Florida Adjuster Licensing Practice Exam questions and
answers 2025\2026 A+ Grade
A claim in the property/casualty industry Is defined as:
- correct answer an assertion of an alleged legal right against a person, entity, company or insurer that
carries with it a demand for money as compensation for injuries or damages
when you purchase insurance, you are buying:
- correct answer peace of mind that if an insured event does occur, that the insurance company will
keep its promise and provide the financial protection that you purchased
in today's society, the most important factor in the purchase of insurance is:
- correct answer trust
One of the most important claim handling goals of an insurance company is:
- correct answer to help those who have been injured or who have suffered loss for which the insured is
responsible, while at the same time minimizing loss for the insured party and carrier
what is the primary difference between a company employee adjuster and an independent adjuster
- correct answer a company employee adjuster works for an insurance company and an independent
adjuster works independently for themselves or for adjusting firms who represent many clients
an adjuster's responsibility as a fiduciary means:
- correct answer the adjuster represents, and controls, the property and financial interests of the client
to whom he/she owes a high degree of loyalty and good faith
the basic and primary functions of an adjuster are:
- correct answer investigating, evaluating, reporting, negotiating and disposing of claims
once an adjuster is licensed, he or she must maintain a continuing education requirement. What is that
adjuster's compliance requirement in order to retain a license?
- correct answer an adjuster must complete 24 hours of continuing education in every 2 year compliance
period, of which 5 hours must be taken in a properly certified 5 hour law and ethics update course
answers 2025\2026 A+ Grade
A claim in the property/casualty industry Is defined as:
- correct answer an assertion of an alleged legal right against a person, entity, company or insurer that
carries with it a demand for money as compensation for injuries or damages
when you purchase insurance, you are buying:
- correct answer peace of mind that if an insured event does occur, that the insurance company will
keep its promise and provide the financial protection that you purchased
in today's society, the most important factor in the purchase of insurance is:
- correct answer trust
One of the most important claim handling goals of an insurance company is:
- correct answer to help those who have been injured or who have suffered loss for which the insured is
responsible, while at the same time minimizing loss for the insured party and carrier
what is the primary difference between a company employee adjuster and an independent adjuster
- correct answer a company employee adjuster works for an insurance company and an independent
adjuster works independently for themselves or for adjusting firms who represent many clients
an adjuster's responsibility as a fiduciary means:
- correct answer the adjuster represents, and controls, the property and financial interests of the client
to whom he/she owes a high degree of loyalty and good faith
the basic and primary functions of an adjuster are:
- correct answer investigating, evaluating, reporting, negotiating and disposing of claims
once an adjuster is licensed, he or she must maintain a continuing education requirement. What is that
adjuster's compliance requirement in order to retain a license?
- correct answer an adjuster must complete 24 hours of continuing education in every 2 year compliance
period, of which 5 hours must be taken in a properly certified 5 hour law and ethics update course
