insurance certificate exam newest 2025/2026 with
complete Questions and correct answers |already
Graded a+||Brand new Version!
The expense for an autopsy covered under the physical exam and autopsy
provision is paid by
a. the estate of the insured
b. the insurer
c. the beneficiary
d. the limits of coverage under the health insurance policy - answer-insurer
which of the following statements is TRUE regarding an annuitant?
a. the annuitant may be a corp
b. the annuitant is also beneficiary under the annuity
c. the annuitant must be a natural person
d. the annuitant must also be the owner of the annuity - answer-the annuitant
must be a natural person
an underwriter must review an applicant with an extensive medical history.
which document would give the underwriter a better understanding of how
the insured was treated for various illnesses?
a. attending physicians statement
b. physicians review
, c. individual medical summary
d comprehensive medical history - answer-attending physicians statement
which of the following provisions or options protects the insured from an
unintentional policy lapse due to a nonpayment of premium
a. automatic premium loan
b. reinstatement provision
c. extended term option
d. reduced paid up nonforfeiture option - answer-automatic premium loan
all other factors being equal, how would premium in a survivorship life policy
compare to the premium in a joint life policy?
a. it will be the same
b. it will be half the amount
c. it will be lower
d. it will be higher - answer-it will be lower
Which health insurance provision describes the insured's right to cancel
coverage?
a. renewal provision
b. policy duration provision
c. insuring clause
d. cancellation provision - answer-cancellation provision
Which document is used to assess risk associated with an applicant lifestyle
and character?
complete Questions and correct answers |already
Graded a+||Brand new Version!
The expense for an autopsy covered under the physical exam and autopsy
provision is paid by
a. the estate of the insured
b. the insurer
c. the beneficiary
d. the limits of coverage under the health insurance policy - answer-insurer
which of the following statements is TRUE regarding an annuitant?
a. the annuitant may be a corp
b. the annuitant is also beneficiary under the annuity
c. the annuitant must be a natural person
d. the annuitant must also be the owner of the annuity - answer-the annuitant
must be a natural person
an underwriter must review an applicant with an extensive medical history.
which document would give the underwriter a better understanding of how
the insured was treated for various illnesses?
a. attending physicians statement
b. physicians review
, c. individual medical summary
d comprehensive medical history - answer-attending physicians statement
which of the following provisions or options protects the insured from an
unintentional policy lapse due to a nonpayment of premium
a. automatic premium loan
b. reinstatement provision
c. extended term option
d. reduced paid up nonforfeiture option - answer-automatic premium loan
all other factors being equal, how would premium in a survivorship life policy
compare to the premium in a joint life policy?
a. it will be the same
b. it will be half the amount
c. it will be lower
d. it will be higher - answer-it will be lower
Which health insurance provision describes the insured's right to cancel
coverage?
a. renewal provision
b. policy duration provision
c. insuring clause
d. cancellation provision - answer-cancellation provision
Which document is used to assess risk associated with an applicant lifestyle
and character?
