12/11/25, 8:30 AM Florida Claims Adjuster Exam Questions & Answers | 100% Verified solutions |Questions with Correct Answers 2025 latest update!…
Florida Claims Adjuster Exam Questions & Answers | 100%
Verified solutions |Questions with Correct Answers 2025
latest update!!
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Terms in this set (206)
Frank owned a home that was destroyed by D. All listed interests
a hurricane. Both ABC and XYZ Banks were Remember that the insurer is not responsible to know the degrees of interest. In the
listed as additional interests on his event of a loss, one payment is made by the insurer and it is up to the additional
homeowner policy. The insurance company interests on working out their share.
will make a payment to:
A. The first mortgagee, ABC
B. The Insured
C. Jointly to ABC and XYZ
D. All listed interests
Insurance applies separately to each A. Severability
insured as if other insureds did not exist.
This is defined as:
A. Severability
B. Conditional
C. Warranty
D. None of the above
Property insurance policies usually contain B. Abandonment
a(n) __________ clause, stating the insured
cannot dump damaged property on the
insurer and demand its full value:
A. Pro Rata
B. Abandonment
C. Liberalization
D. All of the above
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A(n) __________ is one wherein economic loss D. Insurable Interest
would be suffered from an adverse
happening to the subject:
A. Conditional Contract
B. Personal Contract
C. Economic Contract
D. Insurable Interest
States that if the insurer adopts a revision D. Liberalization
which would broaden coverage without The time frame is typically 60 days.
additional premium within some period of
time prior to the policy period or during
the policy period, the insured receives the
benefit of such broadened coverage.
A. Cancellation Clause
B. Policy Period
C. Pro Rata
D. Liberalization
The __________ states that when there is an A. Doctrine of Proximate Cause
unbroken connection between an For example, if a property insurance policy covers the peril of fire but further
occurrence and damage that grows out of damage is caused by smoke, water used to extinguish, and the process of moving
the occurrence, then the resultant damage property away - fire is considered to be the proximate cause of all of the damage.
is all a part of the occurrence.
A. Doctrine of Proximate Cause
B. Doctrine of Perils & Hazards
C. Insurance Policy Handbook
D. Doctrine of Property Insurance
The Loss Settlement Valuation that A. Actual Cash Value
subtracts an allowance for depreciation is
defined as?
A. Actual Cash Value
B. Replacement Cost
C. "Old for New"
D. None of the Above
A policy condition, either based on A. Warranty
information in the insured's application or
inserted by the insurer, is defined as:
A. Warranty
B. Misrepresentation
C. Concealment
D. None of the Above
The following are basic characteristics of a C. Loss of Settlement Contract
property or liability insurance contract,
except:
A. Personal Contract
B. Conditional Contract
C. Loss of Settlement Contract
D. Contract of Adhesion
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The Insurer's responsibility to pay for a A. Conditional Contract
property loss may be conditioned on the "may be conditioned"
insured having used reasonable means to
avoid the loss, to protect the property
against further loss, and to give the insurer
proof of the loss is defined as?
A. Conditional Contract
B. Adhesion Contract
C. Indemnity Contract
D. All of the Above
Which of the following is not one of the B. Temporary Injury of the Insured
"Thresholds" in the "No-Fault" law? Also included: permanent injury other than scarring and disfigurement
A. Death of the Insured
B. Temporary Injury of the Insured
C. A permanent loss of a bodily function
D. Permanent scarring on the face of the
insured
Under Mechanical Breakdown Coverage, A. 36 Months/36,000 Miles
new cars are eligible for service up to: Used vehicles: 12 Months/12,000 Miles
A. 36 Months/36,000 Miles
B. 24 Months/36,000 Miles
C. 12,000 Months/12,000 Miles
D. 12 Months/36,000 Miles
If financial responsibility doesn't exist at the C. Both A & B
time of an accident, which of the following
things must happen to avoid penalties?
A. The legally valid claims of others must
be satisfied (up to 10/20/10)
B. The owner and operator must provide
certification of future responsibility for
future accidents
C. Both A & B
D. None of the Above
As to required proof for future accidents B. 3
by purchase of auto liability insurance, the
insurer must make a filing (Form SR-22)
certifying that coverage is in effect, and this
certification must remain on file for __________
years:
A. 1
B. 3
C. 4
D. 2
The Business Automobile Policy includes all B. The Trailer Interchange Coverage Form
of the following coverage forms except:
A. The Garage Coverage Form
B. The Trailer Interchange Coverage Form
C. The Truckers Coverage Form
D. The Business Auto Coverage Form
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Florida Claims Adjuster Exam Questions & Answers | 100%
Verified solutions |Questions with Correct Answers 2025
latest update!!
Save
Students also studied
MB (ASCP) Exam TTU Anatomy Practical #3 Alabama Fire College FF 1&2 Compr... Fire fin
205 terms 272 terms 647 terms 20 terms
nika_david Preview madelinemthiel Preview andreygfc1 Preview cell
Terms in this set (206)
Frank owned a home that was destroyed by D. All listed interests
a hurricane. Both ABC and XYZ Banks were Remember that the insurer is not responsible to know the degrees of interest. In the
listed as additional interests on his event of a loss, one payment is made by the insurer and it is up to the additional
homeowner policy. The insurance company interests on working out their share.
will make a payment to:
A. The first mortgagee, ABC
B. The Insured
C. Jointly to ABC and XYZ
D. All listed interests
Insurance applies separately to each A. Severability
insured as if other insureds did not exist.
This is defined as:
A. Severability
B. Conditional
C. Warranty
D. None of the above
Property insurance policies usually contain B. Abandonment
a(n) __________ clause, stating the insured
cannot dump damaged property on the
insurer and demand its full value:
A. Pro Rata
B. Abandonment
C. Liberalization
D. All of the above
https://quizlet.com/1121127168/florida-claims-adjuster-exam-questions-answers-100-verified-solutions-questions-with-correct-answers-2025-latest-up… 1/29
,12/11/25, 8:30 AM Florida Claims Adjuster Exam Questions & Answers | 100% Verified solutions |Questions with Correct Answers 2025 latest update!…
A(n) __________ is one wherein economic loss D. Insurable Interest
would be suffered from an adverse
happening to the subject:
A. Conditional Contract
B. Personal Contract
C. Economic Contract
D. Insurable Interest
States that if the insurer adopts a revision D. Liberalization
which would broaden coverage without The time frame is typically 60 days.
additional premium within some period of
time prior to the policy period or during
the policy period, the insured receives the
benefit of such broadened coverage.
A. Cancellation Clause
B. Policy Period
C. Pro Rata
D. Liberalization
The __________ states that when there is an A. Doctrine of Proximate Cause
unbroken connection between an For example, if a property insurance policy covers the peril of fire but further
occurrence and damage that grows out of damage is caused by smoke, water used to extinguish, and the process of moving
the occurrence, then the resultant damage property away - fire is considered to be the proximate cause of all of the damage.
is all a part of the occurrence.
A. Doctrine of Proximate Cause
B. Doctrine of Perils & Hazards
C. Insurance Policy Handbook
D. Doctrine of Property Insurance
The Loss Settlement Valuation that A. Actual Cash Value
subtracts an allowance for depreciation is
defined as?
A. Actual Cash Value
B. Replacement Cost
C. "Old for New"
D. None of the Above
A policy condition, either based on A. Warranty
information in the insured's application or
inserted by the insurer, is defined as:
A. Warranty
B. Misrepresentation
C. Concealment
D. None of the Above
The following are basic characteristics of a C. Loss of Settlement Contract
property or liability insurance contract,
except:
A. Personal Contract
B. Conditional Contract
C. Loss of Settlement Contract
D. Contract of Adhesion
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, 12/11/25, 8:30 AM Florida Claims Adjuster Exam Questions & Answers | 100% Verified solutions |Questions with Correct Answers 2025 latest update!…
The Insurer's responsibility to pay for a A. Conditional Contract
property loss may be conditioned on the "may be conditioned"
insured having used reasonable means to
avoid the loss, to protect the property
against further loss, and to give the insurer
proof of the loss is defined as?
A. Conditional Contract
B. Adhesion Contract
C. Indemnity Contract
D. All of the Above
Which of the following is not one of the B. Temporary Injury of the Insured
"Thresholds" in the "No-Fault" law? Also included: permanent injury other than scarring and disfigurement
A. Death of the Insured
B. Temporary Injury of the Insured
C. A permanent loss of a bodily function
D. Permanent scarring on the face of the
insured
Under Mechanical Breakdown Coverage, A. 36 Months/36,000 Miles
new cars are eligible for service up to: Used vehicles: 12 Months/12,000 Miles
A. 36 Months/36,000 Miles
B. 24 Months/36,000 Miles
C. 12,000 Months/12,000 Miles
D. 12 Months/36,000 Miles
If financial responsibility doesn't exist at the C. Both A & B
time of an accident, which of the following
things must happen to avoid penalties?
A. The legally valid claims of others must
be satisfied (up to 10/20/10)
B. The owner and operator must provide
certification of future responsibility for
future accidents
C. Both A & B
D. None of the Above
As to required proof for future accidents B. 3
by purchase of auto liability insurance, the
insurer must make a filing (Form SR-22)
certifying that coverage is in effect, and this
certification must remain on file for __________
years:
A. 1
B. 3
C. 4
D. 2
The Business Automobile Policy includes all B. The Trailer Interchange Coverage Form
of the following coverage forms except:
A. The Garage Coverage Form
B. The Trailer Interchange Coverage Form
C. The Truckers Coverage Form
D. The Business Auto Coverage Form
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