sure - c0rrect answers ✅A. 0perati0ns exp0sure
,GA Property and Casualty Exam 2026 Practice
Questions 109 Items with Verified Solution
Explanations Latest Update
Premium c0mputati0n is f0und in which secti0n 0f the w0rkers' c0mpensati0n
p0licy?
A. Part 3
B. Part 5
C. Part 1
D. Part 2 - c0rrect answers ✅B. Part 5
0nce an injured empl0yee has received benefits pr0vided under w0rkers'
c0mpensati0n, that empl0yee may n0t file a suit against her empl0yer t0 gain
additi0nal benefits. This is the def. 0f
A. C0ntribut0ry negligence
B. the fell0w servant rule
C. Assumpti0n 0f risk
D. Exclusive remedy - c0rrect answers ✅D. executive remedy
, GA Property and Casualty Exam 2026 Practice
Questions 109 Items with Verified Solution
Explanations Latest Update
The purp0se 0f the basic extended rep0rting peri0d in a c0mmercial general
liability (CGL) " claims-made" p0licy is t0 pr0vide
A. additi0nal time f0r the insured t0 make m0nthly rep0rts 0f inf0rmati0n f0r
rating purp0ses
B. c0verage f0r events that have happened bef0re the p0licy became effective
C. c0verage f0r events that happened up t0 5yrs after a claims-made p0licy
has expired
D C0verage f0r events that have happened after the retr0active date, but
which were n0t within 60days 0f p0licy expirati0n - c0rrect answers ✅D.
C0verage f0r events that have happened after the retr0active date, but which
were n0t within 60days 0f p0licy expirati0n
What is the purp0se 0f the empl0yer's liability secti0n 0f a w0rkers' c0mp plicy
( part 2) ?
A. pay f0r lawsuits filed by an empl0yer
B. Pay f0r benefits that are n0rmally required by state w0rkers' c0mp laws
Questions 109 Items with Verified Solution
Explanations Latest Update
The arbitrati0n clause in a pers0nal aut0 p0licy w0uld be used in which 0f the
f0ll0wing circumstances?
A. The ins c0mpany and a pedestrian struck by the insured's aut0 cann0t
reach an agreement regarding the settlement 0f a claim.
B. The insured and an injured 3rd party cann0t reach an agreement regarding
the settlement 0f a claim.
C. The c0urt have ruled against an injured 3th party. - c0rrect answers ✅B.
The insured and an injured 3rd party cann0t reach an agreement regarding
the settlement 0f a claim.
Which 0f the f0ll0wing b0nds pr0tects an empl0yer fr0 the acti0ns 0f dish0nest
empl0yees?
A. Surety
B. Fidelity - c0rrect answers ✅B.Fidelity
,GA Property and Casualty Exam 2026 Practice
Questions 109 Items with Verified Solution
Explanations Latest Update
A dwelling has been vacant f0r m0re than 60 c0nsecutive days. Which 0f the
f0ll0wing w0uld m0st likely N0T be c0vered?
A. Vandalism
B. Sm0ke
C. Fire
D. Falling 0bjects - c0rrect answers ✅A. Vandalism
While in her backyard, Susan injuries her f00t 0n a rake left by her
landscapers. What part 0f the CGL p0licy will pr0tect the 0wner 0f the
landscaping c0mpany?
A. 0perati0ns exp0sure
B. Pr0ducts Liability
C. C0mpleted 0perati0ns liability
D. Premises exp0sure - c0rrect answers ✅A. 0perati0ns exp0sure
,GA Property and Casualty Exam 2026 Practice
Questions 109 Items with Verified Solution
Explanations Latest Update
Premium c0mputati0n is f0und in which secti0n 0f the w0rkers' c0mpensati0n
p0licy?
A. Part 3
B. Part 5
C. Part 1
D. Part 2 - c0rrect answers ✅B. Part 5
0nce an injured empl0yee has received benefits pr0vided under w0rkers'
c0mpensati0n, that empl0yee may n0t file a suit against her empl0yer t0 gain
additi0nal benefits. This is the def. 0f
A. C0ntribut0ry negligence
B. the fell0w servant rule
C. Assumpti0n 0f risk
D. Exclusive remedy - c0rrect answers ✅D. executive remedy
, GA Property and Casualty Exam 2026 Practice
Questions 109 Items with Verified Solution
Explanations Latest Update
The purp0se 0f the basic extended rep0rting peri0d in a c0mmercial general
liability (CGL) " claims-made" p0licy is t0 pr0vide
A. additi0nal time f0r the insured t0 make m0nthly rep0rts 0f inf0rmati0n f0r
rating purp0ses
B. c0verage f0r events that have happened bef0re the p0licy became effective
C. c0verage f0r events that happened up t0 5yrs after a claims-made p0licy
has expired
D C0verage f0r events that have happened after the retr0active date, but
which were n0t within 60days 0f p0licy expirati0n - c0rrect answers ✅D.
C0verage f0r events that have happened after the retr0active date, but which
were n0t within 60days 0f p0licy expirati0n
What is the purp0se 0f the empl0yer's liability secti0n 0f a w0rkers' c0mp plicy
( part 2) ?
A. pay f0r lawsuits filed by an empl0yer
B. Pay f0r benefits that are n0rmally required by state w0rkers' c0mp laws
