11/15/25, 8:14 AM Auto Adjuster Exam 17-66 EXAM (updated 2025) Questions & Answers | Latest Already Graded A+ UPDATE 2025|2026 Flashcard…
Auto Adjuster Exam 17-66 EXAM (updated 2025)
Questions & Answers | Latest Already Graded A+
UPDATE 2025|2026
Save
Terms in this set (26)
Which of the following Liability
would not be considered
a "first party" coverage Liability is considered to be "third party coverage."
under the personal auto The other coverages pay the insured (the first party)
policy? under the policy.
Medical expenses
There are two types of damages for bodily injury
claims - special damages and general damages.
Special damages are those expenses to which one
Which of the following
can apply a dollar amount such as medical bills, a
would be considered
rental car, travel expenses to a medical facility and
"special damages?"
loss of wages. General damages are the most difficult
to adjust since they usually require negotiation or
even court action for a final determination of the
amount owed the claimant. General damages include
disfiguration, pain and suffering, punitive damages,
loss of consortium and loss of the quality of life.
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, 11/15/25, 8:14 AM Auto Adjuster Exam 17-66 EXAM (updated 2025) Questions & Answers | Latest Already Graded A+ UPDATE 2025|2026 Flashcard…
A coverage issue..
Non-waiver agreements and reservation of rights
letters both serve the following general purposes: 1.
To advise the insured that any action taken by the
A non-waiver agreement
insurance company in investigating the cause of loss
issued by an insurance
or in ascertaining the amount of loss is not intended
company is:
to waive or invalidate any policy condition, and 2. To
clarify that the intent of the agreement is to permit an
investigation of the claim and that neither the insured
nor the insurer will thereby waive any respective rights
or obligations.
Vehicles
This coverage does not apply to physical damage to
Which of the following other vehicles. In some states the insured can elect to
would NOT be covered purchase uninsured motorist property damage
under coverage C, the coverage that would apply to the insured's vehicle.
Uninsured and Special damages are those that the adjuster can
Underinsured Motorist assign a dollar amount such as medical expenses and
Coverage? loss of wages. General damages deal with soft tissue
injuries or pain and suffering where the damages are
usually determined at a later date and negotiated with
the insured.
https://quizlet.com/1108526930/auto-adjuster-exam-17-66-exam-updated-2025-questions-answers-latest-already-graded-a-update-20252026-flash-car… 2/8
Auto Adjuster Exam 17-66 EXAM (updated 2025)
Questions & Answers | Latest Already Graded A+
UPDATE 2025|2026
Save
Terms in this set (26)
Which of the following Liability
would not be considered
a "first party" coverage Liability is considered to be "third party coverage."
under the personal auto The other coverages pay the insured (the first party)
policy? under the policy.
Medical expenses
There are two types of damages for bodily injury
claims - special damages and general damages.
Special damages are those expenses to which one
Which of the following
can apply a dollar amount such as medical bills, a
would be considered
rental car, travel expenses to a medical facility and
"special damages?"
loss of wages. General damages are the most difficult
to adjust since they usually require negotiation or
even court action for a final determination of the
amount owed the claimant. General damages include
disfiguration, pain and suffering, punitive damages,
loss of consortium and loss of the quality of life.
https://quizlet.com/1108526930/auto-adjuster-exam-17-66-exam-updated-2025-questions-answers-latest-already-graded-a-update-20252026-flash-car… 1/8
, 11/15/25, 8:14 AM Auto Adjuster Exam 17-66 EXAM (updated 2025) Questions & Answers | Latest Already Graded A+ UPDATE 2025|2026 Flashcard…
A coverage issue..
Non-waiver agreements and reservation of rights
letters both serve the following general purposes: 1.
To advise the insured that any action taken by the
A non-waiver agreement
insurance company in investigating the cause of loss
issued by an insurance
or in ascertaining the amount of loss is not intended
company is:
to waive or invalidate any policy condition, and 2. To
clarify that the intent of the agreement is to permit an
investigation of the claim and that neither the insured
nor the insurer will thereby waive any respective rights
or obligations.
Vehicles
This coverage does not apply to physical damage to
Which of the following other vehicles. In some states the insured can elect to
would NOT be covered purchase uninsured motorist property damage
under coverage C, the coverage that would apply to the insured's vehicle.
Uninsured and Special damages are those that the adjuster can
Underinsured Motorist assign a dollar amount such as medical expenses and
Coverage? loss of wages. General damages deal with soft tissue
injuries or pain and suffering where the damages are
usually determined at a later date and negotiated with
the insured.
https://quizlet.com/1108526930/auto-adjuster-exam-17-66-exam-updated-2025-questions-answers-latest-already-graded-a-update-20252026-flash-car… 2/8
