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WGU C785 Final Exam With All The Correct Answers 2024 best solutions wgu c785 already passed

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Hemophilia Pedigree - Father has hemophilia, mother does not. What is the outcome for their kids? - CORRECT ANSWERS His daughters would be carriers. This is x-link recessive. Autosomal: Dominant: - CORRECT ANSWERS Autosomal: males and females equally affected. Dominant: non-carrier parents polymerase chain reaction (PCR) - CORRECT ANSWERS The process of copying DNA in the lab. Uses Template DNA, Nucleotides (dNTPS), DNA Polymerase, and DNA primers. 3 Steps of PCR - CORRECT ANSWERS 1. Denaturation: DNA is heated to 95C to separate it. 2. Annealing: reaction is cooled to 50C; primers stick to the DNA you want to copy and add DNA polymerase. 3. Elongation: reaction heated to 70C and DNA polymerase, adding nucleotides building a new DNA strand. Base Excision Repair (BER) - CORRECT ANSWERS How you repair a mutation. BER is used to repair damage to a base caused by harmful molecules. You remove the base that is damaged and replace it. *BER removes a single nucleotide* DNA glycolsylase - sees damaged DNA and removes it. DNA polymerase-puts the right one back in while DNA ligase seals it. Mismatch repair (MMR) occurs during: - CORRECT ANSWERS replication. DNA polymerase proofreads but sometimes a mismatch pair gets through. MMR removes a large section of the nucleotides from the new DNA and DNA polymerase tries again. (Ex: C-T instead of C-A) Mismatch Repair corrects what kind of DNA damage? - CORRECT ANSWERS When a base is mismatched due to errors in replication. Such as G-T instead of G-C. DNA polymerase comes by and fixes it. What happens when DNA polymerase binds to DNA to make RNA? - CORRECT ANSWERS TRANSCRIPTION! DNA polymerase takes the individual nucleotides and matches them to the parental sequences to ensure a correct pair. It must bind with RNA primer to work. What is needed for DNA replication? - CORRECT ANSWERS DNA polymerase Nonsense Mutation - CORRECT ANSWERS Change in 1 nucleotide produces a STOP codon Stop= nonsense because it is no more. Silent Mutation - CORRECT ANSWERS Change in 1 nucleotide but codes for the same amino acid. Silent= the change doesn't change the name of the protein Missense Mutation - CORRECT ANSWERS Change in 1 nucleotide leads to a code for a different amino acid. Missense = mistake was made. What happends during RNA splicing? - CORRECT ANSWERS During RNA splicing introns are cut out, the remaining exons are joined together. 5'ATG AGT CTC TCT 3' Find the DNA template strand. - CORRECT ANSWERS 3'TAC TCA GAG AGA 5' The DNA template strand is complimentary. So start with the opposite number, then go L-R with the complimentary letter. 5'ATG AGT CTC TCT 3' What is the corresonding mRNA sequence? - CORRECT ANSWERS 5'AUG AGU CUC UCU 3' This sequence is the same as the coding strand except T changes to U because it is RNA. RNA doesn't have T. How would a mutation from CTC to ATC affect the protein sequence? (CTC/ATC - coding strand, AUC - mRNA strand) - CORRECT ANSWERS This will make a missense mutation because it changes the name of the protein. (look at the chart provided.) missense = mistake DNA replication process - CORRECT ANSWERS DNA -Transcription - RNA - Translation - Polypeptide Describe how you would find what ionized Alanine looks like. - CORRECT ANSWERS This is an amino acid. Look for the "R" group. Alanine is a hydrophobic amino acid that has CH3. It is a weak interaction. An ionized acid will have a + or - charge. Describe what causes the misfolding of protein in Alzheimer's Disease. - CORRECT ANSWERS Protein misfolding is caused by intracellular tangles and extracellular plaques (senile plaques) caused by abnormal protein aggregation. TAU is fibrous material inside cells where the connections are lost. This becomes defective and forms filaments in the neuron. Amyloid-Beta is a large precursor protein in the cell. Excess amyloid-beta creates senile plaques. This starts in the hippocampus and moves up. Describe the process of neurodegenerative protein aggregation. - CORRECT ANSWERS Alzheimer's is the most common neurodegenerative disease. The formation of aggregated amyloid-beta fibers is another characterisitc of Alzheimer's. However, neurodegeneration and memory loss can be detected before amyloid fibers accumulate in the brain. What are the molecules that help denatured proteins with folding? - CORRECT ANSWERS Molecular chaperones are protein helpers. They bind to the newly made polypeptide and enable proper folding. Proper protein folding is vital b/c proteins that do not fold properly can lead to a variety of diseases. Normally, the chaperones that help new proteins fold can also help misfolded proteins refold into the correct structure. Genetic mutations that substitute one amino acid for another can cause incorrect folding. What are the 4 levels of protein structure? - CORRECT ANSWERS 1. Primary-chain of amino acids. PEPTIDE bonds form a polypeptide chain. This is a covalent bond (very strong) and does not denature. 2. Secondary-alpha helix and beta sheet. HYDROGEN bonds that contain the carboxyl group and amino groups. Denatured by salt and pH change. 3. Tertiary-side chain interaction (R group). Changes are seen with high temp, salt, change in pH, and reducing agents. (ex: sickle cell, arthritis, hemophilia) 4. Quarternary-more than 1 polypeptide. Change seen with increased temp. (Ex: Hgb) Hydrogen bonds are formed from - CORRECT ANSWERS 2 polar amino acids. (Contains Oxygen and nitrogen-OH, NH, NH2. On exterior surface) What structure would be unaffected by complete denaturation of its multi-subunit? - CORRECT ANSWERS PRIMARY. Peptide bonds are strong and covalent. The primary structure is located at the backbone and does not denature. What is the simplest way to denature a protein? - CORRECT ANSWERS Heat it up. The tertiary structure is hydrophobic. The tertiary structure is a protein structure stabilized primarily by the hydrophobic effect. What is the secondary structure made up of? - CORRECT ANSWERS Alpha helixes and beta sheets Describe what is meant by "induced fit" of a substrate and enzyme. - CORRECT ANSWERS The substrate and active site are somewhat complementary prior to substrate binding. Many enzymes will adjust their active site conformation slightly as the substrate binds to improve the fit. When the molecule is recognized as the substrate, the enzyme will adjust to form itself around the substrate more tightly to facilitate the reaction it catalyzes. Describe the Substrate-enzyme complex. - CORRECT ANSWERS Each substrate binds to an active site, producing an enzyme-substrate complex. The geometric and

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WGU C785 Fin S
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WGU C785 Fin s

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XCEL Florida Insurance Exam questions and
correct answers
What is the name of the law that requires insurers to disclose information gathering
practices and where the information is obtained - ANSWERS Fair Credit Reporting Act

Which of these describe a participating insurance policy - ANSWERS Policy owners
are entitled to receive dividends

Who elects the governing body of a mutual insurance company - ANSWERS
Policyholders

Which of the following requires insurer to disclose when an applicant's consumer credit
history is being investigated - ANSWERS Fair Credit Reporting Act

A group owned insurance company that is formed to assume and spread the liability
risk of it's members is know as a - ANSWERS risk retention group

Which of the following requires insurers to disclose when an applicant consumer or
Credit history is being investigated? - ANSWERS 1970 Fair Credit Reporting Act

When a policy pays dividends to it policyholders, it is said to be - ANSWERS
participating

An Insurance applicant MUST be informed of an investigation regarding his/her
reputation and character according to the: - ANSWERS Fair Credit Reporting Act

What type of risk is the only insurable risk - ANSWERS Pure Risk

Prue Risk - ANSWERS Is a situation that can only result in a loss, there is no
opportunity for financial gain

What year was the McCarran-Ferguson Act enacted - ANSWERS 1945

The McCarran-Ferguson Act was enacted in 1945 and made it clear that continued
regulation of insurance by the states was in the public's best interest

What type of reinsurance contract involves two companies automatically sharing their
risk exposure? - ANSWERS Treaty

A nonprofit incorporated society that does not have capital stock and operates for the
sole benefits of its members is known as - ANSWERS A fraternal benefit society

, At what point must a life insurance applicant be informed of their rights that fall under
the Fair Credit Reporting Act - ANSWERS Upon completion of the application.

A contract where one party either accepts or rejects the terms of a contract written by
another is called a contract of - ANSWERS adhesion

insurance policies are offered on a "take it or leave it" basis, which make them -
ANSWERS Contracts of adhesion

If a contract of adhesion contains complicated language, to whom would the
interpretation be in favor of - ANSWERS Insured

A policy of adhesion can only be modified by whom - ANSWERS The insurance
company.
(A policy of adhesion is best described as a policy which only the insurance company
can modify.)

At what point does an informal agreement become a binding contract - ANSWERS
When consideration is provided by one of the parties of the contract.

A life insurance policy would be considered a wagering contract WITHOUT -
ANSWERS Insurable interest

Statements made on an insurance application that are believed to be true to the best of
the applicant's knowledge are called: - ANSWERS Representations

in an insurance contract, the insurer is the only party who makes a legally enforceable
promise. What kind of contract is this? - ANSWERS Unilateral

taking receipt of premiums and holding them for the insurance company is an example
of: - ANSWERS Fiduciary responsibility

Which of these require and offer, acceptance, and consideration? - ANSWERS
Contract

Who makes the legally enforceable promises in a unilateral insurance policy? -
ANSWERS Insurance company

Which of these is not a type of agent authority? - ANSWERS Principal

Which of these is considered a statement that is assured to be true in every respect? -
ANSWERS Warranty

When must insurable interest exist for a life insurance contract to be valid? -
ANSWERS Inception of the contract

, Which of these is NOT considered to be an element of an insurance contract -
ANSWERS Negotiating

What type of insurance offers permanent life coverage with premiums that are payable
for life? - ANSWERS Whole Life

When is the face amount of a Whole Life policy paid? - ANSWERS When the insured
dies or at the policy's maturity date.

A life insurance policy that provides a policyowner with cash value along a level face
amount is called.. - ANSWERS Whole Life

Which statement about whole life policy is correct? - ANSWERS Cash Value May be
borrowed against

Which of these Characteristics is consistent with a Straight Life policy - ANSWERS
Premiums are payable for as long as their is insurance coverage in force.

Tonya would like to be4 assured $10,000 is available in 10 years to replace a roof on
his house. What kind of $10,000 policy should she get - ANSWERS 10 year
Endowment

Kay pays on a $20,000 20-year Endowment Policy for 10 years and dies from an
automobile accident. How much will the insurance pay. - ANSWERS 20,000 death
benefits

Life insurance that covers an insured's whole lie with leve premiums paid over a limited
time is called... - ANSWERS limited-pay life

how long does the coverage normally remain on a limited pay life policy? - ANSWERS
Age 100

what type of policy would offer a 40-year old the quickest accumulation of cash value. -
ANSWERS 20- pay life

Naya is a 40- year old applicant who would like to retire at 70. He is looking to buy a life
insurance policy with level premiums, permanent protection and be paid-up at
retirement. Which of these should she purchase - ANSWERS 30-Pay Life

A 40 year old would like to purchase a Whole Life policy that will accumulate ah value
at a faster rate in the early years of the policy. With statement is correct. - ANSWERS
20-pay life accumulates faster then cash value faster than Straight Life.

What kind of policy has premium that stays fixed for the first five years then increases
in year 6 and stays level thereafter. Death benefits stays the same. - ANSWERS
Modified whole life

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